Cost for in home child care: The True Cost of High-Quality Child Care Across the United States

What is Happening? – National Association for Family Child Care

A conversation with Prenatal to Five Fiscal Strategies.

The “cost estimation model” has been an option for states since the 2014 renewal of the federal child care law. It is a centerpiece of the Build Back Better plan. Only two states are using this as their alternative to market rate surveys currently, so, this is new terrain about the livelihoods of family child care providers.

Right now, only about 1 in 6 eligible children are served with a subsidy, and about 20% of subsidy-funded care is in family child care. In the Build Back Better legislation, Congress is proposing expanding eligibility for families with children 0-5 and ensuring those eligible families are served. So, this would mean a huge number of family child care providers coming into a public system maybe for the first time after Build Back Better passes, because families will need family child care. For those who have been enrolling families who pay with child care subsidy under the current federal law, the idea is that the systems are going to get a whole lot better.

One of our big questions from the field is: “how will I take care of myself and my family?” 

On December 14, 2021, NAFCC State Representatives and the local and state family child care association leaders that make up NAFCC’s Policy Roundtable came together with Simon Workman and Jeanna Capito of Prenatal to Five Fiscal Strategies.

Our purpose is to learn together about the “cost estimation model” and think about the ways that it can benefit family child care providers.

NAFCC: Cost estimation model, what is it? 

Jeanna: A cost estimation model is a way to understand cost in delivery of child care services. The model can account for the cost of different factors of running programs such as the age of the child, ratios, child care licensing standards and how higher levels of quality impact the costs of operating your program.

This is different from the current method of setting rates. Currently, it is based on the market rate study. The market rate approach is based on the tuition you charge which is collected from child care providers in a survey. The cost estimation model is focused on what it actually costs for you to deliver your services, not what you charge, and not based on what area families can afford.

Child care providers are an active part of the process. The cost estimation model considers your lived experience. The validity of the cost estimation model can only come from child care providers participating in the process of creating it. The market rate study simply sends out a survey and collects tuition rates from providers to determine an average of what the market is paying separately from the costs of providing care.

In order to create the cost estimation model, we build excel workbooks. These workbooks include: licensing regulations, quality regulations and state specific data to understand the expenses. These factors, as well as others, contribute to the total cost to deliver the services. To create the workbooks, we look across different variables related to running a program such as staff, quality-related activities and benefits.

It may sound like a budget, but it is not. The cost estimation model is not your program budget. It is a statement of factors in a state, or even a region, that reflect the actual cost of running a child care business. This is an important distinction. The cost estimation model is setting parameters which are based on data gathered from the provider. In other words, the model is the typical cost with additional considerations in mind.

It is critical that providers are part of the process. There is no bearing on the reality of the cost estimation model if child care providers are not involved. The most important asset is working with the child care providers.

NAFCC: Do any states do this now to figure out child care rates? 

Jeanna: Under the current federal child care law, states have an option on a three year cycle to choose to use the market rate or an “alternate methodology” such as the cost estimation model. Washington D.C. was the first place to try the cost estimation model for providers across the city.  They started to do it in 2015 and have continued to do it throughout the three year cycles. New Mexico started paying subsidy rates based on this approach in 2021 after going through the process of gathering data from providers to inform the state about the cost incurred by programs in providing child care services.

NAFCC: What is it like where it is happening, particularly for family child care providers?

Jeanna: D.C. is in the third cycle of setting rates with the cost estimation model. Throughout this process rates continue to change.  D.C. saw how rates were higher than the market rate. The state uses the cost model to understand the actual cost of providing child care. The state learned that the types of service rates paid to providers don’t cover the cost. D.C. also found the gap between costs and rates using the cost estimation model. They talked about how to move the rates up. Acknowledging there’s a limited amount of funds from the federal government, they used local and state dollars to start to cover the full cost of care.

It is important to build modeling tools for both centers and family child care providers. The cost estimation model has to be different across the settings and account for their unique way of operating in order to compare the rates that are actually being paid to get closer to the actual cost of services.

This process of cost modeling is not a one time thing. You can build a model that reflects the current way of operating, which can help address a lot of the inequities in the current rate-setting, but then over time the model can be used to drive towards something different and better.  Providers need to give input into the cost model to better reflect what is going on with their program and business costs and to inform what it ‘should’ cost, not just what it currently costs. In 2021, D.C. added a salary for family child care providers based on this iterative process. Family child care providers as small business owners typically just take home what is left at the end of the month or year. For the purposes of modeling, it was important to include an amount of money as a salary into the cost estimate in order to arrive at a rate that included sufficient funds for the family child care provider to make a living and have a stable, predictable income.

NAFCC: This feels more like partners. This is more than “please fill out a survey” and that’s the end of engagement.

Jeanna: Providers are creating and living the model.

NAFCC: This has been allowed as an alternative to market rate surveys for 7 years. Why don’t more states do this? 

