Hope grows daycare: Hope Grows Child Development Center

Опубликовано: August 7, 2023 в 5:26 pm

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Категории: Miscellaneous

Hope Grows Child Development Center

At Hope Grows we encourage families to partner with us in the education process of our children, we believe that parents and families are essential in the process of learning and we are an extension of home, teaching values and preparing our children for school is a common goal between parents and caregivers.

 

The educational philosophy of Hope Grows Child Development Center is guided by the standards of the National Association for the Education of Young Children (NAEYC). Play based curriculum, emergent curriculum, constructivism and developmentally appropriate practice are all terms that describe our program.

At Hope Grows Child Development Center, we seek to Nurture the development of intellect and character of every child while promoting physical, mental, and emotional health. We provide a collaborative relationship wherein parents are recognized as partners in their child’s education.

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All of the teachers at the Hope Grows Child Development Center are well trained and qualified with a bachelor’s degree and 120 semester hours of college credit from an Institute of higher education.   Additionally all our staff voluntarily participates in the Maryland Child Care Credentialing Program!

Interested in receiving more information on how your family can grow with us?

Contact Us Today

Facebook reviews


  • My son has been attending this daycare since he was 18 months and my daughter since she was 6 weeks. I LOVE this daycare. My kids are attached to their teachers and receive very nice educational learning.

    Tay Baibee
    March 14, 2017



  • My son started going to Hope Grow since he was three years old. Now he is four years plus. I am very impressed to see that my son actually learned a lot from there. Everyday when we pick him up after work, me and my husband really enjoy having a conversation with him. He shares great things with us those he learned at school. All the teachers and Ms. Salima does a wonderful job in terms of taking care of the kids. I always feel it’s a safe and dependable place to send my son to. His teachers also give us sincere feedback about my son. I love this place.

    Riya Hashan
    May 6, 2016



  • My daughter has been in this daycare since she was 8 months old she’s almost 2 great teachers & she’s learning so much thank you guys so much I’m comfortable with my daughter here I can’t complain she’s blossoming ��������

    Jasmeen SheBadd’ Terry
    May 27, 2017



  • very warm and inviting the kids love it my daughter loves her teachers!!!

    Elga Ledesma
    March 14, 2018



  • I had my grandsons for a year & while they lived with me they attended Hope Grows. It was a hard time for me because I was very protective of them. Leaving them with the staff at the center made my life so easy. I am grateful for Salema and her staff. They loved my babies like they were their own.
    My prayer is that this establishment continues to grow so that children all over can experience the love & nurturing that they receive here.

    Melissa Chase
    March 14, 2018



  • This place is amazing and my son loves it!!!

    Kay Pea
    December 8, 2015



  • A great learning center to call another home where your kids are constantly learning all the needed skills to attain greater height. The staff’s are great. Always giving feedbacks about your kids progress. If you need a place to call a home where you are rest assured your kids are safe, call on hope grows daycare learning center. Be on the waiting list if possible. They get full very fast! A good sign the center is doing their due diligence. I love it!
    Mayor & Fifi’ s Mum.

    Folakemi Aya Olayinka Odunsi
    July 4, 2017



  • Owen is really happy here!!!

    亨利游
    September 25, 2018



  • Great location, kids are happy…I am happy

    Christine Alder
    January 6, 2016



  • As long as I know myself I always believe in education is the way to success and that’s what Hope Grows child Development center is all about .

    Salema Horn
    October 15, 2015


Hope Grows Child Development Center II, LLC

About the Provider

Description: Hope Grows Child Development Center II, LLC is a Licensed Child Care Center in Germantown MD, with a maximum capacity of 108 children. This child care center helps with children in the age range of 6 weeks through 17 months, 18 months through 23 months, 2 years, 3 years, 4 years, 5 years, 5 years to 15 years. The provider does not participate in a subsidized child care program.

