Miscellaneous

What can I do with a biomedical sciences degree?

From discovering vital medical developments to improving the lives of others, your skills from a biomedical sciences degree can be applied to a range of medical, scientific and research careers

Job options

Jobs directly related to your degree include:

• Biomedical scientist
• Biotechnologist
• Clinical research associate
• Clinical scientist, biochemistry
• Clinical scientist, haematology
• Clinical scientist, immunology
• Forensic scientist
• Microbiologist
• Operating department practitioner
• Physician associate
• Research scientist (life sciences)
• Research scientist (medical)
• Scientific laboratory technician
• Toxicologist

Jobs where your degree would be useful include:

• Crime scene investigator
• Genetic counsellor
• Medical sales representative
• Medical science liaison
• Occupational hygienist
• Neuroscientist
• Science writer
• Teaching laboratory technician

Remember that many employers accept applications from graduates with any degree subject, so don’t restrict your thinking to the jobs listed here.

Take a few minutes to answer the Job Match quiz and find out what careers would suit you

Try Job Match

Work experience

This is a competitive employment sector and a period of relevant work experience can be extremely useful in increasing your chances of getting onto further training courses or of finding employment.

Some degrees include a placement year which can provide experience in laboratory work or scientific research. You can also try sending out speculative applications for work experience opportunities as they’re often not advertised. Think about the area in which you’d like to work and focus on those employers. Some are willing to take on volunteers and may allow individuals to work-shadow or even just speak to members of staff working within the profession.

Getting working practice of laboratory techniques and being able to evidence your specific medical/scientific interest is useful.

Search for placements and find out more about work experience and internships.

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Typical employers

Common employers of biomedical sciences graduates include:

• Health and Safety Executive (HSE)
• Medical Research Council (MRC)
• NHS, including NHS Blood and Transplant (NHSBT)
• UK Health Security Agency (UKHSA)

You can also work in pathology and research laboratories in private sector hospitals.

You may also look for opportunities with academic departments at universities, forensic, charity or government-funded laboratories, veterinary services, the armed forces or private pathology laboratories.

The food and drink, biotechnology and pharmaceutical industries employ graduates in areas such as research and development, quality assurance and sales. Publishing companies and the specialist press may also employ biomedical sciences graduates as writers or editors.

Find information on employers in healthcare, science and pharmaceuticals, teacher training and education and other job sectors.

Skills for your CV

You will gain experience in laboratory work during your degree and this will equip you with the skills you need to plan, conduct and evaluate experiments. It will also enable you to comply with health and safety regulations, and to research and interpret scientific literature.

Transferable skills gained on your course include:

• analytical and problem-solving skills
• computing and the use of statistics
• data analysis, evaluation and interpretation
• project management
• numeracy
• organisation and time management
• oral and written communication
• teamworking – from laboratory work or activities such as sport, societies or voluntary work.

Further study

Undertaking further study is increasingly common and a number of careers in the science sector require you to have a specific postgraduate qualification. By studying at postgraduate level, you will further develop your specialist knowledge, research skills and communication skills.

If you have a good degree in biomedical science it’s also possible for you to enter other courses to train for a different career. For example, you may be able to obtain a place on a four-year, fast-track, graduate entry course to study medicine.

For more information on further study and to find a course that interests you, see Masters degrees and search postgraduate courses in biomedical sciences.

What do biomedical sciences graduates do?

The top three medical professional jobs include natural and social science professionals (21%), science, engineering and production technicians (16%) and care workers (7%).

Graduate destinations for biomedical sciences

Type of work	Percentage
Science	45. 9
Childcare, health and education	10.2
Retail, catering and customer service	7.4
Business, HR and finance	6.2
Other	30.3

Types of work entered in the UK

Find out what other biomedical science graduates are doing 15 months after finishing their degrees in What do graduates do?

Graduate destinations data from the Higher Education Statistics Agency.

Find out more

• Health in Wales
• HSC Recruit – health and social care jobs in Northern Ireland
• NHS Jobs
• NHS Scotland Recruitment

Written by AGCAS editors

January 2022

© Copyright AGCAS & Graduate Prospects Ltd · Disclaimer

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Biomedical scientist job profile | Prospects.

ac.uk

Biomedical scientists carry out tests on samples taken by doctors and nurses in order to diagnose a range of illnesses and diseases

As a biomedical scientist, you’ll carry out a range of laboratory and scientific tests on tissue samples and fluids to help clinicians diagnose and treat diseases. You’ll also evaluate the effectiveness of treatments.

Your work is extremely important to many hospital departments, such as operating theatres and A&E, and the functions you carry out are wide ranging. For example, you may work on medical conditions such as cancer, diabetes or AIDS, screen for and monitor a range of diseases, or carry out tests for emergency blood transfusions.

Types of biomedical scientist

Biomedical scientists usually specialise in one of four areas: infection sciences, blood sciences, cell sciences or genetics and molecular pathology.

Infection sciences includes:

• medical microbiology – identification of micro-organisms causing disease and their antibiotic treatment
• virology – identification of viruses, associated diseases and monitoring the effectiveness of vaccines.

Blood sciences includes:

• clinical chemistry – analysis of blood and body fluids to help with diagnoses, and toxicology studies
• transfusion science – determination of donor/recipient blood compatibility, ensuring blood banks are sufficient
• haematology – form and functions of diseases of the blood
• immunology – understanding the immune system and its role in combating disease.

Cell sciences includes:

• histopathology (also known as cellular pathology) – microscopic examination of diseased tissue samples to establish the cause of the disease
• cytology – best known for cervical smear screening, but also covers other cellular analysis.

Genetics and molecular pathology includes:

• genetics – study of genes and hereditary variations in genes
• molecular pathology – study and diagnosis of disease through examination of tissues and fluids at molecular level.

For more information on the four laboratory disciplines, see the IBMS What is biomedical science?.

Responsibilities

As a biomedical scientist you’ll need to:

• perform routine and specialist analytical testing on a range of biological samples
• give test results to medical staff, who use the information to diagnose and treat the patient’s illness
• process patient samples in good time and make sure that turnaround times for reporting results are achieved
• prioritise your workload and perform urgent analytical testing as required
• identify abnormal or unexpected results and report back and follow up with requesting clinicians
• maintain and run specialist lab equipment
• maintain and order stocks of materials
• answer telephone enquiries about test results and other general lab issues
• accurately record data, write reports and share results
• develop new methods of investigation and keep up to date with diagnostic innovations
• support the lab’s quality management system and observe all relevant health and safety regulations
• supervise, mentor and support trainee biomedical scientists and other support staff
• keep your professional knowledge up to date and take responsibility for your continuing professional development (CPD).

Salary

• Starting salaries in the NHS range from £25,655 to £31,534 (Band 5).
• With experience and/or specialist knowledge, you can earn a salary of £32,306 to £39,027 (Band 6).
• As a senior biomedical scientist, you can expect to earn £40,057 to £53,219 (Band 7/8a). Salaries for consultant biomedical scientists, who have reached the top of their profession, are higher.

If you’re working in London and the surrounding areas you may receive a high-cost area supplement of between 5% and 20% of your basic salary.

Salary levels for biomedical scientists working for private companies, universities, government bodies and other organisations may vary.

Income data for NHS salaries from pay bands agreed under the Agenda for change pay rates.

Figures are intended as a guide only.

Working hours

If you’re employed by the NHS, you’ll generally work a standard 37.5 hour week. A flexible approach to work is essential to cover day, evening, night and weekend working.

Some opportunities exist for part-time work or job sharing. Self-employment is unlikely as it’s rarely possible to set up an independent laboratory.

What to expect

• You will usually work in a laboratory using computers and hi-tech automated lab equipment.
• You’ll work as part of a team that includes healthcare science staff, doctors (particularly those specialising in pathology) and nurses.
• Vacancies are available across the UK in hospitals and private sector laboratories.
• It’s also possible to follow a career in research or forensic science.
• Although you won’t usually need to travel during the working day or spend time away from home, travel between sites may be necessary.

£10,000 scholarship available

Study Online Bioinformatics at the University of Birmingham. Apply now to discover your potential

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Qualifications

You’ll need to be registered with the Health and Care Professions Council (HCPC) to work as a biomedical scientist in the UK.

To achieve this you need to complete a BSc (Hons) degree in biomedical science accredited by the Institute of Biomedical Science (IBMS) or approved by the HCPC. You will also need to successfully complete a period of clinical laboratory training in an IBMS-approved laboratory, where you’ll complete the IBMS Registration Training Portfolio.

IBMS-accredited undergraduate biomedical science degrees are offered by universities on a full-time, part-time, sandwich and integrated basis.

Integrated degrees will include a laboratory placement in an IBMS-approved laboratory, during which you’ll complete the IBMS Registration Training Portfolio. On successful completion of your degree, you will be awarded an IBMS Certificate of Competence to show you’re eligible to apply to the HCPC for registration as a biomedical scientist.

If your IBMS-accredited degree doesn’t have an integrated placement, you’ll need to arrange a laboratory placement and complete the IBMS Registration Training Portfolio either during a sandwich year or once you’ve finished your degree.

Alternatively, you can take a BSc (Hons) degree in healthcare science (life sciences) through the NHS Practitioner Training Programme (PTP), which must be accredited by the IBMS or approved by the HCPC if you want to be eligible to apply for registration as a biomedical scientist when you graduate. The degree takes three years, full time and combines academic and work-based learning. Completion of the IBMS Registration Training Portfolio is integral to this programme.