Jeanna:  This is a fairly large system in every state. “Market rate” is how they set your subsidy and it has been that way for 20 or so years. Whole systems are set around the market rate. You may ask your state, why didn’t you do this to begin with? The state might say, the WHOLE SYSTEM has to change. The state is asking themselves questions like: do I have the capacity or knowledge to make this system change? In 2015, 15% of states indicated they would want to move toward the cost estimation model right away. The states knew they wanted to get there, but didn’t know how they would get it done. There wasn’t additional money provided to implement a new system. What would they have to give up in the child care system in order to pay for doing this a new way and then carrying it out? It was a safer leap for D.C. because they knew they had other dollars from the state/local government. They knew it was important to inform the rate setting based on what it actually costs to provide the child care service rather than rates based on tuition.

NAFCC: A big headline about the Build Back Better legislation is that parents will spend no more than 7% of their income on child care. That’s amazing relief for families, but for providers we need to make it make sense. One of the questions we have heard many times is: “they’re saying parents won’t pay more than 7% of their income on child care. But I set my rates?” Will you tell us about the cost estimation model process? We have questions like: who will decide, how will it be decided, how much we are paid? Is the rate set up by each state or at the federal level, like the CACFP? If the state is going to set my rate for operating costs, how will I take care of myself and my family? How will I make a profit?

Simon: Every state will have to develop this cost estimation model under the federal proposals in Build Back Better and they’ll be funded to do it. As it stands now, the plan includes capping family fees at 7%. The rate setting will be based on the actual cost of the services you provide, or the estimated cost of meeting quality standards, developed in a process that involves stakeholders – which are family child care providers. The state will reimburse providers up to this amount after deductions for family fees, based on the sliding fee scale. 

There are strict requirements for developing the model that take into consideration different factors as we noted before such as quality, location, licensing regulations and more. The model has to be developed as part of the intentional stakeholder process (child care providers are the stakeholder). The state’s early childhood education advisory body has to be involved and you have to show how you involved stakeholders and incorporated their feedback to determine the data and assumptions in the cost estimation model.

Let’s think of the process of creating the cost estimation models by breaking it into four areas: 

1. Stakeholders

This involves everything from initial conversations to help child care providers understand the process, to conversations with policymakers to explain the modeling process, to convening a leadership team that guides the study. The leadership team can advise on a number of factors such as: these are the areas you need to look to and these are the providers that need to be interviewed to inform the model.

There is also usually a technical workgroup formed that helps provide context to the data that is received and helps develop the assumptions in the model based on that data. It is really important to have representation from family child care providers in this process. Be loud and not shy about what it actually costs to run your program or what it would take to operate at high quality, through NAFCC Accreditation or other initiatives or with an assistant if that is something you wanted. The model is only as good as the data that goes into it, so programs must ensure the reality of their business operations is reflected in the model.

2. Data

It is imperative to conduct focus groups or interviews to actually talk about the costs with people. Surveys are a good tool to gather lots of data from lots of providers, but cannot be the only tool. When talking with providers you can probe for further information. We find that often providers are afraid to put out the big number that it takes to provide the services they do or could provide. We’ve been living in a scarcity mindset in this field for so long, but through the interview or focus group process we can really push to see what it would cost to meet licensing regulations and quality standards without doing so on a shoe-string budget. If Build Back Better is passed, there will be more money to come into the states and system. The state can say that this is the rate based upon the cost estimation model but it won’t be what you need if you don’t share what your true costs are.  

3. Develop the model

Once all the data has been collected, the model can be built. We take all the data, analyze the licensing and quality requirements and build a model that can reflect what a family child care service looks like with different variables for the specific state. This excel-based model can be used to understand the cost per child, or the cost per program, and captures different variables such as salary levels, whether the program pays benefits, etc.

4. Determine the payment rate  

Using the model, the state can run different scenarios in order to inform rate setting. For example, the model can be run for different regions of the state to estimate the cost per child based on different salaries and occupancy costs across the state. Scenarios can also be run that help support state policies, incentivizing care for certain populations. For example: family child care is usually set up as one classroom and so it is the same cost to serve a 2 year old and a 4 year old, unlike in a center-based program where these ages would have different ratios. If rates were aligned 100% with the cost model, there is a possibility that a provider would be discouraged from serving younger children because you get the same rate, but a more challenging age group. In New Mexico, they used the cost model to inform rates, but calculated a different rate based on age, in order to incentivize providers to serve younger children. They were able to use the model to look at the total revenue a provider can receive based on a mix of children and ensure that the rates were sufficient across the program, with variations by age.

So this shows why it is so important to have good data from stakeholders to inform the model.  As envisioned by Build Back Better, the rate a provider gets will be based on this model, with the family paying a portion based on their income, and the government paying the rest.

NAFCC: How did the city of D.C. know to make a separate model for family child care, to acknowledge family child care? Did advocates work on this, did officials know this was the right thing to do? How do we ensure family child care is included? 

Jeanna: The cost estimation model and process requires the Office of Child Care (at the U.S. Department of Health and Human Services) to approve the plan and the model, including looking for the plan being representative of the child care providers.

NAFCC: What we see happening when some of our states make choices is an ongoing feeling of family child care getting the leftovers after centers. How can we prevent this? 

Jeanna: Current federal regulation around alternative methodology/cost estimation models is that the state has to explain how they understand the cost of care across different settings. It wouldn’t meet the letter of law if the state didn’t model for the difference in regulations and operations of centers and family child care. The federal government can say to the states: you are getting this money, but there are things you have to do for it.