Program and Licensing Details

  • License Number:
    253682
  • Capacity:
    108
  • Age Range:
    6 weeks through 17 months, 18 months through 23 months, 2 years, 3 years, 4 years, 5 years, 5 years to 15 years
  • Enrolled in Subsidized Child Care Program:
    No
  • District Office:
    Region 5 – Montgomery County
  • District Office Phone:
    (240) 314-1400 (Note: This is not the facility phone number. )

Inspection/Report History

Creative Garden LC Glen Burnie – Ba…

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Creative Garden LC Glen Burnie – Baltimore MD Licensed Child Care Center

Where possible, ChildcareCenter provides inspection reports as a service to families. This information is deemed reliable,
but is not guaranteed. We encourage families to contact the daycare provider directly with any questions or concerns,
as the provider may have already addressed some or all issues. Reports can also be verified with your local daycare licensing office.

Date Type Regulations Status
2022-03-08 Complaint 13A.16.03.05E Open
Findings:
Specialist was informed at the time of the investigation that the two staff members in charge of Room 1A at the time the complaint incident occurred were only aides. Specialist was unable to review a substitute log for either of the staff members at the time of the investigation.
2022-03-08 Complaint 13A.16.03.06A(1) Corrected
Findings:
Specialist observed a person being used as a bus driver taking the children to school. Facility was unable to show proof of required documentation to add this person at the time of the investigation. Facility is asked to send proof of at least criminal background check, Release of Information, medical, and personnel list to add this person.
2022-03-08 Complaint 13A.16.06.13C Open
Findings:
Specialist was unable to review appropriate documentation for someone being used a substitute for over a month. Facility is asked to submit documentation to have this person qualified as a teacher.
2022-03-08 Complaint 13A. 16.07.06A Open
Findings:
Complaint stated that a one year old child was being pushed in a stroller outside without any socks, shoes, coat, or hat on in 46-50 degree weather. Facility confirmed that the staff members present during the incident did take the child outside without any socks or shoes on and received a write up because of it.
2022-03-08 Complaint 13A.16.08.01B(1) Open
Findings:
Complaint stated that a one year old child was taken out for a walk in a stroller without any socks, shoes, coat, or hat in 46-50 degree weather. Facility stated that the staff members did take the child outside for a walk for a little over 30 minutes without any socks or shoes on. Facility then stated that each staff person was given a write up and appropriate clothing for outside was discussed.
2022-03-08 Complaint 13A. 16.08.02B Open
Findings:
Specialist was informed at the time of the investigation that the two staff members in charge of Room 1A at the time the complaint incident occurred were only qualified as aides. Specialist was unable to review a substitute log for either of the staff members at the time of the investigation.
2022-03-08 Complaint 13A.16.08.07B Open
Findings:
Complaint stated that a one year old child was taken for a walk outside in 46-50 degree weather with no socks, shoes, coat, or hat for over 30 minutes. Facility confirmed that the two staff members in charge did take the child outside without socks or shoes and received a write up. Specialist discussed the appropriate clothing needed for children and the weather chart that can be found on the OCC website.
2021-09-03 Full 13A. 16.06.04A(4) Corrected
Findings:
Some staff medical evaluations were over 5 years old for staff.
2021-09-03 Full 13A.16.08.02B Corrected
Findings:
A preschool teacher was assigned to an Infant / Toddler room 1B Corrected on site. An Infant and Toddler teacher was placed in Room 1B
2020-09-21 Mandatory Review
Findings:
No Noncompliances Found
2019-06-21 Mandatory Review
Findings:
No Noncompliances Found

If you are a provider and you believe any information is incorrect, please contact us. We will research your concern and make corrections accordingly.

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Hope for continuous growth: why investors are too optimistic and gullible

Where did the belief come from that real estate is constantly growing in price – and therefore a great investment – and the stock market, even if it fell, will definitely win back its positions and begin to rise again in coming years? In fact, history does not give a reason to think so. But even on the eve of the Great Depression in the United States in the 1930s, most people believed that any fall in the market always pushed the stock price higher. Nobel Laureate in Economics Explains Why It Doesn’t Work Like This, Is There a Rational Reason for Investor Optimism and What Does Feedback Loop Have to Do With It

Yale University professor and Nobel Prize winner in economics 2013 Robert Shiller does not believe in the non-stop growth of stock markets and real estate prices. He, like a real scientist, does not believe in anything, and subjects everything to a thorough check.