If you’re already working in an NHS pathology department and have A-levels or equivalent that include a life science, your employer may support you to complete an accredited degree on a part-time basis or as part of an IBMS-accredited degree apprenticeship programme.

If your degree isn’t accredited by the IBMS, contact them to have your degree assessed and they’ll advise on whether or not you need additional academic education. See the IBMS website for a list of accredited degree courses.

Skills

You will need to have:

• practical laboratory skills and manual dexterity
• analytical skills and the ability to present data in a meaningful way
• communication and teamwork skills
• the ability to work alone or under instruction
• patience and the ability to work accurately and efficiently
• the ability to prioritise tasks and meet deadlines
• a willingness to accept responsibility and use common sense
• flexibility and the ability to work with a range of equipment and techniques
• the ability to work under pressure while maintaining standards of service
• attention to detail
• IT skills.

Work experience

It’s worth arranging a visit to a local hospital diagnostic/medical laboratory before applying for degree courses to get a feel for the type of work carried out. A placement or other work experience in a laboratory and evidence of medical interest is useful.

Unless you have taken an integrated biomedical sciences degree, you’ll need to arrange a laboratory placement and complete the IBMS Registration Training Portfolio. You can do this either during a sandwich year or once you’ve finished your degree. Many IBMS-accredited courses will offer a placement or sandwich year as part of their degree course.

The NHS advertises pre-registration roles such as medical laboratory assistant or laboratory technician or you could try to set up your own placement.

Competition for trainee positions is fierce as there are limited opportunities, so check job adverts regularly and contact hospitals directly. Most hospitals will have an approved training laboratory, although this doesn’t automatically mean that they will take on a trainee.

You should check with the employer whether their laboratory is approved for training and if you are able to complete the Registration Training Portfolio as part of the job role.

Find out more about the different kinds of work experience and internships that are available.

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Employers

The NHS is one of the main employers of biomedical scientists. Work is generally carried out in clinical pathology laboratories and regional laboratories. You could also work for NHS Blood and Transplant or the UK Health Security Agency (UKHSA), or in pathology and research laboratories in private sector hospitals.

Other employers include:

• Food Standards Agency
• forensic laboratories
• government departments
• Health and Safety Executive (HSE)
• HM armed forces
• Medical Research Council (MRC)
• some manufacturing firms, especially those producing pharmaceutical products
• universities
• veterinary services.

There are also opportunities to work on healthcare projects worldwide with international non-governmental and voluntary organisations such as:

• Voluntary Service Overseas (VSO)
• World Health Organization (WHO)

Look for jobs vacancies at:

• The Biomedical Scientist Jobs
• Careerscene – the biomedical science career network
• New Scientist Jobs
• NHS Jobs and NHSScotland Jobs

Vacancies are also advertised in the local, national and specialist press.

Specialist recruitment agencies such as Globe Locums, Maxxima and Mediplacements also advertise vacancies.

Professional development

In the first two years after registering with the HCPC, you’ll normally continue your professional development by taking the IBMS Specialist Diploma, a specialised professional qualification. The Diploma is offered in a range of disciplines:

• cellular pathology
• cervical cytology
• clinical biochemistry
• clinical immunology
• cytopathology
• diagnostic cytopathology
• haematology with hospital transfusion practice
• histocompatibility and immunogenetics
• medical microbiology
• transfusion science
• virology.

It’s also possible to take the IBMS Specialist Diploma in Blood Sciences or the Diploma of Specialist Practice.

You’ll need to provide evidence of your training, specialist knowledge, practical skills and competency via a portfolio, presentation, laboratory tour and oral examination.

On completion of the IBMS Specialist Diploma or Diploma of Specialist Practice, you’re eligible to become a member of the IBMS (MIBMS).

As your career develops, there are opportunities to take IBMS higher and expert qualifications. These are aimed at biomedical scientists looking to move into management or who want to show advanced skills in their specialist area. At the highest level, you can work towards IBMS Advanced Specialist Diplomas. For details of post-registration professional development opportunities, see IBMS Education.

It’s also possible to further your knowledge and expertise via an MSc or PhD.

Members with the highest levels of specialist knowledge, achievement and professional standards are eligible to apply for IBMS Fellowship (FIBMS).

With the right combination of experience, knowledge and skills, you may be eligible for registered scientist (RSci) or chartered scientist (CSci) status through the Science Council. For full registration criteria, see the Science Council professional registers.

Career prospects

Opportunities for career development are generally good. There’s a set career structure in place in the NHS and you’ll need to show you have the required skills, qualifications, experience and knowledge to progress through the pay bands.

Upon qualification, many biomedical scientists choose to specialise in a particular area of biomedical science and progress to senior and specialist roles. To progress to a grade 6 in the NHS, you’ll usually need an IBMS Specialist Diploma. Progression to grade 7 usually requires an MSc or the IBMS Higher Specialist Diploma.

With further experience and qualifications, it’s possible to reach the top of the profession by becoming a consultant biomedical scientist. For more information, see IBMS Career Pathways.

Senior roles often involve managing a team or department within a laboratory, or managing a particular area of service provision such as health and safety, quality management or service delivery. You may also become involved in advanced specialist scientific work, clinical research or training and education. For information about careers in biomedical research, see The Academy of Medical Sciences.

Some biomedical scientists choose a postgraduate route to other clinical roles, such as endocrinology, or you may wish to move into health promotion or the commercial sector in product development or scientific sales and marketing.

Written by AGCAS editors

February 2022

© Copyright AGCAS & Graduate Prospects Ltd · Disclaimer

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Management in biomedicine

Profile

Entrepreneur in biomedicine (the program is implemented jointly with the National Research Tomsk State University)

Degree or qualification

Master

Level

9000 2 Master’s degree

Language of instruction

Russian

Subject

Management

Form of study

Correspondence

Direction code

38.04. 02

Study period

2.5 years

Who are we preparing?

Highly qualified professionals who are ready to successfully conduct business in the field of biomedicine and medical technologies. The program will be useful for those who are planning their own healthcare business or work in start-ups and innovative projects in this area, as well as business development within existing companies.

It provides for the study of compulsory disciplines and a package of knowledge necessary for launching and managing (including risk and financial management, marketing) and a medical start-up or business in the field of biomedical technologies and innovations. During the training, you will be able to work on your own project in the startup workshop and during the passage of accelerators.

** There is an opportunity to receive a grant in case of enrollment on a commercial basis.

Expert international community and industrial partners

Opportunity to communicate with experts in their field and participate in biomedical research

Unique infrastructure and clinical base

Vivarium, laboratories with high-tech production and analytical equipment, own clinics based on Moscow hospitals

Each program includes basic and elective disciplines, as well as:

Laboratory workshops, clinical and practical classes, work on simulators, practical classes, lectures and seminars

Modern approach to teaching and practice

Interdisciplinary approach and development of new competencies

Apply

More about the university

You will master

Economy and entrepreneurial ecosystems

Entrepreneurship in biomedicine

Entrepreneurial thinking (gaming technology)

Marketing in biomedicine

Production and process management in biomedicine

Global markets

Innovation management in biomedicine

Fundamentals of medical technology and digital medicine

Registration procedures in biomedicine

Risk management and compliance

Business development

Corporate finance

some disciplines are indicated

How to proceed

Create an applicant’s personal account online

Register online from 06/20/2023 and submit documents by 07/31/2023. If you have any questions, here you can read the instructions

Pass the entrance examinations

From 08/01/2023 to 08/11/2023 pass the tests in the form of testing (60 minutes) in person or online in Russian or English. You can see the programs of entrance examinations on the website of the University

03

Go ahead!

Start studying

08/14/2023 on the University website, find yourself in the lists of those enrolled, bring the original documents, sign an agreement, and after paying for the tuition, start studying!

Career after graduation

Head of a biomedical startup

Manager in a biotech company

Business strategy consultant in the biomedical industry

Product manager in a medical company

Analyst in a biomedical business

Pharmaceutical Business Development Manager

Biomedical Marketing Manager

Technology Startup

Entrepreneurship

Business Management

Innovation Management

Biomed qing technology

Elizaveta Nikolaevna Bandurina

In 2021 she graduated from the Master’s program “Public Health and Health Care” in the profile “Nursing Management” (now – the program “Nursing Management”).

“Attitude towards nurses, salaries and growth opportunities do not attract young professionals. Higher education and scientific activity are not very common among nurses, so I was met with some bewilderment at interviews. However, it is thanks to the magistracy that I understand my value as an independent, competent and conscientious employee, and I also realize that I am not only “the hands of a doctor”, for which I am encouraged by a salary or help in my research.”

Read more

Tatyana Ivanovna Bashkirova

In 2022 she graduated from the Master’s program “Special (defectological) education” and continued her studies at the postgraduate course of Sechenov University.

“Studying at Sechenov University opens up new opportunities for career development and new horizons of knowledge. I did internships at 4 institutions at once. Already during the internship, you will be able to see the result of training – in real working conditions.

Read more

Angelina Igorevna Nikitkina

In 2021 she graduated from the master’s program “Materials Science and Technology”, works in a private laboratory in the mass spectrometry department.

“After graduating from Sechenov University, I have a strong portfolio. Thanks to the master’s program, I have the skills and knowledge necessary to get a job in a chemical or biotechnology laboratory with a competitive salary.

Read more

Evgeny Vladimirovich Mashkovsky

In 2016 he graduated from the master’s program “Linguistics”. He worked at Sechenov University, in the Government of Moscow. Currently engaged in consulting in the field of education and talent management.

“Studying a master’s degree helps a lot in the job, as it gives you tools that you can immediately use in practice.”