NAFCC: Compensation is, of course, a large part of the question for family child care providers. How does cost estimation modeling account for paying higher compensation, and how can it be used to drive higher compensation for the field?  

Jeanna: The first way is that the data collection and the model-creation includes compensation. The model will be built for the cost of operations – including paying yourself in family child care. It includes salaries and benefits and discretionary benefits, all the pieces of compensation. The model needs to show the current reality and cover the cost of care. We don’t want to stay at low wages for this field and we need to name a space in the model for paying yourself (the provider) in family child care and paying all the staff in the settings.

NAFCC: This is a big deal. “How will I take care of myself and my family?” If the “profit” they mean is how they do that, let’s reflect on these things together.   What does it mean that compensation is in the model? 

Simon: This is also about terminology.  Salary in the FCC model: many family child care providers don’t pay themselves that way. We often see that they use whatever is left after parent payments or subsidy payments come in and expenses go out, as the payment to themselves. So let’s work with people to try and help them think through what needs to be built into the model is a number that reflects the salary. States only get this rate right if we see that you’re paying yourself. The model will generate revenue for you to live your life and pay yourself.

Stakeholder engagement becomes really important, knowing how many hours a family child care provider works each week can ensure that when we talk about salary parity, we are comparing apples with apples, and ensuring that an hourly rate is multiplied by the 60 hours a week or more that the family child care provider works. 

Also, making a profit is not a bad thing and a 5% to 10% profit is healthy, on top of paying yourself a salary. It is your contribution to an operating reserve, ensuring you have money to fix your roof, add toys to the program, save for the future of your family. We build in this profit to the model to ensure that we are modeling for a sustainable system, not just one where providers are barely getting by.  

NAFCC: Build Back Better is on everyone’s mind. Can you discuss what BBB requires around rate setting and how that might change things for family child care? 

Simon: The Build Back Better legislation is constantly changing. I feel confident something will pass Congress and hopefully it is close to what we are seeing now. In the Birth to Five Child Care Entitlement section, states will have to start doing payment by cost estimation model within three years. States can move quicker, but by the fourth year they have to start using a cost estimation model. It is hugely beneficial and has a lot of potential, but it will depend on the model being built the right way in the states. Build Back Better also calls for shifting to a place where the majority of children are going to be subsidy-eligible. This is hugely important to make sure that families who don’t currently qualify for subsidy are able to access child care and that providers aren’t worrying about setting tuition levels based on what families can afford. The bill calls for eligibility to increase incrementally along with rates so that funding is available to support the system as it expands. 

NAFCC: What can be done now?

Simon: States still have American Rescue Plan Act (ARPA) funds. States can lay groundwork for this. They can be developing cost models right now! State leaders can use the COVID relief child care funds to build the model upfront. Let’s make the case to do it now. Let’s get organized and get ready as we get closer to approval of Build Back Better. Providers and provider organizations can get prepared to be an active participant in the whole process.

The NAFCC team thanks Simon and Jeanna for their time and effort with us and for the field.

Know Your Child Care Options: Understand Costs & Financial Resources

Last Updated:

11/25/2022

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Parents want the best for their children and do their best to provide safety, joy and learning at all age levels. They also want to know these needs are met when they can’t be with their children. Most parents need child care at some time, but deciding who will care for your child is complicated and personal.

From traditional to innovative, there are many different types of child care available and several factors to consider when making a choice for your family. What’s more, child care is expensive, plain and simple. This guide was created to help parents make informed decisions about child care and understand the financial implications of your decision. With a structured approach, asking the right questions and assessing your individual needs, you can find a child care provider that works for your family.

How Much Does Child Care Cost?

Child care is one of the top expenses for new parents, but varies considerably by location, age of the child, and child care type. Younger children require more attention and therefore cost more.

Child Care Aware of America’s latest report on child care costs found the national average price is between $9,100–$9,600 a year for one child. That number does not reflect what most people pay but is an average across all states.

It’s essential to look at child care costs based on age and type, particularly for children aged birth–4 years. In a child care center, the median price for an infant is $11,896 compared to $9,254 for a 4-year-old. The cost is lower for in-home child care, meaning licensed child care in a private home rather than a center.

Average Cost of Child Care by Age of Child and Type of Care

The cost varies more when you consider location. Child Care Aware has a state by state breakdown of the annual cost of child care in the U.S. and the percent of a family’s income. It found the yearly price of infant care in Michigan is $10,287. It’s $16,452 a year in California, which is about 17% of a California family’s median income.

There are also significant differences within individual states as well as metro areas. Child Care Aware looked at Seattle and found a dramatic difference when comparing costs inside and outside the city limits. Families inside the city paid more than $5,000 a year for a child care center and $2,000 more a year for family child care.

Child Care Options

As you begin your child care search, you will quickly discover there are many different options available. Each has its own pros, cons and cost. It’s best to consider your individual needs to find an option that fits your child and your budget. Also, many families use a combination of these child care choices and more non-traditional options. The figures below are from Child Care Aware and Care.com.

After-School Care

• Average Cost: $4,239 a year.
• Health and Safety Requirements and Regulations: Licensed by the state and be up to date on inspections; Background checks for staff and volunteers.
• Pros: Social development, educational activities, access to equipment for physical activity.
• Cons: Limited personalized attention, limited trust in providers.