After checking the behavioral attitudes of most financial analysts and investors, back in 2000 he wrote a book in which he warned people against unreasonable optimism. And in 2009year, when his worries were justified, he published an enlarged and revised edition. And in 2013, another one.

Since speculative bubbles in the market do not stop appearing, and the topic of excessive optimism and the inability of most people to appreciate the role of irrational factors does not lose relevance, in 2023 the Russian translation of the book will be published by Alpina PRO publishing house. Forbes publishes an excerpt.

Change in investor confidence

“One of the features of the stock market 19In the 1990s, when the bulls ruled, and after 2000, when the bears took over, you can call it dependent on changes in investor confidence in stocks. It seems that in the second half of the 1990s, a very simple idea settled in the minds of investors that stocks are “the best investments” and nothing can happen to them in the long run. This view contrasts sharply with the ideas that prevailed in the late 1970s, after the stock market crash of 1973-1974, when real estate was considered “the best investment.” But I didn’t do my surveys at the time, so I don’t have information to prove exactly what people thought back then.

In 1996, when I came to the conclusion that people’s belief in stocks as the best investment that nothing bad could happen to was deeply embedded in popular culture, I decided to track how this belief would change over time. I added another question to the questionnaire for high net worth individual investors: “Do you agree that the stock market is the best option for long-term investors who can buy and hold securities despite the ups and downs of the market?”

During the boom years of the turn of the millennium, the percentage of those who agreed with this statement was expectedly very high. In 2000, when the market peaked, the share of such respondents was an incredible 97%. This percentage of those who agree with any statement in the survey is an amazing result, especially when it comes to such a personal issue as investment strategy. When the market began to fall, the number of those who agreed with this statement also began to decline. The percentage of respondents who agreed fell from 97% in 2000 to 72% in 2011. Faith in the stock market is still strong (I can assume that irrational optimism is still present), but is already beginning to crumble. But most importantly, these data confirm the existence of an inverse relationship between the change in the level of stock prices and the corresponding changes in the long-term optimism of investors.

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During the recent housing boom, my colleague Carl Case and I, in a randomized survey of recent homebuyers in one of four cities—Boston, Los Angeles, Milwaukee, and San Francisco—asked a similar question, but only for real estate. We found a similarly striking correlation between prices and opinions about investment attractiveness: as a rule, when house prices rise, so does the percentage of those who consider real estate to be the best investment. When housing prices fall, there are clearly fewer such respondents. This is feedback.

Accompanying this view of a market as a “best investment” is the notion that prices always go up in the long run, even if they are now falling, and the degree of confidence in this varies from time to time and from market to market. In our survey of high-income investors, we asked the following question about the stock market: “Do you agree that if the market crashes like October 19, 1987, it will definitely bounce back in a couple of years or so?” The percentage of high-income investors who answered yes rose and fell as stock prices rose and fell.

The dynamics of changes in the number of those who agreed with this statement approximately coincides with the dynamics of changes in the market. When the stock market was close to its peak in 1999, the proportion of respondents who agreed was 88%. After the market began to slide down in 2000, the percentage of those who held this opinion also began to decline and by 2004 had dropped to 69%. With the onset of the stock market boom in ownership, this percentage began to rise again, reaching 76% in 2007. Then, during the downtrend after 2007, it decreased again and by 2012 reached its lowest level of 56%. The boom of new normality partially restored the percentage of such optimists to 68% by 2014. A rising market encourages a kind of complacency: even if the market fails, there is growing nonchalant confidence among investors that any such declines don’t matter in the long run. Conversely, a falling market destroys such confidence, although it does not, by itself, say anything about how it will behave after a major crash.

It is curious that people doubt the opposite assumption: they do not believe that the market will fall in the next couple of years after its triumphant growth. Their belief in the stability of the market stems more from a general optimism and self-confidence than from confidence in the long-term stability of stock prices.