Read more

Elena Vladimirovna Savinkova

In 2022 she graduated from the master’s program “Biology” with a specialization in “Innovative medicines”, which is implemented jointly with the Franche-Comté University France. She spent one year in Russia and the second year of study in France at the University of Burgundy.

“I was highly motivated: this double degree program gave me the opportunity to learn from the best teachers, use the experience and resources of two universities at once, and do internships in two laboratories – in Russia and France.”

Read more

Alexey Aleksandrovich Mikhailov

In 2022, he graduated with honors from the Master’s program “Industrial Pharmacy”. Alexey manages the production laboratory at the veterinary pharmaceutical company Mosagrogen JSC and is also an authorized person for the quality of medicines.

“When I entered the master’s program at Sechenov University, I understood perfectly well that it would be difficult to study in parallel with work. But I had no idea how interesting everything would be! After graduating, I began to look at some issues differently, I saw new ways to solve industry problems.”

Read more

Sergei Vladimirovich Reshetnikov

A graduate with honors and a medal “Successful” of the master’s program “Management” in the profile “Management in health care”, has 4 higher medical education, including in universities in China and Bulgaria.

“Master’s programs are characterized by a high-quality, productive structure of the training program, which provides the most promising areas for improving the head of a medical organization.”

Read more

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Question answer

Are there state-funded places in Sechenov University’s master’s program?

Yes, master’s studies at Sechenov University are possible both on a budgetary and contract basis. Read more here.

I have a specialist diploma. Can I apply for a budget place in a master’s program?

If you are a bachelor’s degree graduate and do not yet have a specialist or master’s degree, then you can apply for a state-funded place. If you have a diploma of a graduate (obtained before 2014), then you also have the right to apply for a budget place.
Graduates of a specialty and a master’s degree are not entitled to apply for state-funded places, since for them studying in a master’s program will be considered a second higher education, which can only be obtained on a contract basis.

Can I apply for a master’s program in a field of study other than my original one?

Yes, upon admission to a master’s program, you have the right to choose any direction, regardless of the initial profile.

How to apply for a master’s program at Sechenov University?

The Admissions Committee of the Master’s program accepts documents from June 20 to July 31. The list of required documents can be found here. You can submit documents through the student’s personal account on the Sechenov University website, in person through the admissions office, or in paper form by sending them by postal operator.

Can I apply for an unlimited number of master’s programs?

No, you can’t. You can apply for a maximum of five master’s programs.

What time do Master’s students study? Is it possible to combine studies in the magistracy with work?

Classes for full-time students are held in the evening, which allows you to combine study with work.

Is hostel available for master students?

Dormitories are available to students on request, on a first-come, first-served basis. Priority for accommodation in dormitories is given to students receiving a social scholarship, as well as foreign citizens studying in a budget place (within the quota).

Can I have an internship at work?

Yes, you can do an internship at your place of work if the profile of the company matches the master’s program.

How do I find out where the classes will take place?

Currently, Sechenov University has 476 buildings. For information about the location of the classes, contact the manager of your master’s program.

Contacts

Biomedical technologies, bachelor’s degree – Faculty of Natural Sciences of the State University of Education – Ucheba.

ru

Master’s Degree at Moscow State University M.V. Lomonosov

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College of Economic International Relations

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Top 10 Child Care Centers in Middletown, NY

Recent child care center reviews in Middletown, NY

Little Sprouts NY

My daughter loves going to Little Sprouts. In months she has made friends always excited when going to the daycare. The staff is polite and always keeps me informed with my daughters daily activities.

– Bruce

Day Engels Care

This provider is very flexible and available for my child needs as far as hours, concerns etc … my child is 3 and loves going there if it was any problems child will be a little resistant. Thanks for your services

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First Blessing is a wonderful organzation, Ms. Kathy is terrific !!! She was a true blessing for me an my husband. We both work in the city and finding a provider who could accommdate our hours was truly tough. First Blessing did just that, providing the security , care and education for our son.My son is entering K in the fall and he is ready thanks to Ms. Kathy. I am so happy that he will be able to remain with her in the fall for morning and afternoon care. If you are working parents who travel to the city and are looking for a provider to work with your hours, provide a safe and health environment for your child First Blessing is the place!!!!!!!!!!!!!…

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Middletown Day Nursery Assoc Inc

This daycare has it very family atmophere….feel very warm welcome by staff and office members…I trust to leave my children in their care!!

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Child care centers in Middletown, NY

Little Sprouts NY

514 M And M RD, Middletown, NY 10940

Costimate: $199/wk

Description:

Little Sprouts is an exciting and emerging child care center in the heart of the Hudson Valley. In our clean, safe and secluded location we are ideal for families in the Hudson Valley area to have theirchildren cared for….

Recent review:

My daughter loves going to Little Sprouts. In months she has made friends always excited when going to the daycare. The staff is polite and always keeps me informed with my daughters daily activities.

Reviewed by Bruce

Day Engels Care

32 Beers Dr, Middletown, NY 10940

Costimate: $203/wk

Description:

The Engels Day Care located in Middletown NY offers educational readiness programs for the young kids of the community. Its programs include day care services, preschool class, and after school care designedfor children six weeks to twelve years old. The center encourages active learning by providing play-based, child-initiated, and hands-on activities….

Recent review:

This provider is very flexible and available for my child needs as far as hours, concerns etc … my child is 3 and loves going there if it was any problems child will be a little resistant. Thanks for yourservices…

Reviewed by Mea

Description:

Certifications:
*Licensed by the State of New York
*Early Childhood Education
*CDA Certified
*Adult & Pediatric First Aid/CPR/AED (By American Red Cross)
What we offer:
Toddler Program (Ages 2 years old- 3 years old)
Early Learning/Preschool (Ages 3 years old – 5 years old)
After-School (Homework Assistance)
Before & After Care (To assist commuting parents)
Summer Program
Hours of operation:
Monday – Friday 6 a. m. – 6 p.m.
** Most Vouchers Accepted!…

Recent review:

First Blessing is a wonderful organzation, Ms. Kathy is terrific !!! She was a true blessing for me an my husband. We both work in the city and finding a provider who could accommdate our hours was trulytough. First Blessing did just that, providing the security , care and education for our son. My son is entering K in the fall and he is ready thanks to Ms. Kathy. I am so happy that he will be able to remain with her in the fall for morning and afternoon care. If you are working parents who travel to the city and are looking for a provider to work with your hours, provide a safe and health environment for your child First Blessing is the place!!!!!!!!!!!!!…

Reviewed by Edwinda D

Recent reviews:

I would recommend this daycare to any mom. The staff are very professional and welcoming. Love to see the monthly planning for the school and all the fun activities they do with the children. Like any child,my little girl has gotten bruises, has fallen while running in the playground – but I still trust them with my child. I cant stand moms leaving comments like their child has always been inside this crystal ball has never fell while being with them. All the ladies in this place try their ultimately best to care for our children. If you are one of those moms that is going to complain because a child pushed your child -then I recommend you stay home and care for your own child….

Reviewed by Yamilis B

First Steps

125 Dolson Avenue Suite 3, Middletown, NY 10940

Costimate: $199/wk

Description:

We are an Early Learning Facility that proudly serves the working families of Orange County. We provide educational services for day care from 6 weeks to 2.5 years old and Preschool from 3-5 years. Summer campis available for ages 5-12 years old….

Description:

Everything Grows Childcare in Middletown, New York is a non-profit organization and dedicated to providing the highest quality services for children and families, and to demonstrating success in clear andmeasurable ways. The center provide child care for families and kids from Infant, Toddler, Preschool, Pre-K, and Summer Camp Program….

Description:

The Purpose Driven Daycare is a licensed center located in Middletown, NY. They provide a Christian based educational daycare center that aims to develop your child’s cognitive and motor skills. They offerprograms available to children 8 months old to 12 years old children. The daycare is open Mondays through Fridays from 6:00a.m. to 5:00p.m….

Description:

Everything Grows Child Care & Learning Center is located in Middletown, NY. They provide a comprehensive curriculum that is designed to nurture and develop the skills and interest of the students. They offerprograms for infants, toddlers, and preschool. It is open Monday to Friday from 6:30a.m. to 6:30p.m….

Description:

Day Rainbow Kids Care in Middletown, New York is a non-profit organization and dedicated to providing the highest quality services for children and families, and to demonstrating success in clear and measurableways. The center provide child care for families and kids from six weeks to twelve years old….

Description:

First Blessing Learning Center exists to provide Premier child care services that are aimed at enhancing traditional day care methodologies and integrating extracurricular interests (such as arts and crafts,dance, theater and gymnastics) into one comprehensive program. Our developmental programs reinforce basic social, listening, independence and motor skills and prepare students for future related interaction.
In addition to the above we offer, LATE NIGHTS AND WEEKENDS….

Busy Bees Preschool

296 Greenville Tpke, Middletown, NY 10940

Costimate: $203/wk

Description:

Busy Bees Preschool provides caring and dedicated child care and education services in Middletown, New York, for kids from six weeks to twelve years old. The center provides education, social, cultural,emotional, physical and recreational areas to provide parents the opportunity to give their child the best start possible. …

Description:

George Robinson Center Preschool located in Middletown, NY offers Preschool Learning Experience (PLE) program for children ages two and a half to four years old. This program is an integrated preschool programfor both typically developing and developmentally delayed children….

Description:

Emily’s Little Angels provides affordable childcare services and give each child a warm environment that encourages the development of socialization skills, independence and positive self-image. Established in2010, it is located at 6 Norwich Ct Middletown, NY….

