Buying salary: Buyer Salary | Salary.com

Buyer Salary (September 2022) – Zippia

Updated August 22, 2022

$54,049yearly

To create our salary estimates, Zippia starts with data published in publicly available sources such as the U.S. Bureau of Labor Statistics (BLS), Foreign Labor Certification Data Center (FLC) Show More

$25.99 hourly

Entry level Salary

$37,000

yearly

$37,000

10 %

$54,049

Median

$76,000

90 %

How much does a Buyer make?

Buyers make $54,049 per year on average, or $25.99 per hour, in the United States. Buyers on the lower end of that spectrum, the bottom 10% to be exact, make roughly $37,000 a year, while the top 10% makes $76,000.

Location impacts how much a buyer can expect to make. Buyers make the most in New Jersey, Washington, Kansas, Pennsylvania, and New York.

Highest Paying State

New Jersey

Highest Paying City

Englewood, NJ

Highest Paying Company

NVIDIA

What Am I Worth?

Highest Paying State

New Jersey

Highest Paying City

Englewood, NJ

Highest Paying Company

NVIDIA

What Am I Worth?

Highest Paying States For Buyers

The darker areas on the map show where buyers earn the highest salaries across all 50 states.

• State View
• County View

Average Salary:

Buyer average salary by State

Rank	State	Avg. Salary	Hourly Rate	Job Count
1	Pennsylvania	$59,918	$28.81	432
2	Michigan	$58,965	$28.35	293
3	Ohio	$58,883	$28.31	289
4	Washington	$60,792	$29.23	258
5	Utah	$57,828	$27.80	112
6	Connecticut	$59,291	$28.51	119
7	Wisconsin	$57,209	$27.50	194
8	Kansas	$60,772	$29.22	68
9	New Jersey	$61,714	$29.67	226
10	Illinois	$56,892	$27. 35	455
11	New York	$59,667	$28.69	463
12	West Virginia	$58,559	$28.15	27
13	South Dakota	$58,774	$28.26	21
14	Kentucky	$55,658	$26.76	112
15	Missouri	$55,722	$26.79	178
16	Montana	$58,602	$28.17	12
17	Maryland	$56,027	$26.94	245
18	Minnesota	$54,245	$26.08	246
19	Virginia	$57,893	$27.83	255
20	Iowa	$53,510	$25.73	122
21	Massachusetts	$56,371	$27.10	297
22	California	$54,651	$26.27	1,170
23	Alaska	$56,144	$26. 99	30
24	Delaware	$56,802	$27.31	31
25	Indiana	$54,432	$26.17	165
26	North Carolina	$53,084	$25.52	335
27	Wyoming	$54,015	$25.97	15
28	District of Columbia	$57,159	$27.48	47
29	Tennessee	$51,467	$24.74	175
30	New Mexico	$54,697	$26.30	30
31	South Carolina	$53,649	$25.79	120
32	Colorado	$51,674	$24.84	280
33	Vermont	$54,593	$26.25	20
34	Nebraska	$53,126	$25.54	55
35	Arizona	$50,538	$24.30	251
36	New Hampshire	$53,082	$25. 52	51
37	Rhode Island	$53,742	$25.84	29
38	Oregon	$51,314	$24.67	149
39	North Dakota	$51,866	$24.94	20
40	Mississippi	$51,419	$24.72	53
41	Maine	$51,642	$24.83	41
42	Georgia	$49,364	$23.73	401
43	Nevada	$51,745	$24.88	56
44	Oklahoma	$51,482	$24.75	26
45	Alabama	$50,438	$24.25	82
46	Idaho	$49,554	$23.82	49
47	Texas	$48,743	$23.43	642
48	Hawaii	$39,256	$18.87	29
49	Arkansas	$48,035	$23. 09	57
50	Florida	$45,720	$21.98	428
51	Louisiana	$48,699	$23.41	51

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Top Buyer Jobs Near You

Highest Paying Cities For Buyers

Rank	City	Avg. Salary	Hourly Rate
1	Englewood, NJ	$61,676	$29.65
2	Kansas City, KS	$61,254	$29.45
3	Seattle, WA	$60,906	$29.28
4	Philadelphia, PA	$60,232	$28.96
5	New York, NY	$59,824	$28.76
6	Detroit, MI	$59,006	$28.37
7	Columbus, OH	$58,707	$28.22
8	Salt Lake City, UT	$57,871	$27.82
9	Washington, DC	$57,208	$27.50
10	Chicago, IL	$56,983	$27.40
11	San Francisco, CA	$56,928	$27.37
12	Boston, MA	$56,278	$27.06
13	Baltimore, MD	$56,162	$27.00
14	Saint Louis, MO	$56,138	$26. 99
15	Indianapolis, IN	$54,427	$26.17

Here Are The Five Most In Demand Cities Right Now:

1. Englewood, NJ
2. Kansas City, KS
3. Seattle, WA
4. Philadelphia, PA
5. New York, NY

Buyer Salary Details

Average Buyer Salary Graph, Trends, and Summary

What is a Buyer’s Salary?

Average Salary By Related Titles

Job Title	Annual Salary	Monthly Salary	Hourly Rate	Job Openings
Planning Analyst	$68,137	$5,678	$32. 76	92,380
Director Of Purchasing	$106,945	$8,912	$51.42	17,847
Supply Chain Analyst	$67,450	$5,621	$32.43	37,979
Procurement Analyst	$64,448	$5,371	$30.98	75,154
Procurement Agent	$72,384	$6,032	$34.80	45,198
Purchasing Agent	$51,950	$4,329	$24.98	45,856

Here are the five companies hiring the most now:

1. Halliburton Jobs (93)
2. Amazon Jobs (120)
3. General Electric Jobs (120)
4. Siemens Jobs (136)
5. Hewlett Packard Enterprise Jobs (102)

Which Companies Pay Buyers The Most?

According to our most recent salary estimates, NVIDIA and Entegris are the highest paying companies for buyers.

How Much Do Buyers Make In Different Industries?

Here are some examples of how much a buyer salaries can based on different industries:

1. The automotive industry pays buyers an average salary of $59,735

2. The technology industry pay $59,018

3. The lowest paying industry for buyers is the health care industry. Buyers in this industry earn an average salary of $48,724

Highest Paying Industries For Buyers

High Paying Buyer Jobs

Buyer Salary Trends

Average Buyer Salary Over Time

Compare salaries for individual cities or states with the national average.

Recently Added Buyer Salaries

Buyer Salaries FAQs

What state pays Buyers the most?

New Jersey pays Buyers the most in the United States, with an average salary of $61,714 per year, or $29. 67 per hour.

How do I know if I’m being paid fairly as a Buyer?

You know if you are being paid fairly as a Buyer if your pay is close to the average pay for the state you live in. For example, if you live in Washington you should be paid close to $60,792 per year.

What type of Buyer gets paid the most?

Director Of Purchasing gets paid the most. Director Of Purchasing made a median salary of $106,945. The best-paid 10 percent make $134,000, while the lowest-paid 10 percent make $84,000.

What is a good starting salary for a Buyer?

A good starting salary for a buyer is $37,000 in the United States. That puts you in the 10th percentile of annual income for a buyer in the U.S., which is about what you would expect if you were new to the field. The average salary for buyers is $54,724, but that normally requires some level of experience to achieve. Furthermore, a good starting salary for a buyer can vary by state.

How much do purchasers make a year?

Purchasers make $50,918 per year or $24.48 per hour. However, the range can start as low as $38,000 a year to as high as $87,000 a year. Factors that impact how much a purchaser can earn include location and type of buyer position.

How much does a buyer typically make?

A buyer typically makes $62,799 per year. However, this can range from $15,000 to $142,000 per year. Other factors such as location and company impact the earning potential for a buyer.

Highest Paying Cities In The United States For Buyers.

What is a reasonable entry-level salary for a buyer?

A responsible entry-level salary for a buyer is $41,500 a year. Factors such as location and the type of buyer position can impact earning potential.

Top Paying Cities For Entry-Level Buyer Positions:

Have more questions? See all answers to common business and financial questions.

Search For Buyer Jobs

Updated August 22, 2022

Purchasing Salary Statistics

• FederalPay

• Employee Lookup Tool
• Occupation Index
• Purchasing

How much does a Purchasing in the federal government get paid?
$51,011. 67*
*Based on the 2021 average.

2,112
EMPLOYEES

$105.34M
TOTAL SALARY

GS
MOST COMMON PAYSCALE

Purchasing was the 108th most popular job in the U.S. Government in 2021, with 2,112 employed. The most common payscale was the general schedule payscale.

In 2021, the Veterans Health Administration hired the most employees titled Purchasing, with an average salary of $47,698.

Government Purchasing jobs are classified under the General Schedule (GS) payscale.
The minimum paygrade for a Purchasing job is GS-1, and the highest paygrade that can be attained within this job series is GS-9.
Remember that the starting and maximum yearly pay listed above reflect base pay only – your actual salary will be higher based on the Locality Pay Adjustment for the area in which you work.

Job Description

This occupation includes positions that involve supervising or performing work to acquire supplies, services, and construction by purchase, rental, or lease through (a) delivery orders and/or (b) small purchase procedures. The work requires knowledge of policies and procedures for delivery orders and small purchases. This work also requires knowledge of commercial supply sources and common business practices related to sales, prices, discounts, units of measurement, deliveries, stocks, and shipments.

Agencies that have hired a Purchasing

Agency	Employees Hired	Average Salary
Veterans Health Administration	1,527	$47,698.15
Forest Service	103	$55,842.98
National Institutes of Health	94	$61,753.68
U.S. Coast Guard	76	$63,143.36
Indian Health Service	66	$55,824.20
Federal Bureau of Investigation	26	$65,790.33
Drug Enforcement Administration	19	$70,775.00
Agricultural Research Service	18	$53,398. 72
Social Security Administration	13	$53,972.08
National Park Service	13	$57,581.62
U.S. Marshals Service	12	$66,567.58
Department of Energy	10	$57,671.50
Fpac Business Center	8	$66,804.13
Public Buildings Service	8	$60,868.13
Indian Affairs	6	$58,256.33
Office Assistant Secretary Administration and Management	6	$67,663.83
U.S. Fish and Wildlife Service	6	$57,357.83
Rural Housing Service	6	$62,202.17
	5	$57,368.00
Headquarters, Nasa	5	$71,330.20
Nuclear Regulatory Commission	5	$78,724.80
Departmental Administration	5	$79,788. 00
Bureau of the Census	5	$51,621.80
Federal Emergency Management Agency	5	$71,191.20
Smithsonian Institution (Exchange Sep Boards of Trust)	4	$63,315.75
Bureau of Land Management	4	$67,631.50
Bureau of Reclamation	4	$60,401.50
Food and Drug Administration	4	$65,173.00
National Oceanic and Atmospheric Administration	4	$70,948.25
Animal and Plant Health Inspection Service	3	$49,266.33
Centers for Disease Control and Prevention	3	$49,027.67
International Boundary & Water Commission: U.S. & Mexico	3	$55,133.00
Government Printing Office	2	$54,029.50
Office of Secretary of Transportation	2	$77,346. 00
Office of Personnel Management	2	$59,743.00
Health Resources and Services Administration	2	$63,778.00
Program Support Center	2	$60,149.00
Federal Acquisition Service	2	$63,906.00
Veterans Benefits Administration	2	$65,009.50
National Institute of Standards and Technology	2	$75,259.00
Farm Service Agency	2	$56,610.50
Presidio Trust	2	$89,823.00
Commodity Futures Trading Commission	1	$99,745.00
National Endowment for the Humanities	1	$58,990.00
Science and Technology Directorate	1	$59,415.00
National Labor Relations Board	1	$78,667.00
Office of the Secretary of the Interior	1	$80,312. 00
Broadcasting Board of Governors	1	$77,307.00
Occupational Safety and Health Administration	1	$65,900.00
Executive Office of U.S. Attorneys and the Office of U.s Attorneys	1	$0.00
National Cemetery Administration	1	$76,160.00
Deputy Assistant Secretary for Acquisition and Logistics	1	$58,136.00
U.S. Mint	1	$63,757.00
St. Lawrence Seaway Development Corporation	1	$48,352.00
Department of State	1	$57,351.00
National Gallery of Art	1	$77,255.00
Railroad Retirement Board	1	$60,806.00
National Archives and Records Administration	1	$78,167.00

Purchasing Pay Distribution

The average pay for a Purchasing is $51,011. 67. The highest paid Purchasing made $99,745 in 2021.