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Here is some evidence that in 1929, at the peak of the bull market of the 1920s, many were confident in the long-term success of the stock market – as were investors in the late 1990s. And although we do not have data from any studies conducted at that time, we have the opinion of contemporaries about the confidence of investors in those years. In his 1920s book Only Yesterday (1931), Frederick Lewis Allen wrote: “In the summer of 1929, people looked back to the past for precedents and calmed down, remembering how in recent years every fall in the market had brought the stock price to a new, higher level. Two steps forward, one step back and two steps forward again. This is how the market moved. If you sold stocks, then you just had to wait for the next drop (which happened once every couple of months) and buy again. But in reality, there was absolutely no reason to sell. You should have won if you invested in safe stocks. It seemed that the smartest person was the one who simply ‘buyed and held’ shares.

Reflections on Investor Confidence

“It is also important to consider the nature, and perhaps the sources, of changes in investor confidence, which will allow us not only to understand what is happening right now, but also to discuss feedback loops. We will see that the feedback that strengthens investor confidence takes place in a complex external socio-psychological environment.

Where did people get the idea that if the stock market fell, then it will definitely return to its previous level in a couple of years? History gives no reason to think so. There are a lot of examples when the markets could not recover for a long time. Japan’s Nikkei index still hasn’t regained half of its peak value of 1989 years old Look at what happened after the stock market peaked in 1929 and 1966. But when the market is booming, such negative examples from the life of the market in the public mind do not emerge.

One of the reasons investors are more likely to recall recent domestic stock market performance is that they see local stock prices in front of them every day. In the 1990s, during the period of bullish sentiment in the stock market, they closely followed and reacted to everything that happened in the US market, which had been growing since 1982 years old. American investors in the 1990s did not have the same experience of trading Japanese stocks or operating in the US market many years ago. Many paid attention to the charts of rising stock prices that they saw every day in the newspaper, and it seemed that implicitly they knew that each decline in the price would turn into a new high. This human pattern recognition ability, which we use when we learn to ride a bike or drive a car, for example, allows us to intuitively understand what will happen next, and thereby shape our expectations in the market. At 1990s middle-aged investors saw the market uptrend most of the time.

The subjective experience gained over a long period, when the fall of the stock market is constantly replaced by a return of lost positions, has a serious psychological impact on our way of thinking, and it is very difficult to accept and change something after the fact. Those who believed that the market would fall and stay at the bottom thought that they were making a bad impression by being wrong in their forecasts year after year. Those who repeatedly predicted a downturn in the market became very painful about the possibility of losing their own reputation due to frequent mistakes. The degree of our satisfaction with our own views of the world is related to our self-esteem and personal identity, so the desire of former pessimists to change their point of view, or at least present themselves to the public in a different light, seems quite natural. Thus, the changed emotional environment will influence their views and the expression of their opinions, which does not depend on any objective grounds confirming or refuting these views.

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Even if they didn’t pay attention to the stock market themselves until 1982, the investors of the 1990s boom era lived in those times and couldn’t help but hear constant talk about this topic.

Here’s an argument against the ability to predict the stock market from David Elias’ book Dow 40,000 (Dow 40,000): “The saga of my friend Joe is an example of what can happen to a person who sits and waits until the Dow Jones index says it’s time to invest. Joe started calling me at 1982 when the Dow Jones was just above 1000 trying to figure out the right time to enter the market. As the years went by, he continued to look for the market’s pullback point, which should have been the ideal moment for him to enter. Today, Joe, now 62, continues to sit and wait, keeping his money in bank certificates of deposit. He missed the entire bull market cycle and all the important milestones on his 1,000-point climb. But even now, Joe still doesn’t understand that there is no such thing as perfect timing. When the market recovers from another pullback, it most often climbs to new peaks.

There is a certain superficial persuasiveness to this passage, especially when taken with an example illustrating the impact of compound interest on high returns (as was the case in the stock market at the time of this writing), suggesting that the stock market is a chance to really get rich. This is exactly what Elias did, putting it in the next paragraph of his book. The story is written with the touching immediacy of stories about a driver’s mistake that led to a serious accident, or about the benefits of demanding a raise from the boss.