Description:

Kindercollege Child in Middletown, New York seeks to provide a nurturing, high quality, safe and fun learning environment that is fit for the child’s overall growth and development. It is a Child Care providerthat can accommodate a certain number of children….

On My Way Daycare

12 Riverside Drive, Middletown, NY 10941

Costimate: $225/wk

Description:

On My Way Daycare is an early learning facility based in Middletown, New York that offers care and education programs for different child age groups. The company admits infants up to school-age children (6weeks to 12 years old). Oh My Way Daycare also offers before and after-school programs and summer camps….

Description:

The Children’s Corner located in Middletown, NY offers quality and affordable childcare services to children ages 6 weeks to Pre-Kindergarten. They offer age-appropriate programs fostering initiative,creativity, and thinking skills that will enhance the children’s abilities to communicate, solve problems, practice interpersonal social skills, and imagine experiences for themselves with self-confidence….

Description:

Care Bears Daycare and Preschool located in Middletown, NY is a state licensed childcare facility believing that sharing and playing is significant for children. The school offers comprehensive programs andactivities such as shapes, colors, alphabets, numbers, tracing letters, shaping, and coloring different pictures….

ABCD at Middletown

47 Academy Ave, Middletown, NY 10940

Costimate: $199/wk

Description:

With a linguistically and culturally diverse program, New York State Federation of Growers & Processors Associates Inc located in Middletown, NY accepts children from 8 weeks old through school age. It providesEarly, Migrant, as well as Seasonal Head Start to eligible families and farm workers across NYS. Other services include health services, transportation services, family engagement, etc….

Description:

Hansel and Gretel Nursery School provides educational, loving and reliable care, in a fun environment for young kids. Programs offered are childcare, preschool, and kindergarten. Established in 1971, it islocated at 632 Van Burenville Rd. Middletown, NY….

Showing 1 – 19 of 19

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Child Care Center Articles

14 healthy breakfast ideas for kids before school

July 14th, 2023 A healthy breakfast is important for everyone, but for kids, it’s crucial — particularly during the school year. “Not only does breakfast enhance brain powe… Read more

FAQs for finding child care centers near you in Middletown, NY

What are the benefits of child care centers near me in Middletown, NY?

Child care centers near you in Middletown, NY provide a number of crucial benefits for both parents and children. Most importantly, these establishments can offer a safe and nurturing environment for young ones, providing educational resources and enriching activities in the process. Additionally, children can build important skills in communication and collaboration with others by interacting with peers at child care centers. Parents will feel at ease knowing that their little loved ones are being looked after in an organized structure with trained professionals who are properly certified.

What will my child do at a child care center near me in Middletown, NY?

A child care center can be an ideal environment for children to develop and explore. Typically, the staff at child care centers near you in Middletown, NY have experience dealing with young kids and are experts at developing creative activities that encourage learning. Your child will be able to participate in structured games and free play with their peers, receive help with academics, and practice healthy habits such as proper nutrition and exercise. They’ll also have access to art materials to allow them to express themselves. By interacting with other kids and the staff, your child will build the emotional skills necessary for their social development.

How can I find a child care center near me in Middletown, NY?

You can use Care.com to kick off your search for a child care center near you in Middletown, NY. You can start by simply sorting child care center profiles by the location that is most convenient for you. Some parents may want to choose a location close to home and others may want one close to their workplace. Then you can read reviews from other parents to learn about their experiences with each child care center you’re considering.

THE Top 10 Daycares in Middletown, NY

Recent daycare reviews in Middletown, NY

Day Engels Care

This provider is very flexible and available for my child needs as far as hours, concerns etc . .. my child is 3 and loves going there if it was any problems child will be a little resistant. Thanks for your services

– Mea

First Steps Early Learning Day Care Academy LLC

I’ve known the Director Mrs. Dureka Forbes for practically my whole life as we met as kids in a daycare center. Director Forbes is committed and dedicated to providing an affordable, reliable, safe and nurturing environment that will meet all of your child care needs and ease your worries andconcerns….

– Dana

Middletown Day Nursery Assoc Inc

This daycare has it very family atmophere….feel very warm welcome by staff and office members…I trust to leave my children in their care!!

– Mother O

Mel’s Little Star Day Care

She is fantastic started watching my 3 kids last summer she is fantastic very responsive communicates with me if they need anything she pays attention if anything is wrong with them and she feeds them well! they love it and would rather go to daycare than school.

– NgV

Daycares in Middletown, NY

Day Engels Care

32 Beers Dr, Middletown, NY 10940

Costimate: $203/wk

Description:

The Engels Day Care located in Middletown NY offers educational readiness programs for the young kids of the community. Its programs include day care services, preschool class, and after school care designedfor children six weeks to twelve years old. The center encourages active learning by providing play-based, child-initiated, and hands-on activities….

Recent review:

This provider is very flexible and available for my child needs as far as hours, concerns etc … my child is 3 and loves going there if it was any problems child will be a little resistant. Thanks for yourservices…

Reviewed by Mea

Description:

We are an Early Learning Facility who proudly serves the working families of Orange County NY. We have a curriculum that’s tailored for children ages 6 weeks-12 years old. We are conveniently located inMiddletown NY close to 84 and 17. We are affordable and offer non traditional hours even weekends. The facility is safe and secure with a keypad entry system. We provide Child Care M-F 6am-7pm and Saturdays 8a-5p.
Our new facility is now enrolling. Please come by or call to enroll your child today….

Recent reviews:

Where do I start? My son loves going to school. Yes I said it SCHOOL, this is beyond a daycare center. Mrs.Forbes and her staff create a safe learning environment for the children. My son has been going to thisdaycare since he was 7 months. We have witness him make tremendous progress since day 1. Mrs. Forbes the owner and director is very passionate about educating the children from the time they step foot into the building. The staff also follows suit as well. Everyone is dedicated to make sure the children are learning, playing, meeting milestones, and most importantly being safe. Once again this is not a daycare it is a School. I appreciate the staff and Mrs. Forbes….

Reviewed by Brooke T

Recent reviews:

I would recommend this daycare to any mom. The staff are very professional and welcoming. Love to see the monthly planning for the school and all the fun activities they do with the children. Like any child,my little girl has gotten bruises, has fallen while running in the playground – but I still trust them with my child. I cant stand moms leaving comments like their child has always been inside this crystal ball has never fell while being with them. All the ladies in this place try their ultimately best to care for our children. If you are one of those moms that is going to complain because a child pushed your child -then I recommend you stay home and care for your own child….

Reviewed by Yamilis B

First Steps

125 Dolson Avenue Suite 3, Middletown, NY 10940

Costimate: $199/wk

Description:

We are an Early Learning Facility that proudly serves the working families of Orange County. We provide educational services for day care from 6 weeks to 2.5 years old and Preschool from 3-5 years. Summer campis available for ages 5-12 years old….

Description:

The Purpose Driven Daycare is a licensed center located in Middletown, NY. They provide a Christian based educational daycare center that aims to develop your child’s cognitive and motor skills. They offerprograms available to children 8 months old to 12 years old children. The daycare is open Mondays through Fridays from 6:00a.m. to 5:00p.m….

Description:

Christian daycare providing high quality early childhood developmentally appropriate education for infants, toddlers, and preschoolers.

Description:

Care Bears Daycare and Preschool located in Middletown, NY is a state licensed childcare facility believing that sharing and playing is significant for children. The school offers comprehensive programs andactivities such as shapes, colors, alphabets, numbers, tracing letters, shaping, and coloring different pictures….

Blueberry Daycare

10 Monica Ct., Middletown, NY 10941

Costimate: $225/wk

Description:

Lively, play-based learning environment. Small home based day care run by a sweet, wonderful NYS Elementary School Teacher and Mom! We blend learning, socialization and fun to optimize your child’s time atBlueberry! Come check us out!…

Description:

Everything Grows Childcare in Middletown, New York is a non-profit organization and dedicated to providing the highest quality services for children and families, and to demonstrating success in clear andmeasurable ways. The center provide child care for families and kids from Infant, Toddler, Preschool, Pre-K, and Summer Camp Program….

On My Way Daycare

12 Riverside Drive, Middletown, NY 10941

Costimate: $225/wk

Description:

On My Way Daycare is an early learning facility based in Middletown, New York that offers care and education programs for different child age groups. The company admits infants up to school-age children (6weeks to 12 years old). Oh My Way Daycare also offers before and after-school programs and summer camps….

Description:

At Little Friends Daycare we allow each child to be their individualized self. We believe that each child learns at their own pace. We follow a preschool curriculum which provides learning tools to get yourchild ready for his or her first year of school. We feel that learning is also fun and therefore engage the children in playful activities that also promote learning.
We also offer arts, crafts, and outdoor play. All meals, snacks and drinks are provided and we assist in toilet training . Little Friends Daycare is where your child will get a safe, fun, learning experience!…

Description:

First Blessing Learning Center exists to provide Premier child care services that are aimed at enhancing traditional day care methodologies and integrating extracurricular interests (such as arts and crafts,dance, theater and gymnastics) into one comprehensive program. Our developmental programs reinforce basic social, listening, independence and motor skills and prepare students for future related interaction.
In addition to the above we offer, LATE NIGHTS AND WEEKENDS….

Toy box daycare

206 N18 St, Middletown, NY 10941

Costimate: $225/wk

Description:

Emily’s Little Angels provides affordable childcare services and give each child a warm environment that encourages the development of socialization skills, independence and positive self-image. Established in2010, it is located at 6 Norwich Ct Middletown, NY….