After-school care serves older children who are spending most of the day in school. This care covers the gap between the end of the school day and the end of the workday. Because of the limited time in care and the children’s age, this option is more affordable than private in-home care. Most communities offer a type of school-age care option such as recreation centers, churches and a YMCA or Boys and Girls Club.

Family Care

• Average Cost: n/a.
• Health and Safety Requirements and Regulations: No regulations or oversight but you should personally require first aid and CPR training.
• Pros: Personally trusted provider, individual attention.
• Cons: No educational training, limited social development.

The cheapest option for child care is to rely on family. Most parents rely on some degree of family care during the year, but fewer rely solely on family members for regular child care. While many family members like grandparents may not ask to be paid, it’s good to have regular discussions about payment arrangements and schedules. While these conversations may be difficult with close family and friends, you should also discuss expectations surrounding education, discipline and screen time.

Babysitter

• Average Cost: $12–$20 per hour.
• Health and Safety Requirements and Regulations: No formal regulations, but all caregivers should have first aid and CPR training.
• Pros: Individualized attention, children stay in your home.
• Cons: No educational training, limited school preparation and educational activities.

Babysitters are typically used on a short-term basis and may not be available for a regular weekly schedule. These caregivers tend to be less experienced and younger, which makes them more affordable. Hourly rates will vary significantly by location, with midwestern states and rural areas paying much less than coastal and urban areas paying more. Consider a background check if your babysitter is an adult and will frequently be visiting.

In-Home Day Care

• Average Cost: $7,500 a year.
• Health and Safety Requirements and Regulations: Licensed by the state and must be up to date on inspections; Background checks for staff; First aid training.
• Pros: Social development, access to both physical and educational activities.
• Cons: Limited personal attention, limited provider educational training.

In-home daycare is also referred to as family child care homes. These providers care for small groups of children and tend to work from their own homes. They should be licensed by the state and meet local safety requirements. Ask the provider for the staff to child ratio and confirm all adults in the home have had a recent background check.

Nanny

• Average Cost: $565 a week.
• Health and Safety Requirements and Regulations: No government oversight; parents should require first aid training and a background check.
• Pros: Individual care, children say in your home, may offer additional in-home assistance.
• Cons: Education and training levels vary, limited social development.

A nanny may be a good option if you are looking for personalized, hands-on care. Unlike babysitters, a nanny will have more training and follow a more organized, long-term schedule. Educational experience and training will vary depending on your needs and affordability. When selecting and agreeing to a nanny set expectations, including time off, overtime and duties outside child care like transportation and housework.

Au Pair

• Average Cost: $401 a week plus room and board.
• Health and Safety Requirements and Regulations: Follow U. S. au pair requirements, first aid and CPR training.
• Pros: Individual attention, educational development.
• Cons: Limited social development, limited indoor and outdoor equipment for physical development.

There is one significant difference between a nanny and au pair: An au pair is from another country. The U.S. State Department oversees the J-1 au pair program. It requires host families to supply room and board as well as a stipend. Care providers must hold a J-1 visa and work with an approved program. If you are considering an au pair, it’s best to work with a licensed agency that understands the U.S. requirements and adheres to strict standards.

Child Care Centers

• Average Cost: $9,715 a year.
• Health and Safety Requirements and Regulations: Licensed by the state and be up to date on inspections; Background checks for staff; First aid training.
• Pros: Trained and experienced providers, child’s social development, preparation for kindergarten.
• Cons: Less individual attention, limited trust in staff members and providers.

Child care centers provide care for children of all ages in traditional commercial properties. Staff members oversee larger groups of similarly-aged children, offering group-based activities and educational opportunities. There are many different child care centers, including pre-K and faith-based programs and corporate providers. While these centers tend to have the most regulations and inspections, parents should insist on recent first aid training, background checks and low staff-to-child ratios.

How Do I Pay for Child Care?

While the cost of child care is high, it is not insurmountable. It’s a good idea to get on a budget and take early financial steps before your child arrives if you think you might need child care in the future. You can also look for ways to cut your costs with assistance programs from employers, schools and the government. Child Care Aware reports that only 1 in 7 children who were eligible for child care subsidies received them, so you may qualify even if you don’t think you will. It’s always better to ask for help with childcare.

Child Care Aid

Government Assistance

Each state allocates money to help subsidize child care for low-income families. These subsidies enable parents to have their children cared for while earning money to provide for their families. These programs vary by state and include vouchers, fee assistance or other program names. For example, in Colorado, you can apply for the Colorado Child Care Assistance Program if you make less than $48,000 annually for a family of four. You can then find a qualified child care provider who works with the county to pay your expenses.

Head Start Program

Head Start and Early Head Start are programs designed to prepare children for school. The program covers kids from birth to 5 years old. Eligibility is based on income and limited to the families at or below the federal government’s poverty level. To find if you qualify or a program near you, you can check the U. S. Department of Health and Human Services program website.

School-Based Programs

A growing number of states now offer pre-kindergarten programs for children between 3 and 5 years old. These programs focus on preparing children for school. Depending on your state, they may offer both half-day or full-day programs. Many are low cost or free child care. Eligibility may be open to all income levels, so check availability in your state.