Common Purchasing Payscales

Starting Paygrade:	$20,172.00 / year base pay at paygrade GS-1, Step 1
Maximum Paygrade:	$61,227. 00 / year base pay at paygrade GS-9, Step 10
Category:	Clerical and Administrative Support
Occupation Family:	1100 BUSINESS AND INDUSTRY GROUP

Other Jobs at the GS-1 Paygrade

GS-1 is the starting paygrade for Purchasing jobs. Here are some other Federal Government jobs that can be held by employees at the GS-1 paygrade.

  Search for Purchasing Jobs

Average Purchasing Pay Trend from 2004 to 2021

In 2004, the average pay for a Purchasing was $40,390. Since then, the average pay has increased to $51,012 in 2021.

Data Sources

The information provided on these pages is sourced from the Office of Personnel Management (OPM) Enterprise Human Resources Integration (EHRI) dataset. Postal Service data is managed exclusively by the USPS . All information is displayed unmodified and as provided by the source agency.

Federal employee salaries are public information under open government laws (5 U.S.C. § 552). FederalPay provides this data in the interest of government transparency — employee data may not be used for commercial soliciting or vending of any kind. Learn more about the FederalPay Employees Dataset here.

The series code of this occupation is 1105.

U.S. Bureau of Labor Statistics

PRINTER-FRIENDLY

• Summary
• What They Do
• Work Environment
• How to Become One
• Pay
• Job Outlook
• State & Area Data
• Similar Occupations
• More Info

Summary

Please enable javascript to play this video.

Video transcript available at https://www.youtube.com/watch?v=M2dXriu30nA.

What Purchasing Managers, Buyers, and Purchasing Agents Do

Buyers and purchasing agents buy products and services for organizations. Purchasing managers oversee the work of buyers and purchasing agents.

Work Environment

Most purchasing managers and buyers and purchasing agents work full time. Some work more than 40 hours per week.

How to Become a Purchasing Manager, Buyer, or Purchasing Agent

Buyers and purchasing agents typically have a bachelor’s degree. Purchasing managers must also have a few years of work experience.

Pay

The median annual wage for buyers and purchasing agents was $63,470 in May 2021.

The median annual wage for purchasing managers was $127,150 in May 2021.

Job Outlook

Overall employment of purchasing managers, buyers, and purchasing agents is projected to decline 6 percent from 2021 to 2031.

Despite declining employment, about 47,400 openings for purchasing managers, buyers, and purchasing agents are projected each year, on average, over the decade.

All of those openings are expected to result from the need to replace workers who transfer to other occupations or exit the labor force, such as to retire.

State & Area Data

Explore resources for employment and wages by state and area for purchasing managers, buyers, and purchasing agents.

Similar Occupations

Compare the job duties, education, job growth, and pay of purchasing managers, buyers, and purchasing agents with similar occupations.

More Information, Including Links to O*NET

Learn more about purchasing managers, buyers, and purchasing agents by visiting additional resources, including O*NET, a source on key characteristics of workers and occupations.

What Purchasing Managers, Buyers, and Purchasing Agents Do

About this section

Purchasing agents and buyers consider price, quality, availability, reliability, and technical support when choosing suppliers and merchandise.

Buyers and purchasing agents buy products and services for organizations to use or resell. They evaluate suppliers, negotiate contracts, and review the quality of products. Purchasing managers oversee the work of buyers and purchasing agents and typically handle more complex procurement tasks.

Duties

Purchasing managers and buyers and purchasing agents typically do the following:

• Evaluate suppliers on the basis of the price, quality, and speed of delivery of their products and services
• Interview vendors and visit suppliers’ plants and distribution centers to examine and learn about products, services, and prices
• Attend meetings, trade shows, and conferences to learn about new industry trends and make contacts with suppliers
• Analyze price proposals, financial reports, and other information to determine reasonable prices
• Negotiate contracts on behalf of their organization
• Work out agreements with suppliers, such as when products will be delivered
• Meet with staff and vendors to discuss defective or unacceptable goods or services and determine corrective action
• Evaluate and monitor contracts to be sure that vendors and suppliers comply with the terms and conditions of the contract and to determine the need for changes
• Maintain and review records of items bought, costs, deliveries, product performance, and inventories

In addition to these tasks, purchasing managers also plan and coordinate the work of buyers and purchasing agents and hire and train new staff.

Purchasing managers are also responsible for developing their organization’s procurement policies and procedures. These policies help ensure that procurement professionals are meeting ethical standards to avoid potential conflicts of interest or inappropriate supplier and customer relations.

Buyers and purchasing agents buy farm products, durable and nondurable goods, and services for organizations and institutions. They try to get the best deal for their organization: the highest quality goods and services at the lowest cost. They do this by studying sales records and inventory levels of current stock, identifying foreign and domestic suppliers, and keeping up to date with changes affecting both the supply of, and demand for, products and materials.

Purchasing agents and buyers consider price, quality, availability, reliability, and technical support when choosing suppliers and merchandise. To be effective, purchasing agents and buyers must have a working technical knowledge of the goods or services they are purchasing.

Evaluating suppliers is one of the most critical functions of a buyer or purchasing agent. They ensure the supplies are ordered in time so that any delays in the supply chain does not shut down production and cause the organization to lose customers.

Buyers and purchasing agents use many resources to find out all they can about potential suppliers. They attend meetings, trade shows, and conferences to learn about new industry trends and make contacts with suppliers.

They often interview prospective suppliers and visit their plants and distribution centers to assess their capabilities. For example, they may discuss the design of products with design engineers, quality concerns with production supervisors, or shipping issues with managers in the receiving department.

Buyers and purchasing agents must make certain that the supplier can deliver the desired goods or services on time, in the correct quantities, and without sacrificing quality. Once they have gathered information on suppliers, they sign contracts with suppliers who meet the organization’s needs and they place orders.

Buyers who purchase items to resell to customers may determine which products their organization will sell. They need to be able to predict what will appeal to their customers. If they are wrong, they could jeopardize the profits and reputation of their organization.

Buyers who work for large organizations often specialize in purchasing one or two categories of products or services. Buyers who work for smaller businesses or government agencies may be responsible for making a greater variety of purchases.

The following are examples of types of buyers and purchasing agents:

Purchasing agents and buyers of farm products buy agricultural products for further processing or resale. Examples of these products are grain, cotton, and tobacco.

Purchasing agents, except wholesale, retail, and farm products buy items for the operation of an organization. Examples of these items are chemicals and industrial equipment needed for a manufacturing establishment, and office supplies.

Wholesale and retail buyers purchase goods for resale to consumers. Examples of these goods are clothing and electronics. Purchasing specialists who buy finished goods for resale are commonly known as buyers or merchandise managers.

Purchasing managers plan and coordinate the work of buyers and purchasing agents.

Buyers and purchasing agents held about 459,800 jobs in 2021. The largest employers of buyers and purchasing agents were as follows:

Purchasing managers held about 72,800 jobs in 2021. The largest employers of purchasing managers were as follows:

Most purchasing managers and buyers and purchasing agents work in offices. Travel is sometimes necessary to visit suppliers or review products.

Work Schedules

Most purchasing managers and buyers and purchasing agents work full time. Overtime is common in these occupations. 

How to Become a Purchasing Manager, Buyer, or Purchasing Agent About this section

Educational requirements vary for buyers and purchasing agents, who also receive on-the-job training.

Buyers and purchasing agents typically have a bachelor’s degree. A bachelor’s degree and a few years of work experience in procurement is required for purchasing manager positions.

Education

Purchasing managers, buyers, and purchasing agents typically need a bachelor’s degree. Programs vary but may include fields of study such as military technologies. Purchasing managers also need 5 or more years of work experience in procurement.

Educational requirements for buyers and purchasing agents usually vary with the size of the organization. Although a high school diploma may be enough at some organizations, many businesses require applicants to have a bachelor’s degree. For many positions, a degree in business, finance, or supply management is sufficient. For positions as a buyer or purchasing agent of farm products, a degree in agriculture, agriculture production, or animal science may be beneficial.

Training

Buyers and purchasing agents typically get on-the-job training for a few months. During this time, they learn how to perform their basic duties, including monitoring inventory levels and negotiating with suppliers.

Licenses, Certifications, and Registrations

There are several certifications available for buyers and purchasing agents. Although some employers may require certification, many do not.

Most of these certifications involve oral or written exams and have education and work experience requirements.

The American Purchasing Society offers the Certified Purchasing Professional (CPP) certification. The CPP certification is valid for 5 years. Candidates must earn a certain number of professional development “points” to renew their certification. Candidates initially become eligible and can renew their certification through a combination of purchasing-related experience, education, and professional contributions (such as published articles or delivered speeches).

The Association for Supply Chain Management offers the Certified Supply Chain Professional (CSCP) credential. Applicants must have 3 years of relevant business experience or a bachelor’s degree in order to be eligible for the CSCP credential. The credential is valid for 5 years. Candidates must also earn a certain number of professional development points to renew their certification.

The Next Level Purchasing Association offers the Senior Professional in Supply Management (SPSM) certification. Although there are no education or work experience requirements, applicants must complete six online courses and pass an SPSM exam. Certification is valid for 4 years. Candidates must complete 32 continuing education hours in procurement-related topics to recertify for an additional 4-year period.

The Universal Public Procurement Certification Council (UPPCC) offers two certifications for workers in federal, state, and local government. The Certified Professional Public Buyer (CPPB) credential requires applicants to have earned at least an associate’s degree, possess at least 3 years of public procurement experience, and complete relevant training courses. The Certified Public Purchasing Officer (CPPO) requires applicants to have earned a bachelor’s degree, possess at least 5 years of public procurement experience, and complete additional training courses.

Those with the CPPB or the CPPO designation must renew their certification every 5 years by completing continuing education courses or attending procurement-related conferences or events.

The National Institute of Government Purchasing (NIGP) and the National Association of State Procurement Officials (NASPO) offer preparation courses for the UPPCC certification exams.

Work Experience in a Related Occupation

Purchasing managers typically must have at least 5 years of experience as a buyer or purchasing agent. At the top levels, purchasing manager duties may overlap with other management functions, such as production, planning, logistics, and marketing.

Advancement

An experienced purchasing agent or buyer may become an assistant purchasing manager before advancing to purchasing manager, supply manager, or director of materials management.

Purchasing managers and buyers and purchasing agents with extensive work experience can also advance to become the Chief Procurement Officer (CPO) for an organization.

Important Qualities

Analytical skills. When evaluating suppliers, purchasing managers and buyers and purchasing agents must analyze their options and choose a supplier with the best combination of price, quality, delivery, or service.

Decisionmaking skills. Purchasing managers and buyers and purchasing agents must have the ability to make informed and timely decisions, choosing products that they think will sell.

Math skills. Purchasing managers and buyers and purchasing agents must possess math skills. They must be able to compare prices from different suppliers to ensure that their organization is getting the best deal.