Description:

Kindercollege Child in Middletown, New York seeks to provide a nurturing, high quality, safe and fun learning environment that is fit for the child’s overall growth and development. It is a Child Care providerthat can accommodate a certain number of children….

ABCD at Middletown

47 Academy Ave, Middletown, NY 10940

Costimate: $199/wk

Description:

With a linguistically and culturally diverse program, New York State Federation of Growers & Processors Associates Inc located in Middletown, NY accepts children from 8 weeks old through school age. It providesEarly, Migrant, as well as Seasonal Head Start to eligible families and farm workers across NYS. Other services include health services, transportation services, family engagement, etc….

Description:

Day Rainbow Kids Care in Middletown, New York is a non-profit organization and dedicated to providing the highest quality services for children and families, and to demonstrating success in clear and measurableways. The center provide child care for families and kids from six weeks to twelve years old….

Description:

Hansel and Gretel Nursery School provides educational, loving and reliable care, in a fun environment for young kids. Programs offered are childcare, preschool, and kindergarten. Established in 1971, it islocated at 632 Van Burenville Rd. Middletown, NY….

Description:

Everything Grows Child Care & Learning Center is located in Middletown, NY. They provide a comprehensive curriculum that is designed to nurture and develop the skills and interest of the students. They offerprograms for infants, toddlers, and preschool. It is open Monday to Friday from 6:30a.m. to 6:30p.m….

Description:

The Children’s Corner located in Middletown, NY offers quality and affordable childcare services to children ages 6 weeks to Pre-Kindergarten. They offer age-appropriate programs fostering initiative,creativity, and thinking skills that will enhance the children’s abilities to communicate, solve problems, practice interpersonal social skills, and imagine experiences for themselves with self-confidence….

Description:

Braeside Camp is situated in a beautiful and peaceful setting in Middletown, New York. It provides a positive environment where children can meet new friends, share experiences and learn together. The camp’sactivities are geared towards building a strong foundation where children can benefit academically, socially and emotionally….

Description:

George Robinson Center Preschool located in Middletown, NY offers Preschool Learning Experience (PLE) program for children ages two and a half to four years old. This program is an integrated preschool programfor both typically developing and developmentally delayed children….

Description:

Your toddler will feel safe and get plenty of one-on-one attention. We do lots of singing, coloring, learning their ABCs, 123’s and so much more.

Recent reviews:

She is fantastic started watching my 3 kids last summer she is fantastic very responsive communicates with me if they need anything she pays attention if anything is wrong with them and she feeds them well!they love it and would rather go to daycare than school….

Reviewed by NgV

Showing 1 – 23 of 23

Daycare Articles

Choosing an after-school activity for your child

July 20th, 2023 As a caring parent, you want the best for your child, but picking and choosing activities that will be fun and constructive can be overwhelming. From music … Read more

FAQs for finding daycares near you in Middletown, NY

What are the benefits of daycare near me in Middletown, NY?

Daycare centers near you in Middletown, NY offer a number of benefits to both children and their parents or guardians. For the kids, daycare is an opportunity to learn coping and social skills, explore the world, and form relationships with other children – all while staying active and stimulating their minds with educational activities. For parents and guardians, daycare often provides peace of mind that their children are supervised in a safe and nurturing environment with skilled professionals on board to tackle responsibilities such as discipline, problem solving strategies, and nutrition. All in all, daycare is a valuable resource for families by providing quality childcare and early childhood education services.

What services do daycare centers offer near me in Middletown, NY?

Daycares near you in Middletown, NY provide a range of services that allow children to grow and develop in safe, secure environments. Daycare centers are staffed by qualified professionals who create a caring atmosphere that teach kids lessons fundamental to their well-being, and typically include activities such as playtime, meals, and learning opportunities designed to prepare young minds for the world ahead.

What should I look for in a daycare center near me in Middletown, NY?

Finding the right daycare center near you in Middletown, NY for your child can be an overwhelming experience, but the process can be streamlined with a clear understanding of what to look for. It’s important to consider factors such as certification and accreditation, as well as any health and safety protocols that are in place. Factors such as cost, accessibility, and the quality of care provided are sure to be top of mind as well, and ultimately, selecting the best daycare center will depend on finding one that meets your expectations and your child’s specific needs.

What questions should I ask when looking for a daycare for my child near me in Middletown, NY?

Some questions you might consider asking daycare centers near you in Middletown, NY include: What are the teacher-to-child ratios? What types of activities do you plan as part of the daily program? Is there an outdoor play area and what safety regulations are in place regarding that space? How often is communication provided to parents regarding their child’s progress or issues that arise? Be sure to ask specifics about any policies related to enrollment fees, tuition payments, health and vaccination requirements and anything else that is important to you and your family as well.

JP Morgan boosts pay to $175k for associates. The banking skills that could get you killed

The difficult thing about an investment bank’s compensation structure is that it is exactly what the name suggests – a structure. Different points have to bear some sort of reasonably stable relationship to one another; you can’t have completely different pay scales for sales and trading compared to capital markets and advisory, and the salary increments between ranks have to be significant enough to make it worth people’s while to chase promotion. So when the analysts are getting big pay rises, it’s pretty certain that associates are also going to see an increment.

JP Morgan is the latest big bank to recognise this inevitability, with an announcement going out that first year associates joining via the MBA programme will be paid $175k, up from $150k last year. No announcement has yet been made about the rest of the associate program, but it’s hardly likely that second year associates will be paid much less than first-years, or that internally promoted ones will put up with less money than newly hired MBA grunts.

And although there is less of a direct connection, we’ve seen over the last six months that it’s very difficult for any bank to remain significantly out of step with the overall industry pay norms. So by the end of the year, it’s very likely that the entire top tier of investment banking will have seen the basic element of junior banker compensation go up by somewhat more than 15% across the board. Several firms have already bitten this bullet, with Deutsche, Barclays and UBS all raising salaries for associates at the same time as analysts.

But the question now has to be asked – does this really mean more money? Even at the associate level, variable compensation is often bigger than salary, and at Vice-President or above, it’s pretty much de rigeur to think of things in terms of total comp. The pay rises being announced now don’t necessarily mean all that much if the extra $25k is just taken back out again at the end of the year (or for European banks, early next year).

In fact, there’s a large element of window dressing here. Basic salaries for first year analysts and MBA associates are practically the only parts of the compensation structure where there is visibility and where comparisons are made. For most bankers, there’s no way of knowing for sure how much your colleagues and competitors make, only rumour and assumption.

The strong performance of revenues so far in 2021 is likely to mean that these sorts of questions can be avoided in the short term – although bonus pool accruals were not growing as fast as revenues at the h2 stage, there should still be enough to give most bankers a bonus that compares favourably with the recent past. But if the market cools even a little bit, we might see a leverage effect with variable comp having to fall a lot further than it otherwise might in order to meet cost targets. And if things cool a bit more, some highly paid associates and analysts might have cause to wonder whether it’s an entirely unmixed blessing in terms of job security to have locked in a significantly higher fixed cost.

On a totally different theme, if you needed a further reason to stay out of prison, according to the experts you would probably be no good at it. Apparently the skills needed to succeed in Wall Street are “not only in large degree useless, they are probably counterproductive”. That’s the view of Jeffrey D Grant, who runs a prison ministry focused on white collar criminals. He adds that “Business rewards a certain type of attitude and assertiveness—all things that will get you killed in prison”.

Even when you get out, Grant notes that bankers often have problems adjusting to the fact that their world has fundamentally changed. Because of the examples of people like Michael Milken, they tend to assume that it’s possible to make a comeback to the kind of life they lived before when it usually isn’t. One of the members of the ministry group has launched “Commissary Club”, the exclusive social network for executives with criminal histories, but it’s unlikely to be competing with LinkedIn any time soon.

Meanwhile

A profile of Cathie Wood of Ark Investments, with a lot about her fan club of Redditors and her Christian faith, but also tackling interesting career topics like the difficulty of being an aggressive growth investor at a conservative firm, and the pluses and minuses of always sounding very certain about your decisions. (New York Times)

A slightly complex looking co-head situation at Barclays – David Cross has been recruited from Deutsche to be co-head of European flow rates trading, while Jon Desler takes the other half of the co-headship and retains his role as head of short term interest rates for EMEA and APAC. Both of them will report to Nat Tyce, head of EMEA/APAC macro trading. (IFR)

“It almost killed me” – Ian Clarke’s mammoth report on racism in banking took 300 hours of work over six months, alongside his full time job. (Financial News)

Credit Suisse has hired Emre Gunalp from BNP Paribas to be global co-head of diversified industrials investment banking (Bloomberg)

Advice on how to handle the delicate negotiations associated with soliciting a bid-back from your current employer when you have an alternative offer that you don’t really want to go to. “It’s like dating … you have to express your interest in remaining in the relationship”, according to one career consultant who might not necessarily have thought the analogy through. (WSJ)

On the related topic of “boomerang hires”, Ian Long is heading back to Deutsche Bank, where he used to be head of equity capital markets in China. After spending time at ICBC as head of Asia ECM, he will now be Deutsche’s vice chairman for investment banking coverage and advisory in Asia. (Bloomberg)

Chief executives are getting significantly more polished in their video communications to employees. (FT)

Photo by Timis Alexandra on Unsplash

Private Bank | Jobs & Internships

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[INTRO MUSIC]

MARCELA:

Hi, I’m Marcela. I am currently a banker analyst in the JPMorgan Private Bank Brazil team in the New York City office. I work in the private banking team. We help manage our clients’ wealth. And we do the most basic things like credit cards and helping them with their daily needs, as well as succession planning, structure, and complex lending operations. What I like the most about my role. Clients recognize me. They call me. And then, you can have a conversation as if you’ve known them for years. My manager is constantly giving me feedback, being our voice, giving us plenty of opportunities. I did a presentation in my summer internship, and the slides went to Mary Erdoes, the CEO of Asset and Wealth Management. She emailed me saying it was a great deck. And I still have that email saved in my folder. My day is intense, busy, and unpredictable. Practicing yoga helps you deal with these emotions in the sense of trying to stay calm. [CLAP] Born and raised in Sao Paulo, Brazil. I studied economics in the University of Michigan in Ann Arbor. I feel like I’m a really extrovert individual. Advice I’ve been giving is, “Feedback is always good, even if it’s bad.” Networking is your number one tool. Are we good? Thank you.