Military Programs

Military members and veterans may be eligible for Department of Defense fee assistance. This assistance is customized to each branch of service and is managed by Child Care Aware. To find out what programs are available based on your branch or agency, view the details from ChildCare.gov.

Teen Parent Programs

If you are of high school age and a new parent, there is child care assistance that can help you finish your education. Some schools include child care at the school or offer financial aid. Each state has its own subsidy plan for high school students. Contact your local Child Care Aware Resource and Referral agency to learn what is available for you.

College Parent Programs

Many colleges offer on-site child care programs for faculty and staff. Students may also utilize this resource. These programs typically require payment, but discounts are available. Contact your college or university to get the specific details.

Local Scholarships

Some nonprofit organizations know child care is essential to family welfare and financial stability. Many offer financial assistance to help local families find child care. Individual child care providers also have slots set aside for families who need care at a lower cost. If you are struggling to pay, ask your provider if they offer scholarships and check the Child Care Aware Resource and Referral page for available scholarships through a local nonprofit.

Private Payment

Tax Credits

The U. S. government knows the cost of child care is one of the most significant expenses facing families. It offers two different types of tax credits to lower your tax liability. The first is the Child and Dependent Care Tax Credit, which is available for families who need child care in order to work or look for work. There is also the Earned Income Tax Credit, which is open to families earning a lower or middle income.

Dependent Care FSA Account

Employer-assisted dependent care is specific to individual employers. These programs allow you to put a portion of your paycheck into a savings account set up only for child care expenses. A dependent care FSA account will enable you to put $5,000 of your paycheck toward child care expenses before taxes. The FSA saves you money on your annual taxes. FSA plans require you to spend the money only on dependent care, and it must be used within the plan year.

Employer Assistance Programs

Many employers understand the need for child care for their employees to complete their work. Some human resources departments add benefits for working parents to help them cover the cost of child care. Ask your HR department what is available. Options tend to include on-site child care, partnerships with local providers or payment assistance.

Sliding Scales

Sliding fee scales set payment based on income rather than a fixed amount. Some providers offer families a lower price if they have a lower income. This sliding scale is available from individual child care providers. Ask your provider if they offer this option, or contact a Child Care Resource and Referral agency near you to find a provider.

Other Discounts

Like many businesses, child care providers will offer a variety of discounts. When reviewing providers, ask about any discounts they offer. Most provide a break for siblings, allowing you to pay a lower price when you have more than one child enrolled.

COVID-19 Child Care Considerations

The coronavirus pandemic significantly impacted everyone’s lives. This impact includes dramatically affecting child care safety, cost and availability. The Centers for Disease Control notified all child care programs they should have a plan to protect staff, children and families no matter the level of transmission in their community. State restrictions and regulations limit your options, so review the latest COVID-19 and child care information from your state.

Safety should come first as you consider child care options during the pandemic. This decision is difficult for every parent, and you should make a decision based on your individual situation and needs. The CDC created a school decision-making tool for parents to help you understand your family’s risk, education options and how to prepare for a safe return.

Safety of Child Care Facilities and Schools

Working from home is not an option for many parents, and we need outside child care. The CDC is providing guidance for child care programs to open safely, including screening children upon arrival, implementing social distancing strategies and requiring masks for older children. Face coverings, including masks, should not be put on babies and children under the age of two because of the danger of suffocation. As a parent, it’s best to know and understand these guidelines so you can do your best to ensure your provider is following all the necessary safety precautions.

In-Home Care

If you use in-home child care such as a nanny, neighbor or family, you are responsible for implementing and setting your home’s safety standards. Familiarize yourself with the CDC’s guidance for childcare and implement the strategies you can. Ask your child care provider to isolate themselves, limiting interactions with others outside of your household. You may also need to require a daily temperature check and ask them to wear a mask in your home. According to health experts, asking a grandparent to continue child care responsibilities may put their health at risk.

Remote Learning

If you can work from home and your children are older, remote learning options may be available. These school-run programs vary by district. Each district is doing its best to balance safety and reopening, offering in-person lessons, remote or hybrid options. Remote learning is not ideal but provides the security of staying home and limiting your contact with the virus. It is more comfortable with older children who understand technology and can manage their time.

Creative Child Care Options

There are many alternative sources of child care available beyond the traditional centers, nannies and family members. Not all of these options are available across the country and to all income levels but are worth exploring as you research the choices near you.

Cooperative Working and Child Care Spaces

Coworking spaces are gaining in popularity, and one new benefit they may offer is child care. For example, the Detroit Parent Collective is a co-working space for families. It offers a part-play, part-classroom setting for kids as parents work in the same building.

YMCA Early Education

The YMCA is known as a community resource center, and its resources include child care. YMCAs across the country offer both full-day and partial-day child care. It also provides in-home caregivers opportunities to connect and promote education and socialization kids may not receive otherwise.

Day Camps

Camps are a great way for children to embrace new hobbies and meet new friends. There are a variety of day camp options, including sports-themed, STEAM-based and creative-focused. Are you looking for a good day camp for your child? Ask fellow parents for their recommendations or even the local librarian.

High School Day Care Programs

While not common, a few high schools offer a unique opportunity for both preschoolers and high schoolers. Little Dukes preschool, operated out of York High School in New York, is one example. The preschool teachers are high school students enrolled in child development and looking to follow a career in early childhood. It’s both affordable and instructive.