Negotiating skills. Purchasing managers and buyers and purchasing agents often must negotiate the terms of a contract with a supplier. Interpersonal skills and self-confidence, in addition to knowledge of the product, can help lead to successful negotiations.

Purchasing Managers, Buyers, and Purchasing Agents

Median annual wages, May 2021

Purchasing managers

$127,150

Business operations specialists

$76,040

Purchasing managers, buyers, and purchasing agents

$75,410

Buyers and purchasing agents

$63,470

Total, all occupations

$45,760

 

The median annual wage for buyers and purchasing agents was $63,470 in May 2021.
The median wage is the wage at which half the workers in an occupation earned more than that amount and half earned less. The lowest 10 percent earned less than $38,430, and the highest 10 percent earned more than $111,200.

The median annual wage for purchasing managers was $127,150 in May 2021.
The lowest 10 percent earned less than $77,310, and the highest 10 percent earned more than $206,540.

In May 2021, the median annual wages for buyers and purchasing agents in the top industries in which they worked were as follows:

In May 2021, the median annual wages for purchasing managers in the top industries in which they worked were as follows:

Most purchasing managers and buyers and purchasing agents work full time. Overtime is common in these occupations.

Purchasing Managers, Buyers, and Purchasing Agents

Percent change in employment, projected 2021-31

Business operations specialists

Total, all occupations

Purchasing managers

Purchasing managers, buyers, and purchasing agents

Buyers and purchasing agents

 

Overall employment of purchasing managers, buyers, and purchasing agents is projected to decline 6 percent from 2021 to 2031.

Despite declining employment, about 47,400 openings for purchasing managers, buyers, and purchasing agents are projected each year, on average, over the decade.

All of those openings are expected to result from the need to replace workers who transfer to other occupations or exit the labor force, such as to retire.

Employment

Projected employment of purchasing managers, buyers, and purchasing agents varies by occupation (see table). Employment of buyers and purchasing agents is projected to decline due to increased automation and outsourcing of some procurement tasks. Organizations will likely adopt automation for simple procurement functions, such as finding suppliers or processing purchase orders. In addition, some organizations may rely on third parties to handle other tasks, such as market research or supplier risk assessments.

In the public sector, employment demand may be impacted by the increasing use of cooperative purchasing agreements. These agreements allow state and local governments to share resources to buy supplies and make other general purchases. Because standard contracts may be used multiple times by multiple government agencies, the rise of purchasing cooperatives may limit the need to hire additional procurement officers.

Employment of purchasing managers is projected to increase because these workers will continue to be needed to help procure goods and services for business operations or for resale to customers.

Occupational Employment and Wage Statistics (OEWS)

The Occupational Employment and Wage Statistics (OEWS) program produces employment and wage estimates annually for over 800 occupations. These estimates are available for the nation as a whole, for individual states, and for metropolitan and nonmetropolitan areas. The link(s) below go to OEWS data maps for employment and wages by state and area.

• Buyers and purchasing agents
• Purchasing managers

Projections Central

Occupational employment projections are developed for all states by Labor Market Information (LMI) or individual state Employment Projections offices. All state projections data are available at www.projectionscentral.com. Information on this site allows projected employment growth for an occupation to be compared among states or to be compared within one state. In addition, states may produce projections for areas; there are links to each state’s websites where these data may be retrieved.

CareerOneStop

CareerOneStop includes hundreds of occupational profiles with data available by state and metro area. There are links in the left-hand side menu to compare occupational employment by state and occupational wages by local area or metro area. There is also a salary info tool to search for wages by zip code.

This table shows a list of occupations with job duties that are similar to those of purchasing managers, buyers, and purchasing agents.

For more information about buyers and purchasing agents, including information on education, training, employment, and certification, visit

American Purchasing Society

Association for Supply Chain Management

Next Level Purchasing Association

The National Institute of Government Purchasing (NIGP), Institute for Public Procurement

Universal Public Procurement Certification Council

National Association of State Procurement Officials

CareerOneStop

For a career video on buyers and purchasing agents of farm products, visit

Buyers and purchasing agents, farm products

For a career video on purchasing managers, visit

Purchasing managers

O*NET

Buyers and Purchasing Agents, Farm Products

Purchasing Agents, Except Wholesale, Retail, and Farm Products

Purchasing Managers

Wholesale and Retail Buyers, Except Farm Products

Suggested citation:

Bureau of Labor Statistics, U. S. Department of Labor, Occupational Outlook Handbook, Purchasing Managers, Buyers, and Purchasing Agents,

at https://www.bls.gov/ooh/business-and-financial/purchasing-managers-buyers-and-purchasing-agents.htm (visited September 08, 2022).

Last Modified Date:
Thursday, September 8, 2022

The salary you must earn to buy a home in the 50 largest metros

How much salary do you need to earn in order to afford the principal, interest, taxes and
insurance payments on a median-priced home in your metro area?

Metro Area	30-Year Fixed Mortgage Rate	% Change from 1Q22	Median Home Price	% Change from 1Q22	Monthly Payment (PITI)	Salary Needed
National	5.48%	+1.47%	$413,500	+11.16%	$2,232.86	$95,693.82
Atlanta	5. 48%	+1.47%	$379,700	+8.39%	$2,012.24	$86,238.84
Austin	5.48%	+1.47%	$613,200	+13.41%	$3,423.61	$146,726.15
Baltimore	5.48%	+1.47%	$396,200	+12.91%	$2,187.02	$93,729.53
Birmingham	5.48%	+1.47%	$318,800	+10.12%	$1,642.56	$70,395.31
Boston	5.48%	+1.47%	$722,200	+13.02%	$3,889.21	$166,680.51
Buffalo	5.48%	+1.47%	$237,200	+17.25%	$1,512.81	$64,834.57
Charlotte	5.48%	+1.47%	$414,300	+9.06%	$2,125.56	$91,095.28
Chicago	5.48%	+1.47%	$370,100	+13.74%	$2,223. 31	$95,284.85
Cincinnati	5.48%	+1.47%	$277,900	+13.75%	$1,538.52	$65,936.59
Cleveland	5.48%	+1.47%	$225,600	+17.07%	$1,348.23	$57,781.38
Columbus	5.48%	+1.47%	$322,200	+17.46%	$1,799.97	$77,141.44
Dallas	5.48%	+1.47%	$408,200	+11.71%	$2,376.33	$101,842.56
Denver	5.48%	+1.47%	$695,800	+5.07%	$3,480.14	$149,148.99
Detroit	5.48%	+1.47%	$271,100	+20.86%	$1,550.45	$66,447.89
Hartford	5.48%	+1.47%	$337,400	+15.95%	$2,132.94	$91,411.76
Houston	5.48%	+1. 47%	$357,200	+7.98%	$2,112.18	$90,522.01
Indianapolis	5.48%	+1.47%	$303,300	+11.67%	$1,589.14	$68,106.01
Jacksonville	5.48%	+1.47%	$396,000	+8.23%	$2,119.53	$90,837.11
Kansas City	5.48%	+1.47%	$326,100	+13.47%	$1,791.39	$76,773.98
Las Vegas	5.48%	+1.47%	$485,400	+5.27%	$2,405.05	$103,073.64
Los Angeles	5.48%	+1.47%	$825,700	+4.19%	$4,217.47	$180,748.69
Louisville	5.48%	+1.47%	$263,500	+11.94%	$1,422.17	$60,950.24
Memphis	5.48%	+1.47%	$288,000	+11.07%	$1,548. 05	$66,344.85
Miami	5.48%	+1.47%	$589,000	+11.13%	$3,073.35	$131,714.82
Milwaukee	5.48%	+1.47%	$364,600	+22.02%	$2,044.55	$87,623.67
Minneapolis	5.48%	+1.47%	$387,200	+8.83%	$2,139.31	$91,684.93
Nashville	5.48%	+1.47%	$418,500	+8.08%	$2,137.26	$91,596.81
New Orleans	5.48%	+1.47%	$300,600	+6.94%	$1,644.24	$70,467.28
New York City	5.48%	+1.47%	$621,000	+7.42%	$3,644.46	$156,191.23
Oklahoma City	5.48%	+1.47%	$231,900	+17.00%	$1,359.79	$58,276.52
Orlando	5. 48%	+1.47%	$430,000	+7.53%	$2,285.96	$97,969.86
Philadelphia	5.48%	+1.47%	$346,300	+16.25%	$2,062.67	$88,400.24
Phoenix	5.48%	+1.47%	$496,000	+4.53%	$2,453.09	$105,132.59
Pittsburgh	5.48%	+1.47%	$215,000	+15.78%	$1,268.86	$54,379.57
Portland	5.48%	+1.47%	$616,300	+8.03%	$3,174.24	$136,039.01
Providence	5.48%	+1.47%	$457,700	+12.54%	$2,600.08	$111,431.87
Raleigh	5.48%	+1.47%	$477,600	+8.77%	$2,452.03	$105,087.14
Richmond	5.48%	+1.47%	$391,900	+10.55%	$2,030. 70	$87,030.01
Riverside/San Bernardino	5.48%	+1.47%	$585,000	+4.46%	$3,009.72	$128,987.85
Sacramento	5.48%	+1.47%	$570,000	+4.59%	$2,993.71	$128,301.93
Salt Lake City	5.48%	+1.47%	$605,000	+8.64%	$2,982.45	$127,819.09
San Antonio	5.48%	+1.47%	$349,500	+8.84%	$2,030.45	$87,019.21
San Diego	5.48%	+1.47%	$965,900	+6.73%	$4,839.14	$207,391.93
San Francisco	5.11%	+1.25%	$1,550,000	+12.32%	$7,424.45	$318,190.69
San Jose	5.11%	+1.25%	$1,900,000	+1.33%	$8,982.85	$384,979.14
Seattle	5. 48%	+1.47%	$818,900	+9.74%	$4,168.82	$178,663.57
St Louis	5.48%	+1.47%	$258,000	+19.06%	$1,482.66	$63,542.63
Tampa	5.48%	+1.47%	$411,000	+8.19%	$2,179.27	$93,397.14
Virginia Beach	5.48%	+1.47%	$336,400	+16.04%	$1,807.66	$77,471.09
Washington, D.C.	5.48%	+1.47%	$626,700	+13.33%	$3,311.05	$141,901.97

Purchasing manager salary ‐ CareerExplorer

The average salary for a purchasing manager in the United States is around $127,150 per year.

Avg Salary

$77.3k Bottom 20%

$127.2k Median

$206.5k Top 20%

Purchasing managers earn an average yearly salary of $127,150.
Wages typically start from $77,310 and go up to $206,540.

98% above national average ● Updated in 2021

In this article:

1. How much does a purchasing manager make in the United States?
2. How do purchasing manager salaries compare to similar careers

Purchasing manager earnings by seniority

Approximate values based on highest and lowest earning segments.

Purchasing manager salary by state

How do purchasing manager salaries compare to similar careers?

Purchasing managers earn about the same as related careers in the United States.

On average, they make less than marketing managers but more than
health services managers.

Source: CareerExplorer (Aggregated)

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If I make $50K a year, can I buy a house? 2022 Loan options

Here’s how you can buy a house with a $50K salary

It’s definitely possible to buy a house on a $50K salary. For many borrowers, low-down-payment loans and down payment assistance programs are putting homeownership within reach.

But everyone’s budget is different. Even people who make the same annual salary can have different price ranges when they shop for a new home.

That’s because your budget doesn’t just depend on your annual salary, but also on your mortgage rate, down payment, loan term, and more. Here’s how to find out what you can afford.