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Best foreign banks for Russian millionaires – 2021. Forbes rating

September 02, 2021

• org/ListItem”>
  Finance

• Elena Tofanyuk

  Editorial Forbes

• Artur Arutyunov

  Author

• Mikhail Kuznetsov

  Author

• Tatiana Lomskaya

  Editorial Forbes

• Yana Milyukova

  Editorial Forbes

Which foreign banks provide the best conditions for wealthy Russians – in the Forbes ranking

Last year’s leader Credit Suisse moved to third place, and the largest Swiss private bank UBS topped the ranking (last year the bank ranked second).

How we counted

1. To compile the rating, we interviewed more than 30 representatives of banks and the financial industry and selected the top 15 players in Russia and five foreign players.

2. The rating score for foreign banks depends 50% on the number of votes cast by Russian bankers, 50% on the position in the Euromoney rating.

UBS

Points: 100

Founded: 1862

Executive: Ralph Hamers

Headquarters: Zurich, Switzerland

UBS is the largest Swiss private bank, present in Russia since 1996. In 2020, personnel changes took place both in the central office of the bank and in the Russian one. In November, the Swiss office of UBS was headed by Ralph Hamers, who previously headed the Dutch financial group ING. In May, Elena Griffin of JPMorgan Chase became UBS Vice Chair for Central and Eastern Europe, Greece and Israel, having built a “very strong franchise” in her 11 years with the bank, targeting the region’s billionaire clients, the memorandum of appointment emphasized. . UBS net income increased 54% to $6.6 billion in 2020. Global Wealth Management pre-tax profit increased 20% to $4.1 billion.

Julius Baer

Points: 80.0

Founded: 1890

Executive: Philipp Rickenbacher

9005 1 Headquarters: Zurich, Switzerland

Assets under management of the bank increased in 2020 to 434 billion Swiss francs, and by the end of the first half of 2021 reached 486 billion. The bank’s net profit for 2020 increased by 50%, amounting to 698 million Swiss francs. At the beginning of 2020, the Swiss regulator Finma banned the bank from making large transactions: the sanctions were imposed due to Julius Baer’s “significant backlog” in the fight against money laundering. Flaws in the bank’s anti-money laundering system were discovered between 2009and 2018 and linked to alleged corruption in the oil company PDVSA and the International Football Federation (FIFA). In November 2020, Julius Baer signed an agreement with the US Department of Justice to end FIFA corruption investigations and pay $79.7 million in fines. , mainly due to customers from Germany, the UK, Spain, Luxembourg, Ireland and Russia, as well as the UAE and Mexico.

Credit Suisse

Points: 73.3

Founded: 1856

Executive: Thomas Gottstein

9005 1 Headquarters: Zurich, Switzerland

Credit Suisse has been in private banking for over 160 years, and has been operating on the Russian market for more than 20 years. The entry threshold for clients is 5 million Swiss francs ($5.5 million). Back in 2016, the bank stopped servicing accounts in Russia and transferred them to Switzerland. The only option available in Moscow is investment advice. In October 2020, Kommersant reported that Credit Suisse was expanding the Wealth Management team for Russian clients with BNP Paribas employees: eight former bank employees under the leadership of Nonna Ushenina were to go to the bank.

JP Morgan

Points: 36.7

Founded: 1871

Executive: Jamie Dimon

900 51 Headquarters: New York, USA

JPMorgan Chase is an American investment bank . Despite its presence in Russia, the bank does not provide services to individuals. Private Bank JP Morgan is not very widely represented abroad – its share in the world market is less than 2%. In 2020, the bank’s asset and wealth management division raised $276 billion in client assets. As of June 30, 2021, Wealth Management alone had assets under management of $673 billion, according to Reuters. five to seven years and bring it to 1000.

Pictet

Points: 33.3

Founded: 1805

Executive: Renaud de Plante

Headquarters: Geneva, Switzerland

Pictet is a Swiss private bank. Wealth Management Pictet had CHF 240 billion under management in 2020, up 3% from 2019. Now the bank has 22 offices around the world. Pictet increased the number of consultants in a year from 352 to 363 people. The bank’s profit for 2020 increased by 7% to 577 million Swiss francs. Pictet does not have an office in Russia, but it accepts Russian clients. The minimum check is 2 million Swiss francs ($2.2 million).

Lombard Odier

Points: 33.3

Founded: 1796

Executive: Patrick Odier

90 051 Headquarters: Geneva, Switzerland

Lombard Odier is a Swiss banking group formed by in 2002. The group’s bank, Darier, Hentsch & Cie, was founded in 1796, so Lombard Odier claims to be Geneva’s oldest private bank. Provides asset management services in Switzerland, Europe, Latin America and Asia. The amount of assets under management of the bank at the end of 2020 amounted to 316 billion Swiss francs. The group has 30 offices around the world, there is also a representative office in Moscow.

financial results, forecasts and balance sheet of the company

JPMorgan Chase & Co is a leading international financial services company with $3.8 trillion in assets and $290 billion in equity.

• About the company
• Business segments
• Financial results and balance sheet
• Growth prospects and company valuation
• Company forecast

JPMorgan Chase & Co has over 200 years of history. The company is a leader in investment banking, consumer and small business financial services, commercial banking, financial transaction processing and asset management.

About the company

JPMorgan Chase & Co serves millions of clients in the US and many of the most prominent corporate, institutional and government clients in more than 60 countries under two brands, JPMorgan and Chase. JPMorgan’s clients include the world’s largest corporations, governments, high net worth individuals and institutional investors interested in investment banking, private banking and wealth management. The Chase brand brings together the group’s business of consumer and commercial banking to serve the public and businesses.

Such a structure was created in 2000, when the investment conglomerate JP Morgan & Co merged with the country’s largest bank, The Chase Manhattan Corporation. The combined structure was named JP Morgan Chase & Co and took a leading position in retail banking, investment banking and financial services.

In subsequent years, JPMorgan Chase & Co merged with several more financial and investment companies – Bank One, Bear Stearns Companies, Washington Mutual and Cazenove. This allowed the company to become the largest financial conglomerate in the world with a capitalization of almost half a trillion dollars.

Business segments

For management reporting purposes, JPMorgan Chase’s operations are divided into four main reportable business segments:

• Consumer and Community Banking, CCB. Serves ordinary consumers, small and medium businesses and large commercial enterprises within the framework of traditional banking services: deposit and investment products, payment solutions, issuance and servicing of loans and bank cards;
• corporate investment bank – Corporate and Investment Bank, CIB. Provides a suite of investment banking, market maker and prime brokerage services, as well as treasury services and securitized securities for corporations and institutions around the world;
• Commercial Banking, CB. Includes servicing and financing US and multinational commercial clients, including municipalities, financial institutions, non-profit organizations, and investors and real estate owners;
• asset management – Asset Management, AWM. Serves large organizations, high net worth individuals and retail investors in major markets around the world. The division’s typical clients are high and ultra high net worth institutions and investors.

Distribution of total revenue by business segments. Data source: analytical department of Newton Investments LLC
Distribution of net profit by business segments. Data source: analytical department of Newton Investments LLC
Return on equity (ROE, %) of JPMorgan Chase operating segments. Data source: analytical department of LLC Newton Investments

Financial results and balance sheet

For the nine months of 2021, JPMorgan Chase posted net revenue of $92.392 billion, up 2% from the same period a year earlier. At the same time, net profit increased almost 2.3 times – from $17 billion in the nine months of 2020 to $37.935 billion in the nine months of this year.

The exponential growth of net profit can be explained by accounting operations for the creation and subsequent dissolution of reserves for possible losses on loans. In the first nine months of 2020, JPMorgan Chase withdrew $19 into reserves.37 billion, which halved net profit. But thanks to a strong economy and a confident financial position of borrowers this year, the financial holding did not create new reserves and disbanded $7. 97 billion from previously created ones. The total provision for possible losses on loans as of September 30, 2021 is $20.5 billion.

Non-interest income amounted to $53.682 billion, up 9%. This was driven by a 41% increase in corporate and investment banking (CIB) investment banking fee income, a 10% increase in lending and deposits related fee income, a 28% increase in card services revenue and a 17% increase in -an increase in asset management fees at Asset Management (AWM).

Net interest income amounted to $38.71 billion, it decreased by 6%. This was driven by low interest rates and a cautious 5.5% growth in the loan portfolio compared to a 20% growth in deposits, as well as lower net interest income in CIB Markets.

The largest part of the banking group’s net income came from asset management, administration and commissions. Their volume amounted to $15.48 billion in the first nine months of 2021. At the same time, the total volume of non-interest income is 58%, which makes JPMorgan Chase’s income stable and predictable. The return on equity (ROE) was a record 20%, the group’s reserve capital reached $210 billion.