The reason why an argument based on such a story is so compelling is that by presenting successful investment as more a process of mastering one’s own inner impulses than an assessment of the current situation, the author makes the reader ignore that going on in the market today. Ordinary people think a lot about how to control their impulses. For example, how to force yourself to work effectively, and not waste time and effort, or how to restrict yourself in food so as not to gain weight. Therefore, arguments referring to various examples of self-control have more resonance than articles about the dynamics of the price-earnings ratio. Elias’ argument appeals to a feeling that can be called the pain of disappointment, to emotional reasons that we now experience when investing. When the arguments are so detached from the analysis of accumulated information, the only way that real data can influence a person’s views is through the vague feeling that comes from a quick glance at the latest data showing that the market always reverses a downturn.

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Mass media regularly talk about happy investors who once invested money in stocks. In these stories, there is a clear message to the reader that he, too, can do this. To give just one of many examples, an article from USA Weekend, a nationwide newspaper supplement, titled How to (Really) Get Rich in America, published in 1999. The material is based on several examples of successful investments and the hypothetical story of a 22-year-old college graduate who earns $ 30,000 a year and whose real income increases by 1% annually. “If she saves 10% of her earnings and invests them in an S&P index fund, by the time she retires at age 67, her net worth will be $1.4 million in today’s dollars.” These calculations assume a risk-free real (inflation-adjusted) return for the S&P index fund of 8%. But there is not a word here about the fact that over time the yield may decrease and that the investor may not become a millionaire. Another article with a very similar title “Everybody Ought to Be Rich” appeared in Ladies’ Home Journal in 1929 year. It presented similar calculations and also omitted the possibility that something could go wrong in the long run. The article gained notoriety after the market crash of 1929.

Such persuasive discussions of the stock market’s potential are rarely abstract—they are set against the backdrop of stories of successful and unsuccessful investors, and often carry the connotation of the former over the latter. Society increasingly admired those who quietly and slowly made money, not paying attention to market fluctuations. This topic has formed the basis of many popular books. The most famous of them is “My Neighbor Is a Millionaire…” by Thomas Stanley and William Danko (M., Bombora, 2021), which for 88 weeks since its release in 19It remained on the New York Times bestseller list (among hardcover books) in 1996, and then in the paperback version it remained on the Times list until the end of May 2001, i.e. until the moment when the market has already passed its peak. The book, which praises human virtues such as patience and frugality, has sold over a million copies.

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It should be noted that such stories about patient investors were not only in the United States. In Germany at 1999 in his bestselling book The Path to Financial Freedom. The first million in seven years” (Der Weg zur finanziellen Freiheit: In sieben Jahren die erste Million) Bodo Schaefer offers investors the concept of a seven-year horizon, and his first of the “10 golden rules” says that any decline in the stock market should soon be replaced by growth. A new edition of the book came out in 2003, but this time without the subtitle “The First Million in Seven Years” – after all, four years had passed, and readers for the most part were far from becoming millionaires. Another German book, also published at 1999, “Without fear of crisis. Why stocks are the best long-term investments” (Keine Angst vorm nachsten Crash: Warum Aktien als Langfristanlage unschlagbar sind), written by Bernd Nicke, is entirely devoted to the question of why investors who invest patiently in stocks always win.

When considering market confidence in both the 1990s and 1920s, and trying to understand how people felt at the time, it is important to remember that this confidence is not related to the conditions in which it develops. For example, Suze Orman has built a great reputation for herself by emphasizing that in order to succeed, you need to take certain steps emotionally and spiritually. From 19In the 1990s, Orman became a hugely successful investment advisor and best-selling author of The 9 Steps to Financial Freedom (1997) and The Courage to Be Rich. Life in material and spiritual abundance ”(The Courage to Be Rich: Creating a Life of Material and Spiritual Abundance, 1999), and after 2002, after the end of the stock market peak, she launched her own TV show The Suze Orman Show on cable television. . Her main advice is to get out of debt and invest in stocks, but she doesn’t dwell on her 10% rate of return example, which highlights the power of compound interest. Most of her audience is interested in her spiritual message, and her thoughts on savings problems are absolutely correct and require attention from them. Her assumption that the market will always provide a 10% return is nothing more than some basic information that viewers and readers will not study: they have neither the time nor the inclination to do so. By repeating this assumption, she and other consultants thus give it the status of a conventional point of view.