In this article (Skip to…)

• $50K salary home prices
• Find your budget
• DTI is key
• Tips to increase your budget
• Mortgage pre-approval
• FAQ

>Related: How to buy a house with $0 down: First-time home buyer

If I make $50K a year, how much house can I afford?

As a rule of thumb, a person who makes $50,000 a year might be able to afford a house worth anywhere from $180,000 to nearly $300,000.

That’s because annual salary isn’t the only variable that determines your home buying budget. You also have to consider your credit score, current debts, mortgage rates, and many other factors.

Just to show you how much these different variables can affect your home buying power, take a look at a few examples below.

Home affordability by interest rate

Regardless of your annual salary, the mortgage interest rate you qualify for will affect how much house you can afford.

For those with a low or moderate income, timing your home purchase when interest rates are low is a great way to increase your home buying budget.

Annual Income	Desired Monthly Payment	Interest Rate (30-Year Fixed)	How Much House You Can Afford
$50,000	$1,300	4.5%	$217,900
$50,000	$1,300	4. 0%	$228,800
$50,000	$1,300	3.5%	$240,500
$50,000	$1,300	3.25%	$246,600

The example above assumes a 3% down payment and $200 in monthly debts outside the mortgage. Rates shown for sample purposes only. Your own interest rate and payment will vary. 

Remember, the interest rate a lender will offer you depends on your credit score and down payment, among other factors.

So getting the lowest interest rate isn’t just a matter of timing the market; it’s also important to present a strong application and shop around for the best deal.

Home affordability by down payment

Your down payment amount also has a big impact on what you can afford. Most low-down-payment mortgage loans require putting at least 3% of the home value down. As an example, if the home value is $180,000, then a 3% down payment would be $5,400.

But the more you pay up front, the more you’re allowed to borrow.

For example, here’s how much a home buyer making $50,000 a year might afford depending on their down payment savings:

The examples above assume a 3.75% fixed interest rate on a 30-year loan, and $200 in monthly debts outside the mortgage. Your own rate and monthly payment will vary. 

Home affordability by debt-to-income ratio

Your debt-to-income ratio (DTI) measures your total monthly debts against your gross monthly income.

In this context, debt includes items like minimum credit card payments, auto loans, student loans, and even your estimated mortgage payment. However, monthly bills for utilities and streaming services are not considered monthly debt payments.

Mortgage lenders use DTI to determine how much of a monthly housing payment a borrower can afford.

The higher your existing monthly debt payments, the less you’ll be able to spend on your mortgage to maintain a good DTI.

Ideally, you want a debt-to-income ratio in the 30-40% range to qualify for a mortgage loan.

While DTI requirements will vary by lender, the percentages below are a good rule of thumb. (We discuss the importance of DTI for borrowers on a $50K salary in more detail below.)

• Conventional loan: Up to 43% allowed, but 36% to 41% is preferred
• FHA loan: Generally, 41% to 43% (up to 50% is possible)
• VA loan: 41% is typical for most lenders
• USDA loan: 41% is typical for most lenders

For example, say you make $50,000 a year and want to stay at a 36% DTI.

In that case, your total debts can’t exceed $1,500. Here’s how that affects your home buying budget:

The examples above assume a 3.75% fixed interest rate and 3% down on a 30-year mortgage. Your own rate and monthly payment will vary. 

How to calculate your home buying budget on a $50K salary

As you can see in the examples above, two different borrowers who both earn $50,000 a year could have very different home buying budgets.

To figure out how much house you can afford, you need to factor in your own income, debts, down payment savings, and projected housing costs like homeowners insurance and property taxes.

Remember, principal and interest on the mortgage aren’t the only costs you’ll pay each month as a homeowner.

Luckily, you don’t have to do all that math on your own. You can use an online mortgage calculator — one that includes property taxes and homeowners insurance — to estimate your monthly mortgage payment.

Why your debt-to-income ratio is key

While many factors impact the amount you can borrow, your debt-to-income ratio (DTI) is essential to the equation.

DTI compares your monthly gross household income to the monthly payments you owe on all your debts, including housing expenses. The standard maximum DTI for most mortgage lenders is 41%.

To achieve a 41% DTI with a $50,000 annual income ($4,167 per month), you couldn’t exceed $1,700 a month in housing and other debt payments.

The less you spend on existing debt payments, the more home you can afford — and vice-versa.

$50K salary and $400 in monthly debt payments: 

• Say $400 of your monthly debt payments go to a car loan, a student loan, and minimum payments on your credit card debt. In this case, you would have $1,300 to spend on housing
• With a $10,000 down payment and 4% interest rate, you could probably buy a home for a maximum price of around $200,000 and still have a $1,300 monthly payment

$50K salary and no monthly debt payments:

• If you had no existing monthly debts, you could spend $1,700 a month on your mortgage payment and still keep a 41% DTI
• In this case, your home buying budget would increase to about $300,000 — even with the same $10,000 down and 4% interest rate

The above scenario adds an additional $100K in home buying power all because of a reduction in your existing monthly expenses — not an increase in your annual salary.

This is why paying off as much debt as possible should be a part of your homeownership journey.

Front-end ratios vs. back-end ratios

As you shop around between mortgage lenders, you may come across the terms front-end ratio and back-end ratio.

Both are versions of the debt-to-income ratio, and they’re just another way to measure how your income and cash flow affects your monthly housing payment.

• Back-end ratio: Works like your debt-to-income ratio which we discussed above — it compares your existing monthly debt payments, including your mortgage, to your monthly gross income.
• Front-end ratio: Measures your housing costs alone as a percentage of your gross income. If you were aiming for a front-end ratio of 28%, and you earned $50,000 a year, you could spend no more than $14,000 a year on housing. (That’s about $1,167 a month)

As you make your own calculations, remember that your gross monthly income is the amount you earn before income tax or medical insurance deductions. For most people, gross income is a bigger number than take-home pay.

Home affordability and your PITI percentage

Lenders use all of these percentages, along with your debts and income, to form a picture of your home buying budget that they call PITI.

PITI is an acronym that describes:

• Principal: How much of your loan’s principal you can pay each month
• Interest: How much interest will pay to borrow each month
• Taxes: Property taxes you will pay to own a home
• Insurance: Monthly costs to insure your home (and mortgage, when applicable)

Read more about PITI and how it affects how much home you can afford on $50K a year.

8 Tips to increase your home buying budget on $50K a year

In today’s competitive real estate market, home prices are rising quickly. That means you might need to make a higher offer and increase your loan amount in order to afford the home you want.

There are several steps you can take to increase your home buying power.

1. Increase your down payment

If you have the cash, you may want to up your down payment to 10% or 20%. A down payment raises your maximum home price, which may be enough to buy a home that you want.

If you don’t have the cash, keep in mind that you can ask relatives for gift money.

You can also apply for homebuyer assistance programs from state and local government programs that provide down payment and closing cost funds. Your eligibility for these programs may vary based on your personal finances.

2. Pay down some of your existing debt

The minimum payment on your credit accounts determines your debt-to-income ratio. By paying down your credit card debt or eliminating a car payment, you can qualify for a bigger home loan.

For example, in the scenario above, reducing your monthly obligations by $200 could increase your maximum price from $234,000 to $270,600.

3. Use a piggyback loan to put 20% down

Another strategy that could help increase your budget is to finance your home with two different home loans simultaneously. This strategy is known as an ‘80-10-10 loan’ or ‘piggyback loan.’.

An 80-10-10 mortgage means you’d get:

• A first mortgage for 80% of the home’s cost
• A second mortgage for 10% (usually a home equity line of credit)
• A cash down payment of 10%

This gives you the benefit of having a bigger home buying budget (thanks to the larger down payment). It also eliminates the need for private mortgage insurance (PMI), which is usually required on conventional loans with less than 20% down.

4. Try a 3%-down conventional loan

It’s possible to get a conventional loan — one backed by Fannie Mae or Freddie Mac — with a down payment as low as 3% of the purchase price. What’s more, that down payment can often be covered with a down payment assistance grant or gift funds from a family member.

Just note that to qualify for a 3%-down conventional loan, most lenders require a credit score of at least 620 or 640. For those with lower credit, an FHA loan might be more appealing.

5. Try a 3.5%-down FHA loan

FHA-insured loans allow a 3.5% down payment as long as the applicant has a FICO score of 580 or higher. Those with FICOs between 500 and 579 must put 10% down.

FHA mortgage insurance can make these loans more expensive. They require both an upfront premium and a monthly addition to your loan payment.

Still, FHA allows for much higher debt-to-income ratios compared to conventional loans. Sometimes, you can use up to 50% of your before-tax income or more toward your FHA loan payment.

Plus, you could always refinance out of the FHA loan later to eliminate these mortgage insurance fees.

6. Increase your credit score

Conventional (non-government) loans often come with risk-based pricing, which means if your credit score is lower than 740, you’ll pay a higher interest rate on your loan.

Mortgage insurance costs also increase as your credit score decreases. These rising costs chip away at your housing price range.

Take steps to raise your score. It could mean you can lower your interest rate and therefore your monthly mortgage payments. And it could mean you qualify for a larger loan amount.

You’ll also have a better chance of qualifying for a loan program with a higher debt-to-income ratio if your score is higher.

7. Negotiate with the seller

There is no reason you can’t ask for seller contributions instead of negotiating for a lower purchase price. Depending on the type of mortgage you choose, the seller can contribute 3% to 6% of the home price in closing costs.

This can make all the difference when you want to buy a new home and stop renting. Seller contributions can cover closing costs, buy your interest rate down to a more affordable level, or make a one-time payment to cover your mortgage insurance.

8. Consider buying a multi-family home

One strategy first-time homebuyers often don’t consider is buying a multi-family home instead of a single-family one.

By purchasing a duplex, tri-plex or four-plex, you can live in one unit and rent the others out. This gives you access to primary residence loan programs with low rates and costs, but you also get the advantage of rental income to pay your mortgage.

You can even use a low-rate VA loan or FHA mortgage as long as you live in one of the units.

Getting preapproved can tell you your home buying budget

One of the easiest ways to find your price range is to get a preapproval from a mortgage lender.

Preapproval is kind of like a dress rehearsal for your actual mortgage application. A lender will assess your financial situation — as shown by your annual salary, existing debt load, credit score, and down payment size — without making you go through the full loan application.

This can tell you whether you’re qualified for a mortgage and how much home you might be able to afford.

You could also learn whether you can afford a 15-year loan term or whether you should stick with a 30-year mortgage. And, a pre-approval can show whether you’d be better off with an FHA loan or a conventional loan.

Finally, your preapproval letter shows you the added monthly costs of homeownership such as home insurance, real estate taxes, HOA fees, and mortgage insurance if necessary.

Home buying on a $50K salary: FAQ

How much do I need to make to buy a $300K house?

To purchase a $300K house, you may need to make between $50,000 and $74,500 a year. This is a rule of thumb, and the specific salary will vary depending on your credit score, debt-to-income ratio, the type of home loan, loan term, and mortgage rate. Still, with a 3.5% down payment on a 30-year fixed-rate loan at 4.5 percent, you should be able to afford a $300,000 house with an annual salary of $74,500.

What are the monthly payments on a $300K house?

The monthly payments on a $300,000 house is in the ballpark of $1,900 a month. Your specific housing payment will depend on your credit score, loan type, loan amount and the size of your down payment. But with $10,000 down on a 30-year fixed-rate loan at 4.5 percent, you can estimate a $300K house costing you about $1,900 each month.

How much house can I afford on $50K a year?

You can generally afford a home between $180,000 to $250,000 (perhaps nearly $300,000) on a $50K salary. But your specific home buying budget will depend on your credit score, debt-to-income ratio, and the size of your down payment. As an example, if you make $50K, have less than $200 in monthly debt payments, and have $7,300 down — you can afford a $234,800 home with a 30-year fixed-rate loan at 3.75 percent.