Neighborhood Collective

Many parents are in the same stressful position of trying to find child care for their children. One of your best resources may be your neighborhood. If there are three of four kids in the community around the same age, it might be time to start your own collective. Can you watch the kids one day, another parent the next? Or can you all pitch in for a nanny to care for all four kids two days a week for a discounted price? Work together to find a schedule that fits for the neighborhood.

Intergenerational Care

Sometimes there is no child care comparable to the care of a grandparent. While not everyone is lucky enough to have that option, there are grandparents available. The Bethlehem Intergenerational Center offers both senior and child care. The older generation serves as a resource to assist in child care alongside professionals, benefiting both generations.

Expert Insight on Child Care Costs and Options

The process of deciding on child care can be overwhelming and stressful. MoneyGeek asked for advice from professionals to answer common questions. MoneyGeek reached out to an early childhood development professional and a financial advisor for advice on balancing the necessity of quality child care with affordability.

1. There are several options available when considering child care. How do you suggest families narrow down their choices?
2. What financial advice would you offer for new parents preparing for child care expenses?
3. What is an appropriate approach to fitting in child care into a new family budget?
4. What resources are available for struggling families to pay for child care?
5. There are so many new challenges for new parents. What advice do you offer parents to help them gain peace of mind?

Dr. Rebecca Mannis

Learning Specialist and Founder, Ivy Prep

Paul Miller, CPA

Managing Partner and Certified Public Accountant, Miller & Company

State Resources for Child Care

The best way to find help paying for child care is to look for resources near you. Each state has a website dedicated to finding quality child care and paying for it. Find the link to your state to begin your search for affordable child care.

Additional Child Care Resources

Centers for Disease Control and Prevention: As parents make difficult decisions amid the coronavirus pandemic, the CDC has resources to make safe decisions about their child care options.

Child Care Aware: With research, experience and resources, this agency provides the most help in discovering child care options and affordability. It oversees an annual report on the cost of child care in the U.S. and complies with many of the resources available to families looking for assistance paying for child care.

ChildCare.Gov: This is a federally run website to provide information on choosing quality child care and a database to state-run child care financing options.

Harvard Center on the Developing Child: This guide lays out the importance of early childhood development and how to support children and families during this critical stage.

About the Author

sources

• Child Care Aware. “The U.S. and the High Price of Child Care.” Accessed August 14, 2020.
• Committee for Economic Development. “Child Care in State Economies.” Accessed August 17, 2020.
• Harvard School of Public Health. “Child care and Health in America.” Accessed August 17, 2020.
• Care.com. “How Much Does Child Care Cost.” Accessed August 18, 2020.

Nanny for a child in Voronezh without intermediaries Find private ads

Hello. My name is Svetlana. I am looking for a job as a nanny in a family both on a long-term and short-term basis. I have been working in the field of education since 2011, official experience since 2014. I have a higher pedagogical education: bachelor’s degree, master’s degree. I have experience working with preschool children.
school ages.
I worked as a nanny for families. I worked in kindergartens, at the request of my parents I looked after the children-nanny for an hour (pupils from my group). I live in the Central District of Voronezh. Happy

No bad habits, I love children very much, I have a son!
I offer babysitting services with experience for children from 1 year and older. Physically active, I love children (I worked in a kindergarten and in a family, there is a recommendation in electronic form). Without bad habbits. It is possible on my territory! All questions of interest in a personal meeting or by phone.

Seasoned, I love children very much, I treat every child as an individual, I think that you can find an approach to everyone, the main thing is patience. I live in the Soviet district, near Lenta. Widow. From the son of two grandchildren – 17 and 10 years old.
I have experience in raising two grandchildren, I was engaged in raising the youngest from the age of one to 10 years.
economics, VSU, full-time department

• Passport
• Certificate of no criminal record
• Vaccination certificate
• Med. book

I am kind, sympathetic, attentive, without bad habits. I love working with children. Higher pedagogical education. Personal car. Not married, daughter 6 years old. I live: leninsky avenue, gyprorubber stop.
2 years experience as a kindergarten teacher, 5 years experience as a nanny in a family

Decent, punctual, without bad habits. Optimistic, active, stable. Kind, soft. Classes with a child by age, full care, accompaniment, walks – you can rely on me in everything. I can stay with the child for the night.
All the details you are interested in by phone.
Kindergarten teacher, family nanny
Voronezh State University. Faculty of Applied Mathematics and Mechanics

About myself: calm, kind. I paint pictures, I like to cook. Married, two children: son (21 years old), daughter (11 years old)
Looking after his two nephews; for the children of neighbors, a 6-year-old boy and a 3-year-old girl; looking after a baby from 7 months to 1, 3 years old (we moved to another city. ) Duties included: Games by age; modeling, drawing, reading books, feeding, walking, daytime sleep, hygiene, bathing, night sleep.
About me: My own two children, son (21 years old living separately), daughter (11 years old schoolgirl), Calm, even-tempered

I have a pedagogical education. Work experience – 19 years as a kindergarten teacher, governess in 4 families – 15 years.
Responsible, decent, positive, neat, kind, without bad habits. I know a lot of educational games and entertainment, I will teach your child to read, write, draw, sculpt, do various crafts. I have a good and rich experience and skills in working with children of preschool age and with primary school students.
My adult son lives separately with his family.
Guve work experience