JPMorgan Chase’s total assets reached $3.757 trillion, up 16% y/y. At the same time, $2.357 trillion is represented by the most liquid assets – deposits in federal banks, government bonds and other securities. The volume of the deposit and loan portfolios amounted to $2.4 trillion and $1.04 trillion, having increased by 20% and 5.5% in nine months of 2021, respectively.

The loan-to-deposit ratio, used to assess a bank’s liquidity by comparing a bank’s total loans to total deposits over the same period, was 43% compared to 49%.% a year earlier. This indicates low risks and a high level of financial stability of the group compared to most banks from developing countries, where the Loans to Deposits Ratio often reaches 100%.

Borrower selectivity is reflected by strong credit quality, with NPLs of just 8.8 billion and a net write-off ratio of 0.32% cumulative for the nine months and 0. 21% for the third quarter of 2021.

The financial performance of the company. Data source: Analytical department of LLC Newton Investments

Growth prospects and company valuation

Due to near-zero interest rates, the group’s net interest margin is currently at an all-time low of approximately 1.37%. This means that by taking on the credit risk on the loans it makes, JPMorgan Chase & Co earns only $1.37 a year for every $100 it lends to borrowers. For this reason, the group does not increase its loan portfolio, the size of which is growing four times slower than the volume of deposits received from depositors. The company is actively increasing its non-interest income.

The expected 50pp increase in the Federal Reserve’s federal funds rate will widen the group’s interest margin, as it will be reflected in multiplier increases in mortgage, consumer and auto lending rates. This will be reflected in an increase in interest income, which currently accounts for 42% of the company’s total income, and will return interest in increasing the size of the loan portfolio. Thus, a 50 percentage point increase in JPMorgan Chase & Co’s interest margin would increase interest income by about $18 billion, and in the case of a 50% increase in the loan portfolio, it would give an increase in interest income in the amount of $21 billion per year. After deducting administrative expenses and other overheads, this gives the prospect of increasing net income before provisions by an additional $16-18.5 billion per year. This means an increase of 47% to the current values.

JPMorgan Chase & Co will continue to benefit from its strong positions in asset management, administration and underwriting. Taking into account the regular buyback, in the aggregate, this allows us to predict the growth of the company’s net profit to $15 per share at the end of the current year and at least $22 per share at the end of 2023.

Based on this forecast, JPMorgan Chase & Co is trading at a 2-year forward P/E of 7.26x. This implies 55% upside potential over the next two years to an industry average of 11. 3x and nearly 80% upside to the company’s five-year average of 13x.

Company forecast

The financial results of JPMorgan Chase & Co demonstrate the group’s ability to increase profits even in difficult times. A strong American economy with growing rates over the next two years will lead to a significant increase in interest income and a 1.5-fold increase in net income, which, according to the most conservative estimates, could give a 50% potential for growth in the company’s capitalization. At the same time, the well-established corporate practice of distributing profits among shareholders through dividends and share buybacks makes it possible to count on an additional 7% return on invested capital. The bank’s shares trade at a discount to industry averages and their historical levels.

The target price of JPMorgan Chase & Co shares on the horizon of one year is $200. Upside potential – 25% .

This reference and analytical material has been prepared by Newton Investments LLC for informational purposes only.

Under The Rainbow | NEWPORT AR Child Care Center

About the Provider

Description: UNDER THE RAINBOW is a Child Care Center in NEWPORT AR, with a maximum capacity of 98 children. This child care center helps with children in the age range of Infant/Toddler; Preschool; . The provider also participates in a subsidized child care program.

Additional Information: 1 Stars Better Beginnings;

Program and Licensing Details

• License Number:
  10668
• Capacity:
  98
• Age Range:
  Infant/Toddler; Preschool;
• Rate Range
  Infant 0 to 18 Months $15.00 per day (Less Than 7 Hours)
  Infant 0 to 18 Months $29.00 per day (7 Hours or More)
  Toddler 18 to 36 Months $15.00 per day (Less Than 7 Hours)
  Toddler 18 to 36 Months $29.00 per day (7 Hours or More)
  Preschool 30 to 72 Months $14.00 per day (Less Than 7 Hours)
  Preschool 30 to 72 Months $28.00 per day (7 Hours or More)
  School Age 60 to 156 Months $13. 00 per day (Less Than 7 Hours)
  School Age 60 to 156 Months $25.00 per day (7 Hours or More)
• State Rating:
  1
• Enrolled in Subsidized Child Care Program:
  Yes
• Type of Care:
  Infant / Toddler , Preschool
• District Office:
  401 South College Blvd, West Memphis AR-72301
• District Office Phone:
  (870) 400-0825 (Note: This is not the facility phone number.)
• Licensor:
  Shamekia Perry ([email protected])

Inspection/Report History

Where possible, ChildcareCenter provides inspection reports as a service to families. This information is deemed reliable,
but is not guaranteed. We encourage families to contact the daycare provider directly with any questions or concerns,
as the provider may have already addressed some or all issues. Reports can also be verified with your local daycare licensing office.

Visit/Complaint Date	Type	Details
2021-09-22	Facility Visit	1000. 1003.2.Infants and toddlers shall be placed in age appropriate cribs, cots, or mats meeting Consumer Product Safety Commission (CPSC) standards, for when they fall asleep. (Note: Also, any items used in the crib must be used according to manufacturer guidelines, regardless if the child is sleeping or not, in accordance with 1001.1.)
2021-06-01	Facility Visit	No Violations Cited
2021-04-07	Facility Visit	1100.1101.12.Medicine shall be kept out of the reach of the children when dispensing and shall be stored in a locked area at all other times. 800.801.1.Child care centers shall comply with the Minimum Requirements of the currently adopted Arkansas Fire Prevention Code as administered by local fire department or by the State Fire Marshal, who has final authority. Written verification of annual approval shall be maintained on file. (Note that the State and Local Fire Codes may not allow the use of basements or floors above ground level by children, first grade and younger, unless there is a ground level exit. ) 900.909.3.c.Use zone protective surfacing depths shall be as follows: Minimum compressed loose-fill protective surfacing depths9 inches- Pea Gravel – Protects to Fall Height of 5 feet
2020-12-01	Facility Visit	No Violations Cited
2020-08-28	Facility Visit	No Violations Cited
2019-12-17	Facility Visit	No Violations Cited
2019-07-18	Facility Visit	No Violations Cited
2019-04-22	Facility Visit	300.303.3.All staff members who work directly with children shall have a high school diploma or GED.
2019-02-05	Facility Visit	100.109.1.a.The following persons shall be required to have their background reviewed through an Arkansas Child Maltreatment Central Registry Check. A check or money order for $10.00 made out to Department of Human Services (DHS) must be attached to each form.Each applicant to own or operate a child At application and every two years thereafter care facility 100.109.1.b.The following persons shall be required to have their background reviewed through an Arkansas Child Maltreatment Central Registry Check. A check or money order for $10.00 made out to Department of Human Services (DHS) must be attached to each form.Staff members and applicants for At application or within 10 days of hire/start date and every two years thereafter employment in a child care facility 300.301.9.The use of cell phones by staff while supervising children shall be prohibited except in emergency situations. 300.303.3.All staff members who work directly with children shall have a high school diploma or GED.
2019-02-04	Facility Complaint	300.301.9 – The use of cell phones by staff while supervising children shall be prohibited except in emergency situations.
2019-01-29	Facility Visit	100.109.1.b.The following persons shall be required to have their background reviewed through an Arkansas Child Maltreatment Central Registry Check. A check or money order for $10.00 made out to Department of Human Services (DHS) must be attached to each form.Staff members and applicants for At application or within 10 days of hire/start date and every two years thereafter employment in a child care facility 100.109.1.f.The following persons shall be required to have their background reviewed through an Arkansas Child Maltreatment Central Registry Check. A check or money order for $10.00 made out to Department of Human Services (DHS) must be attached to each form.Therapist or other persons who have routine contact with children Within 10 days of the time they begin to provide services or begin to participate in center activities and every two years thereafter 1100.1101.17.Garbage and soiled diapers shall be kept in closed containers. Garbage and trash shall be removed from the center daily and from the grounds at least once a week. 900.902.1.The area shall be free of hazards or potentially hazardous objects.
2018-11-09	Facility Visit	1000.1001.6.The center shall provide individualized space for storing personal belongings. 1000.1002.1.There shall be a labeled, individual cot or mat, bottom sheet, and adequate cover for each child in care during rest time.
2018-11-07	Facility Complaint	1000.1001.6 – The center shall provide individualized space for storing personal belongings. 1000.1002.1 – There shall be a labeled, individual cot or mat, bottom sheet, and adequate cover for each child in care during rest time.
2018-11-02	Facility Visit	No Violations Cited
2018-07-13	Facility Visit	No Violations Cited

If you are a provider and you believe any information is incorrect, please contact us. We will research your concern and make corrections accordingly.

Reviews

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Write a review about Under The Rainbow. Let other families know what’s great, or what could be improved.
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Select from belowI have used this provider for more than 6 monthsI have used this provider for less than 6 monthsI have toured this provider’s facility, but have not used its servicesI am the ownerI am an employeeOther

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Select your Rating1 star2 star3 star4 star5 star

Review Policy:

ChildcareCenter.us does not actively screen or monitor user reviews, nor do we verify or edit content. Reviews reflect
only the opinion of the writer. We ask that users follow our
review guidelines. If you see a review that does not reflect these guidelines, you can email us. We will assess
the review and decide the appropriate next step. Please note – we will not remove a review simply because it is
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Under The Rainbow Llc | SHAWANO WI

About the Provider

Description: At Under The Rainbow Child Care of Shawano, WI, we understand the importance of finding child care professionals who will nurture, educate, and look after your child. That’s why our teachers are dedicated to fostering an environment in which your child will learn gleefully.