How much does a house cost?

According to data from the Census Bureau and the U.S. Department of Housing and Urban Development, the average home sale price in the fourth quarter of 2021 was $477,900.

What are today’s mortgage rates?

Today’s low mortgage rates go a long way toward making houses affordable to those with moderate incomes. Check out available programs and see how much home you can buy.

The information contained on The Mortgage Reports website is for informational purposes only and is not an advertisement for products offered by Full Beaker. The views and opinions expressed herein are those of the author and do not reflect the policy or position of Full Beaker, its officers, parent, or affiliates.

Cost of living in Malta: prices and wages

General price level

In Malta, average European prices for products and services. When compared with the countries of central and northern Europe, life in Malta is cheaper.

Malta citizenship by investment

Due to its high standard of living and average prices for products and services, Malta is quite popular with investors from Russia and Ukraine. Among Europeans, they most often apply for citizenship in Malta with a residence permit or permanent residence for investment, as evidenced by the statistics of the investment program of Malta.

The cost of living in Malta is low, especially compared to Central Europe. Our friends who have obtained a residence permit in Austria come to us and are surprised how cheap everything is in Malta. Even in Moscow, in my opinion, everything is a little more expensive than here. Adapting to Malta is easy. It is enough to know English. There are many Russian-speaking people in Malta. Someone constantly lives on the island, someone often comes. Therefore, Russians do not feel isolated

Vitaly V.
acquired citizenship of Malta with the whole family, client Immigrant Invest
name and photo of the client have been changed

Prices for renting real estate in Malta

Whatever status you choose to live in Malta – residence permit, permanent residence or citizenship – conditions of programs and citizenship law involves the purchase or rental of housing.

Renting a property is one of the possible conditions for obtaining citizenship in Malta. To participate in the program, it is enough to rent a property for 5 years worth from 16,000 €. Another option is to buy real estate from 700,000 €. Read more about the latest changes to the conditions of the Malta Citizenship for Special Merit Program in our review.

Property in Malta

The most expensive rentals are in tourist centers such as Sliema and St. Julian’s. A small one-room apartment will cost 500-600 €, and more comfortable housing will cost from 1000 €.

Andrei Sh.
opened a real estate agency in Malta, client Immigrant Invest
client name and photo changed

Modern apartment in a five-storey residential complex
Malta, Marsaskala

from 90 0040005

Price

from 66 m2

Area

1-3

Number of bedrooms

Food prices in Malta

Food costs in Malta depend on where you buy food. In ordinary supermarkets, food prices do not differ much from prices in other European countries.

Two ways to obtain permanent residence in Malta

Cost in the supermarket

Product	Price
Liter of milk	0.86 €
Drinking water – 1.5 l	0.72 €
Packaging of 12 eggs	2.17 €
Bukhanka – 500 gr	0, 9 €
Local cheese – 1 kg	8-10 €
Chicken breasts – 1 kg	€
Chicken legs – 1 kg	4.08 €
Beef – 1 kg	10-15 €
Pork – 1 kg	8–12 €
Fig. – 1 kg	1.76 €
apples – 1 kg	2.12 €
banana – 1 kg	– 1 kg	1.58 €
Orange – 1 kg	2. 06 €
Potatoes – 1 kg	1.14 €
tomatoes – 1 kg	2.18 €
€1.29

There are other shops in Malta – food stalls that focus exclusively on tourists. Their prices are high. In ordinary stores, products can be 1.5-3 times cheaper.

People who are just moving to Malta often unknowingly buy food from tourist shops. As a result, they pay three times more money for products than they would spend in ordinary stores.

Lunch or dinner in a cafe costs an average of 10-15 €. Of course, the average check depends on the institution, and in Malta there are plenty to choose from. The Michelin Guide to Malta provides information on 26 restaurants. Three of them received Michelin stars.

Locals shop for groceries at the large chain supermarkets Lidl or Carrefour, where prices are reasonable and quality products are standard. Farm products are sold in grocery stores. I do not recommend buying food there – everything is much more expensive, and the quality is not much different from what is sold in supermarkets.

Marina V.
applied for permanent residence in Malta, client Immigrant Invest
client name and photo changed

Transportation costs

Transportation costs in Malta are low, since the entire state is made up of several islands. The largest island of Malta is 27 km long and 15 km wide. In addition to taxis, you can travel in Malta by buses and ferries.

2 €

a taxi costs per kilometer in Malta

It is easier to buy a private car in Malta than to transport it from Russia or another country. In addition, car rental services are common in Malta.

I advise you to choose small cars, because the streets in Maltese cities are narrow. I bought a new Corolla as soon as I moved to Malta. Here it cost 22,000 €. Budget car rental — from 30 € per day. Business class will cost 50–80 €. Gasoline here costs an average of 1.3 €. The usual taxi fare in Malta is 2 € per kilometer.

Eugene V.
lives in Malta 1.5 years, client Immigrant Invest
client name and photo changed

Expenses for children’s education

Tuition fees in kindergartens and schools in Malta depend on the level of the educational institution.

On average, private kindergartens cost 330-350 € per month. Studying at an international school where education is conducted in English will cost about 7,000 € per year.
Public schools are free.

How much does life cost in Malta

Malta is a small European country popular with investors and yachting enthusiasts. The main yacht marinas are located in the capital – the walled city of Valletta

Salary and business income

According to Eurostat, the average monthly income in Malta is about the same as the average for the European Union. According to data for 2018, this is 2106 € per month. In the countries of Western and Northern Europe, the average income is higher, in the countries of Eastern Europe it is lower.

Business in Malta: benefits and tax benefits

Malta attracts investors in another way, namely ample business opportunities. The most promising and profitable companies in Malta are concentrated in the following areas:

• Tourism sector – car and real estate rental, organization of excursions, hotel business.
• Beauty and health – beauty salons, fitness clubs, massage parlors are popular.
• Medical services — resorts of Malta are popular with Europeans who come to undergo a course of recovery and cleansing of the body.
• Education – Malta has many private schools, branches of international and European universities. People often come here to learn English.
• High tech – IT company owners often choose Malta for residence because of tax benefits and the ability to quickly find customers and business partners.

In Malta, you can create a sought-after business or get a job in a successful company. Then earnings will be higher than average European salaries. There are many business opportunities here: people from all over Europe come to Malta to relax and improve their health, tax rates here are lower than in other EU countries. Therefore, there are no difficulties in Malta in order to provide the family with a constant income and a comfortable life. Good salaries for lawyers and economists in large companies. But to get a job, you need a diploma from a European university. Diplomas of the CIS countries are not appreciated here.

Elena A.
obtained citizenship of Malta in 2016, the client Immigrant Invest
the name and photo of the client have been changed

exceptional merit. We will help you understand the intricacies of statuses and select the one that will solve exactly your tasks.

Individual calculation of the cost of citizenship of Malta

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1C: Payroll and personnel management (ZUP)

A universal system for automating personnel management and payroll at the enterprise. Hundreds of thousands of organizations in Russia and CIS countries are already using the system in their activities.

• Automatic generation of time sheets;
• Calculation of sick leave and holidays;
• All options for accruals and payroll;
• Certification and instruction of personnel.

Buy program

from 7 400

What is 1C Salary and personnel management

“1C: Payroll and personnel management 8” – an integrated system for solving problems related to the calculation
payroll and personnel records of companies. The program reflects all legal requirements
and is suitable for commercial enterprises of various sizes.

Employees of the personnel department will be able to:

Keep track of the movement of personnel

Keep records of personal data of employees

Calculate wages and personal income tax

Analyze personnel

Keep military records, staffing

90 Keep records5

Comparison of versions 1C: Salary and personnel management 8

Cost of programs 1C:ZUP

Payroll and personnel management

Basic

Price:

8 100

Buy the program

Payroll and personnel management

PROF

Price:

22 600

Buy the program

Payroll and personnel management

CORP

Price:

109 000

Buy the program

Frequently asked questions on 1C Salary and personnel management

How to implement the implementation of “1C: Salary and personnel management 8” on the tender / technical
task?

One of the key points for the successful implementation of “1C: Payroll and HR 8” is
the presence in the project team of a specialist in payroll and personnel
accounting. Such an employee will help to properly configure the program for effective work in it. If a
the implementation project is carried out by the contractor, it is worth paying attention to whether he has experience in conducting
projects for the implementation of “1C: Salary and personnel management 8”. Learn more about our approach
companies to implement 1C software products, you can read here.

What problems may arise during the implementation of “1C: Payroll and personnel management 8” or when
transition from edition 2.5. on 3.0?

If personnel and payroll records are maintained correctly, the implementation or transition will take place without any special
complexities. If the accounting was kept incorrectly, problems may arise when transferring the initial
data and calculations to the new system. This is due to the legislation – calculations and accruals
salaries will need to be transferred over the last 2 years, and personnel history will need to be
carry over the entire existence of the organization. In addition, in the system “1C: Salary and
personnel management 8”, edition 3, only regulated payroll calculations are possible
fees. In the case of using other calculation schemes, the program will need to be improved.

Where in the system “1C: Payroll and personnel management” is “Consent to the processing
personal data”?

The external printed form “Employee’s consent to the processing of personal data” is connected to
directory “Employees” through the service menu => external reports and processing => Additional
printed forms. It is necessary to indicate the ownership of the printed form (the reference book “Employees”).

What licenses are needed to work in “1C: Salary and personnel management 8”?

To work in the program “1C: Payroll and personnel management 8” you need to purchase
a software product, the main delivery of which already includes a 1C license for one workplace.
If the program is supposed to work with more users, you can buy
client licenses. 1C multi-user licenses come in 5, 10, 20, 50, 100, 300, 500 and
1000 jobs. Also, licenses can be with software and hardware protection. In the first case
you receive an envelope with pin codes, in the second – a USB key. To work in “1C: Salary and management
personnel 8 “need only 1C licenses, separate ones for” 1C: Salary and personnel management 8″,
not required.

Related services

Business survey

Analysis, description and improvement of business processes. Finding weaknesses, developing a plan for changes in the company.

More

Implementation of 1C

Examination, model, selection of a suitable 1C product. Employee training, data transfer and system launch.

More details

Outsourcing of development

Solving the tasks of improving and creating new functionality in a working 1C by a dedicated team of specialists.

More details

Technical support

Consultations on record keeping, use of 1C programs, database updates, with a fixed SLA.

Read more

Still have questions?

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Completed projects

The main activity of the company is furniture wholesale and retail through a network of its own showrooms in Moscow. The main assortment of the company includes tables and chairs, sofas and armchairs, walls, beds and accessories. This is a harmonious Italian collection from the best manufacturers…

to project

Sonoruss has been supporting the global manufacturer L-Acoustics as its certified provider representative in Russia since 2012.

to project

Drager is a world leader in the development and production of medical equipment, equipment for labor protection and industrial safety. Since 1889, Drager products have been protecting, supporting and saving lives.

to the project

The company is engaged in the production of ice cream, has its own production facilities, distributes products through wholesalers, networks, and retail outlets throughout the Crimea.

to project

The company manufactures and sells optical equipment for ophthalmology, construction and industry. Laser equipment, GPS navigators, measuring instruments, DVD components, projectors and so on.

to project

The company manufactures optical equipment for ophthalmology, construction and industry. Laser equipment, GPS navigators, measuring devices, DVD components, projectors, etc.

to project

The main activity of the enterprise is the production of crop products (production of grain, sunflower, soybeans) and livestock products (hatching eggs, poultry and cattle meat, milk).