Worked as a primary school teacher. but that’s how it happened. I am now working as a nanny. I love my job very much. Experience with young children. from a year. I will consider any options. Without bad habbits.
I have experience working in a family. including the little ones. children
from a year. Feeding. walks. . games. developing occupation. Good decent. without bad habbits. sociable. Your kids are big. Teacher Education. worked as a school teacher. without bad habbits. Seek

I am responsible, sensitive, attentive. I like to mess around with children and develop them according to their age in a playful way.
No bad habits, energetic,
I practice yoga
I know how to cook
Basic English.
I have experience working with children of all ages (both individually and in groups).
I know and creatively apply the methods of early development.
Your child will be in a friendly and relaxed environment, fed with healthy food.
We walk with the child, play, eat, draw, sculpt, cut out, add cubes

I live in Zheleznodorozhny district, I am married. Without bad habbits . Responsible, moderately strict, caring, calm. I will provide care, supervision, developmental, educational activities, according to the age of the child. A rich methodological piggy bank of classes (speech development, cognitive activity, design and manual labor, fine arts, physical education, gaming activities). Organization of the daily routine, as in kindergarten.
I worked as a kindergarten teacher for 34 years.

Hello. My name is Nonna. 23 years old. Not married, no children. I am a 3rd year student at VSU RHF.
Responsible, without bad habits, I quickly find a common language with children.
I can cook for a child, accompany from class, help with homework, study English.
For my part, I guarantee a kind and responsible attitude towards the child and punctuality.
Since the age of 18, every year I have been working in the camp “Crystal” as a counselor. I can provide a letter of recommendation upon request.

Pedagogical education, extensive work experience. Respect for the health of the child, harmonious development. In my work I use methods that reveal the abilities of the child.
Experience as a primary school teacher, a kindergarten teacher, a nanny with a group of children at home (babies from 10 months to 3 years old), a nanny in a family (children from 2 months to 8 years old).
MESI, Pedagogical College of Komsomolsk-on-Amur. Wellness massage courses.

I have a calm nature/introvert, my hobby is knitting, I live in the Zhd district, I am married, I have an adult son.
Hello.
I am considering a vacancy for a nanny to care for a child from 0 to 3 years old.
I am a creative/introvert, executive person, minding my own business in caring for a child.
What can I give a child:
Love
Safety
Friendship
Independence
Development by age
Looking for a family with similar interests.

Calm, balanced, quickly find a common language with children, clean, cheerful, intelligent. I live in the Soviet district, st. House builders. I am considering work in the Soviet, Leninsky and Central regions. Accompanying children from kindergarten, from school. It is possible both on yours and on my territory. I have worked with families with children as young as 3 years old. There are recommendations. I have been raising two grandchildren since the birth.
I have 12 years of experience. Experience working with children from 3 to 9 years old.

Girl 34 years old, experience of working with children from the age of 18, worked in children. garden, assistant teacher, then a private nanny on a permanent basis with different children of different ages, there are recommendations. Personal qualities: Responsibility, sociability, love for children, goodwill, patience, emotional stability, responsiveness. I play with children, read, put to sleep, change diapers, bathe at night (if necessary), put to bed
I love children and they love me, they become attached. Without harmful habits

Join the site and experience all the benefits of search. After registration, you will have access to all applicant profiles, you will be able to place private ads for a child care assistant and receive information about newly registered applicants. On our website you can find absolutely any nanny – for a shift, a governess, for escort. And you can do all this at any time convenient for you and without intermediaries. We make sure that the application forms are carefully completed, so you will find complete information about the candidate in them, and if you have any questions, you can contact him directly for further details. We have made our site as convenient as possible for you and now you do not need to spend a lot of time looking for a nanny in Voronezh. Just use our new search engine, select the parameters you need – place of residence, search radius, work schedule and the system will select suitable profiles for you.

Babysitting services – order on the classifieds website Somon.tj

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• Babysitting services

  Kudak dar honai khdim nigoh mekunim az 5 mokha to maktabi, 50s address former green market near traffic policeman shakhri experience 5 years

  Today 00:15,
  Dushanbe

• Babysitting Services

  salom kudak nigo mekunam 24 soat tozagi wa ozodaghi .

  Yesterday 23:06,
  Dushanbe

• Babysitting services

  kudak nigoh meknm az 8mokha to maktabi yes honai xdm yo yes noiseo fark nodora. zani 30 tachribai kori chand sola dorm

  Yesterday 13:18,
  Dushanbe

• Babysitting services

  dar honai hudam kudak nigoh mekunam dar sadbarg

  30. 11.2022 21:03,
  Dushanbe

• Nanny

  I am 30 years old. Nanny at home. I live in Dushanbe opposite the Istiklol hospital. I love children. Experience has all the conditions we have. It is possible around the clock or from morning to evening. The age of the child does not matter.0003

  30.11.2022 09:39,
  Dushanbe

• Babysitting services

  I will look after your child at home. Age doesn’t matter. 31mkr

  29.11.2022 17:13,
  Khujand

• Babysitting services

  Salom Bahama Modaron 31 md house 27. Man dar honai hudam kudak nigoh mekunam hona tamomi sharodi zamonavi dorad. Be havotir to 4 solaya megiram khurdu khurokasham nagz tachribai koriam 4.sol ziyod meboshad ruzonaash 750s. MohashNanny…iltimos fakat medodagiho zang zaned mardho zang nazaned.