Additional Information: 3 stars. Initial License Date: 5/16/1997. Open Jan – Dec.

Program and Licensing Details

• License Number:
  1007050
• Capacity:
  79
• Age Range:
  6 Week(s) – 13 Year(s)
• YoungStar Rating:
  4
• Enrolled in Subsidized Child Care Program:
  No
• District Office:
  Wisconsin Dept of Children and Families (DCF)- Child Care Regulation and Licensing
• District Office Phone:
  608-266-9314 (Note: This is not the facility phone number. )

Inspection/Report History

Kiddie Academy of Oviedo – Oviedo F…

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Kiddie Academy of Oviedo – Oviedo FL Child Care Facility

Where possible, ChildcareCenter provides inspection reports as a service to families. This information is deemed reliable,
but is not guaranteed. We encourage families to contact the daycare provider directly with any questions or concerns,
as the provider may have already addressed some or all issues. Reports can also be verified with your local daycare licensing office.

Violation Date	Rule Number	Rule Summary
2021-06-17	251.06(2)(i)	Deteriorating Paint
Description: There was chipping and flaking paint in the school age and pre-school rooms.
2021-02-04	251.04(8)(a)	Mandated Reporting – Child Abuse & Neglect
Description: On 7-30-2020, the center failed to report child to child contact that to CPS.
2021-02-04	251.055(1)(a)	Supervision Of Children
Description: During the summer of 2020, staff failed to provide sight and sound supervision when an incident of inappropriate child contact occurred.
2019-09-30	Licensing	Revocation
2019-08-12	251.06(11)(b)7.	Outdoor Play Space – Enclosure
Description: The outdoor enclosure is not the required 4 feet in height in all areas.
2019-06-25	251.06(11)(b)6.	Outdoor Play Space – Potential Source Of Harm
Description: The center failed to have a lock on the gate in the outdoor play space.
2019-02-13	251.05(3)(f)	Child Tracking Procedure
Description: One staff member failed to report the correct number of children in her care to the licensing specialist during the monitoring visit.
2019-02-13	251.06(4)(d)	Exits & Passageways – Unobstructed, Minimum Width
Description: Not all emergency exits had a minimum width of 3 feet. Snow was not shoveled by all exits.
2019-02-13	251.05(4)(g)	Mixed Age Group With Children Under Age 2 – Group Size
Description: Group size was exceeded in the 2’s room when they had a child under the age of 2 with a group of 10 children.
2018-04-13	251.04(5)(a)2.	Staff File – Background Information Disclosure Form
Description: Staff member C on the staff record checklist did not have a background information disclosure on file.
2018-04-13	251.04(5)(a)3.	Staff File – Caregiver Background Check Results
Description: Staff members A, C, and D did not have current background checks on file.
2018-04-13	251.05(2)(a)	Staff Orientation – Develop, Implement, Document
Description: Staff member D on the staff record checklist did not have an orientation on file.
2018-03-30	251.04(5)(a)	Staff File – Maintenance & Availability
Description: On 3-30-18, staff and child files were not available for the licensing specialist to review during a monitoring visit.
2017-09-27	251.06(11)(b)7.	Outdoor Play Space – Enclosure
Description: The outdoor play space enclosure was not 4 feet in height on the side with the sandbox.
2017-06-27	251.05(3)(f)	Child Tracking Procedure
Description: One staff member did not report the correct number of children in her care to the licensing specialist nor did she have one of the children signed in.

If you are a provider and you believe any information is incorrect, please contact us. We will research your concern and make corrections accordingly.

Reviews

Be the first to review this childcare provider.
Write a review about Under The Rainbow Llc. Let other families know what’s great, or what could be improved.
Please read our brief review guidelines to make your review as helpful as possible.

Email address (will not be published):

Display name:

Which best describes your experience?:

Select from belowI have used this provider for more than 6 monthsI have used this provider for less than 6 monthsI have toured this provider’s facility, but have not used its servicesI am the ownerI am an employeeOther

Rating (1=poor, 5=excellent):

Select your Rating1 star2 star3 star4 star5 star

Review Policy:

ChildcareCenter.us does not actively screen or monitor user reviews, nor do we verify or edit content. Reviews reflect
only the opinion of the writer. We ask that users follow our
review guidelines. If you see a review that does not reflect these guidelines, you can email us. We will assess
the review and decide the appropriate next step. Please note – we will not remove a review simply because it is
negative. Providers are welcome to respond to parental reviews, however we ask that they identify themselves as
the provider.

Private kindergarten “Raduga”

Age and group

3-5 years 9 years old

Full time 8:00 – 20:00
9 teachers
3 teachers

ALL ABOUT THE GROUP

5-6 years old

Full day 8:00 – 20:00
11 teachers 900 06 3 teachers

ALL ABOUT THE GROUP

6-7 years old
PRESCHOOL

Full day 8:00 – 20:00
4 teachers
7 teachers
2 educators

ALL ABOUT THE GROUP

90 005 CAREFUL APPROACH

Each child is a separate person for us. We create conditions in the kindergarten that take into account his abilities and unique qualities. We support and approve what turned out better than yesterday. We allow you to master new knowledge to perfection before taking the next step. We unconditionally accept every child.

WHY PARENTS TRUST US

• ONE

STRUCTURE
WITH THE SCHOOL

• WE ALWAYS

900 70 IN CONTACT

• TEAM

PROFESSIONALS

• PROJECT

WORLD AROUND US

• OWN

BIG PLAYGROUND

• COOKING

SAMI

• MEDICINE

AND PROFILE KITKA

It is very important to interest the child.
Then he will be curious to learn new things.
We encourage children to make their own
discoveries and experience on their own.

The world around us

“The world around us” is a big project, lasting for the whole academic year for all age groups of the kindergarten. Every week on Fridays, we hold a common game for all children in order to consolidate all the knowledge that children have received during the week in the game, to form social and communication skills, to motivate children to learn to read and write, to explore the world around them.

World around

Every day a child encounters objects and phenomena, some of which are familiar to him, others are not. He has questions, a strong desire to know: what is it? What is the name of? For what? From what and how is it made? And children get answers to all these questions in the Travel Club. Thus, they form a holistic perception and idea of ​​various objects and phenomena of the surrounding reality.

Crafts

These are the first workshops for preschoolers, where all their work is aimed at satisfying aesthetic needs. In their work, children use modeling, paper construction (origami), making crafts from natural materials, scrapbooking, paper plastic, plasticineography and much more. Working in these workshops gives the child the opportunity to experiment, think creatively of their own conceived product, and sometimes make something interesting and memorable for everyone together.

Entertaining experiments

We consider entertaining experiments not as entertainment, but as a way to get acquainted with the outside world and the most effective way to develop thought processes. Experiments allow you to combine all types of activities and all aspects of education, develop observation and inquisitiveness of the mind, develop the desire to know the world, all cognitive abilities, the ability to invent, use non-standard solutions in difficult situations, create a creative personality.

Games in English

Games in English allow you to lay a solid foundation for further study and perception of a foreign language, form primary speaking and listening skills, and work with motivation. This is achieved through games of various levels of complexity: from simple to role-playing, traditional and modern. After all, playing is so natural for a child!

I am an artist

Drawing is one of the most favorite activities for children. Drawing in unusual ways causes even more positive emotions in children. Using non-traditional drawing techniques in the classroom, there is a development of thinking, imagination, fantasy, and creative abilities. The child has an interest in drawing, and as a result, the desire to create. They draw with a piece of chalk, charcoal, pencil, felt-tip pen, fountain pen, gouache, watercolor, sanguine, pastel, wax crayons, ink, toothbrush, foam rubber, fingers, palm, wand and many others. Any discovery of something new, unusual brings children looseness, joy and gives impetus to creativity. Imagination and fantasy are the most important aspect of a child’s life. They don’t know what is right and what is wrong. They draw as they see and think.

WHAT ELSE WE ARE SPECIAL

THE WORLD AROUND US

Every season we have a matinee in our garden, for which we prepare performances together with the children. Starting from the senior group, we perform on the stages of Moscow theaters twice a year. We change the environment and the premises so that children feel important and confident in different conditions. Children’s performance from beginning to end takes place on a real stage of the theater. This is the format of musicals – they sing, and talk, and dance.

Classes and procedures that take place
in “Rainbow” to strengthen the body, develop creativity and teach you how to manage your emotions.

Children’s yoga is fabulous stories in the morning before breakfast 2 times a week. Together with the monkey, the guys travel through the jungle, meet turtles and dogs, and climb mountains. Listening to fairy tales about yoga monkey, children perform assanas that develop coordination, flexibility, balance, and learn breathing techniques. Children become familiar with the possibilities of their bodies. Coordination and plasticity develop.

MUSICAL AND THEATER

STEP AEROBICS

Step aerobics is a rhythmic movement up and down a special step platform. It develops mobility in the joints, forms the arch of the foot, trains balance, strengthens the muscular system, improves flexibility, plasticity, restores body tone, normalizes the activity of the cardiovascular system, helps to develop good posture, beautiful, expressive and precise movements.

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FIND OUT MORE

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PARENTS REVIEWS

Our partners

Kindergarten “Rainbow” – We are like in a rainbow of colors – never apart!

WELCOME YOU ON THE SITE municipal budgetary preschool educational institution