A feature of payroll is the presence of a large number of piecework …

to project

of the Labor Code of the Russian Federation Article 133.1. Establishment of the minimum wage in the subject of the Russian Federation \ Consultant Plus

Labor Code of the Russian Federation Article 133.1. Setting the minimum wage in a constituent entity of the Russian Federation

(introduced by Federal Law No. 54-FZ of April 20, 2007)

Prospects and risks of disputes in a court of general jurisdiction. Situations related to Art. 133.1 of the Labor Code of the Russian Federation

– An employee (prosecutor) requires a salary not lower than the minimum wage

Consultant Plus: note.

On the identification of the constitutional and legal meaning of Parts 1 – 4 of Art. 133.1 see Resolutions of the Constitutional Court of the Russian Federation No. 17-P of April 11, 2019, and No. 40-P of December 16, 2019.

In a constituent entity of the Russian Federation, a regional agreement on minimum wages may establish the amount of the minimum wage in a constituent entity of the Russian Federation.

The amount of the minimum wage in a constituent entity of the Russian Federation may be established for employees working in the territory of the corresponding constituent entity of the Russian Federation, with the exception of employees of organizations financed from the federal budget.

The size of the minimum wage in a constituent entity of the Russian Federation is established taking into account the socio-economic conditions and the subsistence level of the able-bodied population in the corresponding constituent entity of the Russian Federation.

The minimum wage in a constituent entity of the Russian Federation may not be lower than the minimum wage established by federal law.

The amount of the minimum wage in a constituent entity of the Russian Federation is ensured by:

organizations financed from the budgets of the constituent entities of the Russian Federation – at the expense of the budgets of the constituent entities of the Russian Federation, extra-budgetary funds, as well as funds received from entrepreneurial and other income-generating activities;

organizations financed from local budgets – at the expense of local budgets, extra-budgetary funds, as well as funds received from entrepreneurial and other income-generating activities;

other employers – at their own expense.

The development of a draft regional agreement on minimum wages and the conclusion of this agreement are carried out by the tripartite commission for the regulation of social and labor relations of the relevant subject of the Russian Federation in the manner prescribed by Article 47 of this Code.

After the conclusion of a regional agreement on minimum wages, the head of the authorized executive body of a constituent entity of the Russian Federation invites employers operating in the territory of this constituent entity of the Russian Federation and who did not participate in the conclusion of this agreement to join it. This proposal is subject to official publication along with the text of this agreement. The head of the authorized executive body of the constituent entity of the Russian Federation notifies the federal executive body responsible for the development of state policy and legal regulation in the field of labor of the publication of the said proposal and agreement.

If, within 30 calendar days from the date of the official publication of the proposal to join the regional agreement on minimum wages, employers operating in the territory of the relevant subject of the Russian Federation have not submitted to the authorized executive body of the subject of the Russian Federation a reasoned written refusal to join it, then the specified agreement is considered extended to these employers from the date of the official publication of this proposal and is subject to mandatory execution by them. This refusal must be accompanied by a protocol of consultations between the employer and the elected body of the primary trade union organization uniting employees of this employer, and proposals on the timing of raising the minimum wage of employees to the amount provided for by the specified agreement.

If the employer refuses to join the regional agreement on minimum wages, the head of the authorized executive body of the constituent entity of the Russian Federation has the right to invite representatives of this employer and representatives of the elected body of the primary trade union organization uniting employees of this employer to conduct consultations with the participation of representatives of the parties to the tripartite commission on the regulation of social and labor relations of the corresponding subject of the Russian Federation. Representatives of the employer, representatives of the elected body of the primary trade union organization and representatives of the specified tripartite commission are obliged to take part in these consultations.

Copies of written refusals of employers to join the regional agreement on minimum wages are sent by the authorized executive body of the constituent entity of the Russian Federation to the appropriate territorial body of the federal executive body authorized to exercise federal state control (supervision) over compliance with labor laws and other regulatory legal acts containing labor law norms.

(as amended by Federal Laws No. 242-FZ of 18.07.2011, No. 220-FZ of 28.06.2021)

(see text in previous edition)

Consultant Plus: note.

On the identification of the constitutional and legal meaning of Part 11 of Art. 133.1 see Resolutions of the Constitutional Court of the Russian Federation No. 17-P of April 11, 2019, and No. 40-P of December 16, 2019.

Monthly salary of an employee working in the territory of the relevant subject of the Russian Federation and who has an employment relationship with an employer in respect of which a regional agreement on minimum wages is in force in accordance with parts three and four of Article 48 of this Code or for which this agreement is extended in the procedure established by parts six to eight of this article cannot be lower than the minimum wage in this constituent entity of the Russian Federation, provided that the specified employee has fully worked out the working time norm for this period and fulfilled labor standards (labor duties).

13 ways to get a pay rise

Personal archive

Who doesn’t dream of a pay rise? But dreams are one thing, reality is another. No one will give you an increase as a gift by February 23 or March 8, because even a fair financial incentive sometimes needs to be not only earned, but also achieved. Here are some tips to help you manage your salary on your own.

1. First, learn to look at yourself through the eyes of an employer. No one will increase your salary just out of pity. It’s simple: you bring benefits to the company, the company rewards you for it. Think about what you have changed in your work lately, how it has affected the quality and efficiency of your work (learned to use a new task management system, mastered and applied especially cunning time management techniques in your work, etc.). And tell your boss about this in order to substantiate your requirements.

2. Show the numbers. Measure the growth in the level of your workload or the volume of tasks that are assigned to you. For example, if you are in charge of working with the company’s clients, whose number has increased several times over the past year, you have a clear explanation of the reasons why the employer should increase your salary.

3. Probe the soil. If you cannot independently assess the situation in the company (for example, if you have been working in it not so long ago), carefully ask your colleagues exactly how the internal processes regarding salary increases are organized. It is possible that no requests and justifications will affect your salary if in a company its increase depends on the results of regular appraisal of each employee. In this case, you have no choice but to clarify on what parameters the assessment will be carried out and try to meet the requirements.

4. Ask about the growth rate of your future salary and the factors that affect it in advance. When applying for a job, take an interest not only in the amount of material compensation, but also in all the features of its change in the future. Perhaps you are hired for a job that does not imply career growth and a change in workload.

5. Try to understand the balance of power and answer the question of who makes the decision to raise your salary specifically for you (your immediate supervisor, senior management, HR officer, HR director). If the decision depends on several of your colleagues at once, think about which of them is more likely to support your idea, who doesn’t care, and who will definitely be against it. Bet on the first and second.

But: if your boss is in the third category, don’t try to ask for a pay raise bypassing him. It is likely that after that he will be even more negative, and his opinion will in any case affect the decision on the amount of your salary.

6. The threat “if you don’t give me a raise, I’ll quit”, as a rule, works once, and even then not always. Next time, it will be easier for the manager to let the employee go than to allow the “arm twisting”. Moreover, there are companies that perceive such behavior of an employee as a sign of blatant disloyalty and, even if they agree to increase the salary of a specialist, they immediately begin to look for a replacement. Although – we admit honestly – there are a number of companies in which, in principle, it is impossible to raise your salary by another method. In any case, going to the head with an ultimatum demand, be prepared for failure. Therefore, it is better to set conditions for your own company only when you already have a counter offer with a large salary from another employer.

7. Doubtful statements from the category “specialists in my profile are worth more”. If it comes to that, you need, again, either to refer to objective data (detailed studies of labor markets with information on the salaries of various specialists, which take into account not only the specialty, but also the level of qualification, experience, length of service, the industry in which the specialist is involved, etc.), or indicate specific and relevant offers you have from other employers.

8. The long term of your work in the company will not be an argument for the employer. Such justifications make sense if they are supported by specific information about professional development, gaining new experience and skills that you did not originally possess. For example, successful experience in a large-scale project or a distributed team (if you didn’t have one before), interacting with a new type of customer, teaching colleagues and newcomers your existing skills. If, after several years of work in one place, you continue to solve the same volume of the same tasks and have not grown in any way from a professional point of view, your salary will occasionally be indexed on a par with inflation. Or not at all.

9. Feel free to self-PR. As a specialist, you are essentially selling your services to the company. And in order to sell, you must first advertise and bring to the attention of the buyer all the advantages of your product (in this case, your work and your expertise and qualifications). Let your manager know if you are doing something that you think makes you a valuable employee. He does not always have time to monitor all your exploits, and he may not always be aware of how wonderful you are. If you receive praise from colleagues or company clients, share it with your superiors.

10. Don’t try to pressure pity. Not one of you has a wife who gave birth to twins, a mortgage and two loans for a car and a garage. You will most likely show your boss that you are not very good at personal finance planning. The conclusions that he will draw may affect the credibility of you and professionally. And again, do not forget that this is a business where you are a contractor, and your boss is a customer. If your ISP asks you to pay him more because he decided to rent a more expensive office and buy a car for his CEO, how would you react?

11. Never refer to the fact that one of your colleagues has recently received a pay raise. First, such data is not always reliable. Secondly, in many companies, employees are in principle forbidden to talk about the size of their salary. Thirdly, it is simply unethical. And, fourthly, perhaps a colleague really deserves a promotion – maybe while you were doing your main job, he managed to get additional qualifications, solved a difficult task or worked overtime and earned the trust of management. In any case, remember: the size of your salary does not depend on the size of his salary.

12. If you yourself understand that your salary is adequate to your qualifications, workload and the list of tasks to be solved, and you really want to raise it, then tell your manager. And ask him about the existing options and conditions for increasing it: increase the load, set additional tasks, learn something new. This way you show that you are soberly assessing yourself, but at the same time you are ready to grow and develop.

13. Quit your job. Yes, you didn’t hear. Sometimes it is worth leaving the company for a while and returning – in another organization you will gain valuable experience that will allow you to become a more expensive specialist in the labor market. And, for example, in a year you will be able to return to your favorite place to your former employer, but earn more. For example, we are happy to receive our employees who temporarily left the company, and their experience is important to us. Such people are also valuable because the management has no doubts about their loyalty to the employer. And this is also worth a lot. Just do not forget to explain to the employer that you are leaving specifically to gain new experience, which you simply do not have the opportunity to get inside the company.

Author – Strategic Development Director of BDO Unicon Outsourcing

Opening analytics for vacancies

Competitive analysis is one of the ways to predict the fate of a vacancy before it is published. When you know the conditions in other companies and the number of suitable candidates, you understand in advance what difficulties you will face in the selection. The new service is one of the most important steps in the development of analytics on hh.ru, and we have opened this project to all employers registered on hh.ru.

Analytical reports are built individually for each vacancy. To receive a report, we ask you to fill out the form and indicate the main conditions of the vacancy: position, professional area, salary range, search city and the candidate’s required experience. After that, the report is built automatically based on hh.ru data. For each employer and vacancy, the data will be unique.

The report includes:

• competitor analytics: links to similar vacancies and competitors, average salaries offered by employee level;
• analytics for applicants: gender, age, work experience, education, key skills, salary expectations, top employers and universities;
• general recommendations: how to simplify the search for an employee.

Recommendations will help you understand how effective the search will be under given conditions and the situation on the labor market. Changes happen all the time, and the “Competitive Job Analysis” each time re-refers to the site’s current database of vacancies and candidates.

Small business and small companies rarely open new vacancies and spend time researching competitors. With the help of new reports, it will be easy for them to assess their disadvantages and advantages.

Large companies , in which recruitment is on a stream, face difficulties in finding rare specialists. The service will help you find similar vacancies and collect data for a reliable assessment of the market.

Jobs with difficult requirements or low pay is another reason to check the situation among competitors and applicants. The service will help you figure out what to counter unfavorable conditions.

Competitive analysis will tell you the causes of problems when selection is too long and hard . It will also help to convince the customer that it is necessary to revise the conditions in order to fill the vacancy faster.