“They wrote to me: Nadia is growing up as a beautiful girl…”

– All my life I can’t forgive myself for this mistake. She gave her own daughter to strangers, – Nadezhda Timofeevna Baranovskaya says with a tremor in her voice. – I pray to find Nadechka…

For more than fifty years Nadezhda Timofeevna from Borisov has been hoping to find her daughter. In the 58th year, she abandoned her in the Borisov maternity hospital.

– I rented a room in a rented apartment. The owners, having learned that I was expecting a child, gave me an ultimatum: “Either you live alone, or you leave with the child.” Without the support of my relatives, I decided to commit a crime … The girl was born on June 23, weighing 2 kg 350 g. “A real princess!” the nurse said, taking her in her arms.

A few days later, a married couple came to our ward, a major with his wife. Their names were Leonid and Lyuba. They were about 35 years old. They adopted my daughter. The nurse asked me to change my mind, not to give up the girl, but I was afraid… to lose my job, to stay on the street… And the married couple was so good-natured, happy. “My daughter will be better with them than with me in need,” I decided and wrote a refusal. They named the girl after me – Nadia.

Nadezhda Timofeevna returned to work in Krupki as a foreman at the Pishchevik plant, and a month later she received a letter from her daughter’s adoptive parents: “Nadya is growing up as a beautiful and healthy girl…”

Soon I moved to another apartment and then to Borisov. Their return address has not been preserved. After 6 years, in the hope of finding out something about my daughter, I stopped by my rented apartment. But her new owners shrugged their shoulders: they didn’t receive any letters… Where is Nadya now? She is my only daughter. My heart aches when I think about her… If only I could find her, ask for forgiveness… I still couldn’t forgive myself… TINOVNA

Search geography: Belarus

My father was a native of the city of Livny, Oryol region. Before the war, my father lived in the Bryansk region. He went to the front in 1941, and in August 1944 he went missing. They say that he fought on the Belarusian front. Maybe someone survived from his father’s colleagues, remembers him. It is unlikely that he survived, but maybe he lost his memory? Since 1944, when my father disappeared, our family lived in the Dyatlovsky district of the Grodno region.

Father (pictured) with his wife Sophia (left), children and mother Ekaterina.

LOOKING FOR: ALLA SHVEDOVA

LOOKING FOR: ILITCHUK (KRASILNIKOVA) MARIA DMITRIEVNA

Search geography: Belarus

I am looking for the wife of my brother Pavel. After his death, Alla left for Belarus. She married a second time, taking the surname Shvedova. She has two sons – Vyacheslav and Igor. Now she presumably lives in Polotsk or Novopolotsk.

Antonina was my favorite friend.

LOOKING FOR: KARASUN (YASHCHANKA) ANTONINA TIMOFEEVNA

WHO LOOKING FOR: KUHTA (LEOSOPAD) OLGA NIKOLAEVNA

Search geography: Belarus

Looking for my school friend. She now probably lives in the Mogilev region in the Bykhov district.

LOOKING FOR: PODKOPAEV SVETLANA SERGEEVNA AND PODKOPAEV VLADIMIR SERGEEVICH

WHO LOOKING FOR: GORSKY VLADIMIR VITALIEVICH

Search geography: Belarus

I want to find a cousin and sister. The last time we saw each other was in 1997-98. Then my mother and I moved to live in Minsk. Sister and brother then lived in Gomel on the street. Cosmonauts.

NOTIFICATION BOARD

LOOKING FOR: DOVBYSH EKATERINA

WHO LOOKING FOR: BORISENKO MARIA FILIPPOVNA 9 0005

Search geography: Belarus

Five years ago, a friend lived in Vitebsk.

LOOKING FOR: STAS YANOVYCH KELDONOVICH

LOOKING FOR: SVETLANA BORISOVNA RYAZANOVA

Search geography: Belarus

I am looking for my husband’s brother who lives in Lida.