The Competitive Job Analysis page is located in the All Services tab.

1. Enter the data for your vacancy in the form. It is similar to the job posting form. To build a report, you must specify the salary fork, the name of the vacancy, the professional area, the experience of the candidate and the city.

Please complete all fields in the form – this is required so that we can analyze and compare your data. Professional areas are affixed automatically, but they can be changed manually or removed altogether.

2. Click Generate Report.

You will receive an individual report on your vacancy: all competitors and vacancies are selected personally for your company.

The first tab is “Recommendations” .

Here is a summary of the results of the analysis:

• level of competition in the market;
• salary level;
• general recommendations on the vacancy and its promotion.

Second tab – Competitors .

Competitors with similar vacancies are collected here, and a link is provided to a selection of such publications.

From the report, you can go to the page of each vacancy and see its description and conditions, or you can click on “See all similar vacancies” and go to the search with an individual selection.

Competitors are followed by salaries .

The salary range you entered for the vacancy is marked with a blue box. In comparison with it, you can look at the average salary for a similar vacancy from competitors: it is highlighted in blue and green.

The gray vertical line in the diagram indicates the median salaries.

Third tab – “Applicants” .

The first total figure is all applicants who fit the vacancy parameters. Further in the table, the analysis is given only for applicants who indicated the desired salary in the resume.

The middle column contains statistics on applicants who match your salary level. On the right and left in the columns are those who indicated a salary below or above the range you specified.

The “Job Seekers” tab contains statistics on almost all lines in the resume available for analysis.

Make the most of job analysis: this is a service that replaces many hours of manual database analysis and the purchase of expensive HR analytics tools. Don’t be afraid to change your recruiting tactics depending on the situation:

– Reduce requirements if there are few candidates in the market and high salaries. Sometimes it’s easier to train an employee in the right skills in the process than to lure a ready-made “star” with high demands to work with you.

– Raise your salary if you understand that the job has many competitors. So the selection will go faster, and the candidates will definitely correspond to the required level;

– Offer unique deals to stand out from other companies. For example, a rest room for those who work the night shift, transport to the metro if the office is located much further than competitors;

— Spend less on recruitment: in each report, we recommend the type of vacancy that suits your case and additional promotion opportunities on hh. ru;

— Explore site features that allow you to stand out from competitors: branded vacancies, employer pages that detail the company’s advantages, advertising promotion of ads, development of an HR brand. Research the needs of your employees and work on working conditions – and the market situation will affect you much less!

Conduct a competitive analysis of the vacancy

Average Salary in Germany – What are the Income in Germany

The average level of wages in Germany for 2019. How much do representatives of different professions earn on average in Germany.

Salary in Germany

The average monthly salary of a German full-time worker in 2019 is 3880€ gross, excluding bonuses and additional payments for overtime.

Let’s define that for comparison of incomes the monthly or annual payment for work on hire is accepted as a basis. Hourly wages or profits of legal entities are not included in the statistics.

German salary – Gehalt – remuneration received by employees on a monthly basis.

The main problem of finding out the level of wages in Germany – Germans are extremely reluctant to share this information . In private conversations, asking colleagues about income is expressly prohibited by contracts in many firms. It is unlikely that acquaintances will be able to talk about this topic. Even when vacancies are published, the salary is usually not indicated, but is negotiated separately at the interview. As a result, those sitting at neighboring tables in the office, with almost the same indicators, can earn differently, and significantly.

It’s good that there are data from the labor exchange, which are regularly published on the official website.

These are average values. In each case, the salary differs in one direction or another.

The next source is websites that collect income information anonymously. People share information on the condition of anonymity, everything is entered into a common database, which makes it possible to calculate certain average values ​​for various parameters. Relying on such data is not particularly worth it. No one checks the accuracy of the information entered.

For those who work in Germany (or plan to work here), there is a good way to find out the approximate salary level for their situation. The service is in German, but the main thing is to know the name of the profession – in order to choose the right specialty from the list. The service is free, but it requires you to leave an email and subscribe to the newsletter, from which you can unsubscribe immediately after receiving the result. So, follow the link
Gehalt-Check
Next, step by step, enter your age, gender, level of education, whether you work now, profession, managerial position, index of the city in Germany to which the check belongs – and email. You receive a letter containing a link to a page with results and, interestingly, with vacancies that match the specified conditions.

Separately, for migrants, I note: often the earnings of foreigners are lower than those of German colleagues , simply because otherwise why hire a foreigner? The reason is not only differences in qualifications or more working hours per week. Large differences in wages are noticeable even among professionals who are at the same level in experience and education.

When comparing German salaries, for example, with Russian ones, keep in mind that in Germany the amount before taxes is indicated in the contract . First of all, it is interesting how many people get their hands on it. For a complete understanding of wages in Germany, it is necessary to understand how the net is calculated from the German gross salary, as well as get more statistics.

In the countries of the former USSR, as a rule, the employer names the amount that the employee receives in his hands, and pays taxes and social contributions additionally. If you mentally add to Russian earnings the costs incurred by the employer, the contrast with German incomes will not be so striking.

In Germany, a person is considered to be below the poverty line if the income is 60% of the average monthly income in the country.

Dependence of income on specialty

Profession – the main criterion for the level of remuneration.

Higher education in Germany does not guarantee a high salary. But in general, in comparison with other groups of workers, on average, university graduates earn more.

If German students chose their future profession solely on the basis of income, the choice would be obvious – engineer, doctor or lawyer.

Doctors in Germany receive more than 5700 per month

The statistics do not give an accurate idea of ​​incomes above 5700€, as they are collected by the amount of pension contributions, which grow only up to a certain limit, and then remain fixed.

In addition to the above professions, management companies and other managers could have come to the first lines, but there the connection with the specialty in the diploma is not so obvious.

Worse than other holders of higher education in Germany, linguists and sociologists earn. Linguists have a problem with a large number of applicants: there are 25 unemployed for one open vacancy.

Wage does not always determine supply and demand. Yes, in the industrial sector, the lack of specialists has a positive effect on the income of workers, but the situation is different in the civil service.

For example, the situation with social workers. They can often only find a job in the civil service, averaging €3,750 gross. At the same time, due to the influx of refugees in Germany, for every 100 unemployed with a degree in social sciences, there are 92 vacancies.

Professions not requiring higher education

To get a decent salary in Germany, it is not necessary to have a university degree. Statistics show that among professions requiring secondary education, there are enough of those that allow you to earn at the level of higher education holders.

And here there are clear leaders – this applies primarily to aviation.

A clerk in a bank or an important account manager in a German trading company in the first 3 years after graduation receives an average of bachelor’s level.

Secondary vocational education in Germany often allows you to earn no worse than higher education holders.

The lowest wages in Germany for beauticians, hairdressers, waiters.

Dependence of payment on activity

Wages in Germany are highly dependent on the German industry branch in which the firm does business. There are traditionally more “rich” money directions, where the mere belonging to the labor market forces you to pay more, because otherwise good specialists will be taken away by competitors.

Firm size has a significant impact on the average income of workers in Germany.

• 1-20 persons – 36165€
• 21-50 – 40867€
• 51-100 – 43204€
• 101-1000 – 49451€
• >1000 – 61108€

Therefore, when looking for a job in Germany, keep in mind that in large companies, a potential candidate has the right to hope for a higher pay.

Comparison of wages for men and women

Anyone who is at least a little interested in Germany probably knows that feminism is firmly on its feet here and politicians are fighting for gender equality as if the onset of a brighter future depends on it. However, the fact remains that women earn on average 21% less per hour than men. The wage gap between German men and women is one of the largest in the European Union.

The gap between the wages of women and men in Germany is narrowing very slowly.

Over the years, this difference is gradually decreasing, but the rate is extremely low. The problem here is not so much in inequality as in the fact that women usually work part-time . Without being present 40 hours a week at work, it will be extremely difficult to talk about a promotion with your boss. In addition, the accumulation of experience is slower. Well, women themselves are often more interested in the availability of a job than in the growth of their wages, so they do not particularly apply for an increase. There are also enough careerists among German women, but in general the picture is this.

In 2017, Germany passed a law allowing employees of enterprises with more than 200 employees to request information on the salaries of colleagues in comparable positions. And firms with more than 500 employees are required to regularly publish data on the average salary for all positions. According to the government, these measures will allow women to gain more arguments in a conversation with the boss about wage increases. In turn, the authorities, by publishing such data, can slow down the growth of incomes for men.

In Germany, men earn higher wages on average

Dependence of wages on age

Intuitively, the older a person gets, the more experience he accumulates and the higher the income. It makes no sense to draw a direct dependence of wages on age in Germany – no one pays workers more, just because they are older. But an indirect relationship between experience and income can be traced.

Dependence of German wages on the region

Looking at the place of residence, the highest wages in Germany are paid in Hessen, which is not surprising. There is Frankfurt am Main – the European financial center. Slightly less on average earn in Baden-Württemberg, Bavaria and Hamburg. The lowest level of earnings in the states of eastern Germany. Capital Berlin is in this plan approximately in the middle.

Earth	As a percentage of the average German
Hesse	114.1%
Baden-Württemberg	108.6%
Hamburg	105.9%
Bavaria	105.1%
North Rhine-Westphalia	100.8%
Rhineland-Palatinate	98.3%
Bremen	95.8%
Saarland	95%
Berlin	94.5%
Lower Saxony	91.8%
Schleswig-Holstein	88.3%
Thuringia	81%
Saxony	79. 9%
Brandenburg	78.9%
Saxony-Anhalt	78.9%
Mecklenburg-Vorpommern	75.9%

Dynamics of salary growth in Germany

On average, incomes of Germans grow by 2-3% annually. Such growth covers inflation, because prices also rise by about this amount, which is completely normal for the capitalist model of the world.

It is even more interesting to look at the dynamics of the net income of burghers.

Examples of German salaries for specific occupations

Civil servants

Policeman – 2800-4059€

Police service (Polizist) in Germany takes place in various types of police, from service at the city station to the criminal department. The salary of a German policeman is highly dependent on the specific position and class.

Depending on the direction of service (Laufbahn), the requirements for those wishing to become police officers are different, but in general, the absence of offenses, an impeccable reputation, good physical shape and psychological stability are required. School grades play a big role when you want to become an investigator or forensic scientist.

Policemen in Germany are paid decent salaries up to €4000 gross per month.

Soldier – 2210-3486€

Germany has a professional army, therefore, any soldier (Soldat) has a salary, like other professionals.

Physically healthy, psychologically stable young people are chosen to replenish the ranks of the Bundeswehr. However, the army also requires other specialists, ranging from plumbers to programmers, so in principle anyone can become a military man in Germany if he can fulfill the admission standards.

The salary of the military depends on the length of service, position, rank and availability of military specialties.

White Collar – Office Workers

Judge – 4187-6449€

In order to work as a judge in Germany (Richter), you must graduate from a university, pass a state exam, then go through two or three years of training, pass two more exams, and then you can start working with a probationary period of two years, during which you are constantly threatened with removal from office at any time and without explanation.

It goes without saying that judges must be independent, including in financial terms, so the salary of the arbiter in Germany is much higher than the average.

Lawyer – 2248-4444€

To work as a lawyer in Germany (Anwalt), you will have to get a higher education in the field of law and pass a state exam. Then you need to pass the practice (Referendar), which ends with the second state exam.

A lawyer is most often employed in a lawyer’s office until he starts his own business as a self-employed person. It is also possible to get a job in various companies that provide legal services, checks of contracts and other documents. It will not be superfluous to have a lawyer in a company earning in the field of production or trade.

Work of a lawyer – consultations in the field of legislation, preparation of lawsuits, protection of the client’s interests in court.

Tax consultant – 4552-7206€

Tax consultants (Steuerberater) are one of the most prestigious professions in Germany. The process of learning in the field of taxes is complex – endless study of laws, rules, filling out forms will require attentiveness, concentration and perseverance.

Tax consultants work as private entrepreneurs, in tax consultations, or as employees in large companies.

The main activity of tax consultants in Germany is assistance in filling out tax returns for individuals and financial reporting for companies.

Accountant – 2977-4064€

Accounting (Buchhalter) is not a separate profession in Germany. The specialty is obtained in courses or as part of another educational process, for example, in the course of training as a tax consultant.

In German companies, bookkeeping is rarely done by a single employee. The person who is engaged in maintaining financial statements has a lot of other responsibilities.

Small firms do not have an accountant on staff, but resort to the services of external consultants, hiring them on an hourly basis when necessary. In Germany, accountants are often entrepreneurs serving several firms at once.

Interior designer – 2350-3419€

Interior designers (Innenarchitekt) – a profession at the intersection of architecture, materials science and art. The task is to design the room in such a way that it is practical, safe and beautiful.

Very often it is the latter that influences the salaries of interior designers the most. The ability to create beauty without forgetting about reliability and practicality will allow you to accumulate an impressive portfolio.

There are two ways to obtain the title of Innenarchitekt – through direct study at a university, or as an additional title for sculptors or artists, acquired through practice and theoretical studies.

Musician – 2479-5017€

A musician in Germany (Musiker) often works as a self-employed person. The basis of income is teaching children to play musical instruments, performing in orchestras or groups.

For thousands of hours of study at a music school or university, a professional gets the opportunity to work on the special status of Freiberufler – as a free worker, which leads to significant tax benefits.

It is clear that the size of a musician’s earnings depends on personal professional qualities and the ability to devote himself to his work.

The earnings of a musician in Germany are unstable and rarely tied to employment.

Notary – 1919-3035€

Notary (Notar) acts as an intermediary in the conclusion of serious transactions, certifies copies and translations of documents.

In Germany, this work is combined with other legal activities. Of the 6,000 notaries in Germany, 75% are simultaneously practicing law.

Training for the profession of a notary lasts 3 years and allows you to work only in this specialty. But you can get permission to conduct notarial activities to any lawyer who meets the required conditions: legal education, 5 years of work experience, an exam.

Secretary – 2003-3071€

The secretary (Sekretär), or more often the secretary (Sekretärin), is responsible for supporting the boss in organizing work activities. Papers, planning meetings and business trips, other “turnover” – this is the responsibility of the secretaries.

There is no separate education for the profession, usually specialists in the organization of office work – Bürokaufmann / -frau work in positions.

Excellent knowledge of the language, and not only German, is practically necessary.

Social worker – 2490-3300€

Social workers (Sozialarbeiter) work in Germany in orphanages and nursing homes, care centers for the helpless and shelters for the homeless, support the disabled and the elderly.

Social workers can find employment in government agencies, medical facilities, legal clinics, and emergency services.

Vocational training in the specialty takes 3 years, after which it is necessary to pass the state exam. Candidates will need excellent knowledge of German, resistance to stressful situations, as well as the ability and desire to communicate with people.

Occupations related to medicine

Nurse – 2309-3146€

There are several names for the nursing profession in Germany – Krankenpflegerin, Krankenschwester or Pflegefachkraft.

The essence is the same – after three years of training in basic medical skills and nursing, you can go to look for work in a hospital, clinic, nursing home and other places where hard work is required for those in need of help.

Although the profession is responsible and very difficult, nurses and brothers earn not so much. There are not enough people who want to earn a living in this specialty in Germany, so there is an acute shortage of workers in the field of patient care.

There are many foreigners among the medical staff in Germany. Earnings do not inspire Germans, but attract immigrants.

Head of Care Service – 3072-4204€

Germany has a well-developed network of special services that support people in difficult times of life when they become helpless due to illness or accidents (Pflegedienst). Orderlies work in this service, and managers – Pflegedienstleitung manage.

The task of the head of the service is to organize the work of subordinates.

Due to a shortage of workers, managers often have to act as orderlies themselves and look after the wards. This position is mainly filled by experienced workers who have spent thousands of hours in the role of a nurse or assistant.

Nurse – 2380-3688€

Nurse (Pfleger) is one of the most sought-after professions in Germany. Caring for the helpless sick, the disabled, and the elderly requires special qualities that not everyone possesses.

You need to be physically strong and healthy, as you will have to lift and carry a lot of those who are unable to walk themselves. Possess a lot of knowledge of a medical and domestic nature, so as not to harm the wards. We must not forget about human qualities in order to take care of people in the most difficult periods of life. Moral stability is a must!

To work as a nurse in Germany, you need to get a vocational education and pass a state exam. This is one of the few professions that a migrant without a higher education, but with a medical secondary education, can take, although this will require at least a year of work as a trainee.

Physiotherapist – 1907-2507€

Physiotherapist (Physiotherapeut) in Germany is educated in 3 years. Its task is to help people recover from injuries or develop the physical abilities of the disabled through exercise, gymnastics and massage.

This specialty allows you to work in clinics and rehabilitation centers. Also, the services of a physiotherapist may be needed in a hotel with a SPA service, in a sports club or fitness center.

The highest earners are good physiotherapists who open their own private offices where they see patients on prescription and carry out prescribed procedures.

Ergotherapist – 1979-2706€

Ergotherapeut (Ergotherapeut) – a specialist in the rehabilitation of sensory motility, reaction, sense of touch. His job is to help recover from severe injuries associated with partial or complete loss of coordination. Occupational therapists also work with people with disabilities, trying to develop their weaknesses through games and exercises.

Usually a profession is obtained through a three-year training process in vocational schools. There is also an opportunity to get higher education in this specialty.

Occupational therapists usually work in their clinics, as private entrepreneurs or assistants, as well as in large rehabilitation centers, as employees.

Pharmacist – 2520-2998€

A pharmacist (Pharmazeut) in Germany works in the development, research and production of medicines. Also, pharmacists often take a place at the counters of pharmacies, as workers well versed in medical preparations.

You can also find a place in government agencies involved in the admission of drugs to the market and conducting testing.

In terms of education, this is usually a 3-year secondary vocational education, but there is also a higher education that allows you to work in research areas.

Apothecary – 2518-2984€

Pharmacist (Apotheker) in Germany is not the one who sells drugs in a pharmacy, but the owner of the pharmacy itself. Although nothing prevents pharmacists from working in other areas of pharmaceuticals, from the production of medicines to marketing.

After graduating as a pharmacist, one needs to complete another year of practice – Approbation – to obtain the status of a pharmacist. You can then choose whether to open your own business or join an existing one.

Blue collar workers – blue collar workers

Confectioner – 1510-2264€

Konditor bakes various sweets. To work, you will have to undergo serious professional training for three years and pass the state exam.

Confectioners work in bakeries, cafes and restaurants, sometimes in hotels with a large number of guests, as well as in enterprises producing sweet pastries.

It’s a pretty hard job with the need for night shifts, but the salaries of confectioners in Germany are not the highest.

Confectioner is one of the lowest paid professions in Germany.

Painter – 2044-2694€

The painter (Maler) is engaged in exterior and interior painting of buildings. It sounds very simple, but in fact, the correct high-quality interior decoration is a whole science!

The painter’s training lasts three years, most of the time is spent on practical activities. You will have to master the painting and varnishing of various materials, study the impact of the external environment and many other aspects of work.

We must not forget about the creative component of the profession, because in the end the goal of the painter is to make it beautiful!

Carpenter – 1929-2615€

Carpenter (Zimmerer or Zimmermann) – a profession so ancient that now it even seems outdated. But if you think about it, woodworking is still relevant!

Roof frames, doors, wooden furniture, fences, interior decoration and many other things require the processing of wooden materials, which means that the carpenter’s hands are still valuable.

Profession training lasts 3 years. A funny detail – they prefer to take physically strong guys with strong backs as students, since in work they often have to lift and carry weights.

Plumber – 2130-3330€

Plumber (Installateur) in Germany is engaged in the installation and maintenance of various sanitary equipment: plumbing, sewerage, gas supply, and the like.

Training does not last 3 years and includes a large number of practical exercises.

Electrician – 2354-3356€

Electricians (Elektriker) are responsible for the assembly, repair and maintenance of electrical networks.

Studying in Germany lasts three and a half years, usually theory is combined with active practice.

Recently, the profession has been renamed Elektroniker, expanding the range of work towards the infrastructure of information systems, telephone networks and other methods of data transfer.

Electrician – 2336-3352€

Electrical technicians (Elektroniker) work in Germany in a wide variety of branches. Energy, construction, industrial automation, other industries where electronic mechanisms need to be taken care of.

The training process for electrical engineering in Germany is usually limited to three to three and a half years.

Mechanical engineer – 3280-4859€

Mechanical engineer (Maschinenbauer) can work in Germany in the production, adjustment and repair of machine tools, robots and other industrial machines. There are many specializations for the profession.

Often, in addition to theoretical knowledge of mechanical engineering, mechanics also have quite practical skills, such as plumbing or welding.

A specific specialization in mechanics in Germany can be achieved in three years through a vocational education.

Specialties related to auto and transport

Car dealer – 2394-3934€

Car dealers in Germany (Automobilverkäufer) help customers choose the make and model of the car, advise on various issues of operation, place an order.

To become a car dealer in a German car dealership, you need a secondary education in the field of trade. Other technical automotive specialists can also retrain in the field of sales of automotive equipment. Autohouses first train salespeople for six months, of which at least 3 weeks are devoted to theory. To gain specialization in certain types of models or in various brands, employees undergo seminars.

The most important component of the work of a car salesman is the ability to communicate with customers, inspire confidence and positive emotions.

Bus driver – 1901-2549€

In addition to holding the relevant German license categories, a bus driver (Busfahrer) in Germany must complete a vocational training course that lasts 3 years.

Just being able to turn the steering wheel is not enough! The driver must provide services to passengers, sell tickets, monitor the condition of the bus.

Bus driver’s job is urban transport, intercity flights or school routes.

Subway driver – 1978-2719€

Subway train driver (U-Bahn-Fahrer) – a special case of a locomotive driver who is focused on working in the subway.

The task of the subway driver is to drive the train according to the schedule, control the disembarkation and embarkation of passengers, monitor the state of the train.

Work in the German underground is a prestigious, highly paid occupation that does not require a long process of obtaining an education.

The main advantage of working as a subway driver in Germany is the fast learning process.

Pilot – 4386-11139€

The profession of a pilot in Germany is in demand on passenger airlines, in the military and transport sectors.

Pilot training is linked to a specific company or organization in professional schools. Training is paid. To obtain a license to fly, you must listen to the theory, pass the practice and pass the exams. This will take two or three years. A pilot’s license for a small motorized aircraft will cost around 20,000€.

Then you need to look for a job and not lose your skills – a simple pilot leads to the loss of a license. Whoever is lucky will be able to get a job in a big company, where they will pay for retraining. However, in Germany there is no shortage of pilots, many licensed do not progress beyond amateur flying at the air clubs.

Unskilled work

Maid – 1461-1699€

Cleaning women in hotels (Zimmermädchen) in Germany is one of the low-paid professions that do not require high qualifications. Anyone can work as a maid.

However, hotel directors and recruiters started out as Roomboys. Having gained experience in the hotel business, seeing everything from the very bottom of the career ladder, it is easier to comprehend many details of hotel organization.

Hotel Administrator – 1748-2409€

The visiting card of the hotel is the person at the reception (Rezeptionist). In Russian, the name of the profession can most adequately be translated as “hotel administrator”.