  28.11.2022 20:15,
  Khujand

• Babysitting and babysitting services

  Responsible Russian woman, 62 years old, without bad habits, will provide services of a nurse or a nanny. Available on weekends or by the hour. Work experience available. Payment by agreement.

  28.11.2022 17:58,
  Dushanbe

• Babysitting services

  I will be a nanny at home or it doesn’t matter to you. I am clean and comfortable. I have all the conditions at home. I love children. Can be around the clock or from morning to evening.

  28.11.2022 03:06,
  Dushanbe

• Nanny

  call only about a nanny or a nurse)) a housekeeper is not our duty (((either looks after and takes care of the child or does household chores🧐 you decide who you need then call!!!

  27.11.2022 22:49,
  Dushanbe

• Babysitting services

  Monthly payment! Grandmother of 2 children. With higher education. I will look after your child at home. Breakfast/lunch included. At your request, I will teach the Russian language and children’s skills. In clean, tidy conditions.

  27.11.2022 15:14,
  Khujand

• Nurse services

  PLEASE READ CAREFULLY FIRST. A NURSE FOR THE ELDERLY (ONLY WALKING, I DO NOT TAKE LYING) AND A NANNY (FROM 4 YEARS AND OLDER) WITH ACCOMMODATION. 3000 s. -Companion -Russian speaking -Kind -Calm -Clean -Punctual -Positive in life. Without bad habbits. 47 years old. Detailed information by phone (call specific people). nanny, nurse

  27. 11.2022 14:03,
  Dushanbe

• Babysitting services

  dar honai khudam kudak nigoh mekunam.dar sh.khudchand 34 microdistrict labor experience eats 6 years kudakoni az 1 sola then 6 sola megiram.ham shabona ham ruzona megiram .

  11/27/2022 13:24,
  Khujand

• Babysitting services

  Russian-speaking nanny, educated, calm, stress-resistant and very responsible nanny with 8 years of experience working with children of different ages, I will be a nanny at your place, I can help around the house (cooking, ironing, tidying up the room)

  11/27/2022 08:59,
  Dushanbe

• Babysitting services

  I offer babysitting services: The apartment is spacious and comfortable, with all conditions. I will take on the upbringing of children from 2 to 10 years Day and around the clock. I can take children around the clock for temporary residence, whose parents work in Russia. I have a medical education. I work with children of preschool age and prepare them for school, with the teaching of the Russian language. I have extensive experience working with children. Work experience more than 20 years.

  26.11.2022 10:21,
  Khujand

• Nanny

  Hello I Will Be A Nanny At Home A Family Woman👨‍👩‍👧‍👧 A Nanny With Work Experience You Can On ⏰. An hour Or for two or three days You can ➡ Around the clock.✌ You can call from 08:00 to 21:00 🙏💕 😍😍😍

  11/26/2022 08:10,
  Dushanbe

• Babysitting services

  Kudak Kabul mekunam dar honai hudam, shahri Dushanbe nazdiki airport rubarui technosila

  25.11.2022 22:58,
  Dushanbe

• Babysitting services

  babysitting services at home. with experience

  11/24/2022 22:28,
  Khujand

• Babysitting services

  Assalamu alaikum!🌺I offer my services: Nanny, Accompanying a child to kindergarten, clubs or school. About me: I am 29 years old. From Khujand. Tajik. I have experience in this field since 2017. I am married and have three children: they all go to school and kindergarten. Also cook food. Maybe for an hour. in detail by phone call only Women!

  24.11.2022 11:22,
  Khujand

• Nurse services

  babysitter views at home

  11/24/2022 10:49,
  Dushanbe

• Babysitting services

  Nanny for your beloved children. I am reviewing at home I love children, I have work experience.

  23.11.2022 10:19,
  Dushanbe

• Babysitting services

  babysitting services at home

  22.11.2022 21:11,
  Khujand

• Babysitting services

  babysitting at home age does not matter can get along with children and teach Russian

  11/22/2022 08:51,
  Buston (Chkalovsk)

• Babysitting services

  Man kudakro dar honai hudam nigoh mekunam. Surogai man Water pump, Kuchai Proletarski

  20.11.2022 21:05,
  Dushanbe

• Babysitting services

  Russian-speaking, clean, kind, no bad habits. 40 years old I will be a nanny at home for a child 1.5 – 2 years old and above. 4 of your kids. 6 years of work experience + experience from raising their children. Great food, lunchtime naps, outdoor walks, preparation for school. Saturday Sunday days off. The working day is from 8 to 6. I live 46 microns near the gymnasium 74. Your children will not be bored with us …

  20.11.2022 13:30,
  Dushanbe

• Nanny at home

  Java territory 24soat megiram

  11/19/2022 16:55,
  Khujand

• Babysitting services

  babysitter

  11/19/2022 11:53 AM,
  Dushanbe

• Babysitting services

  nanny bo tachribai kori

  11/19/2022 11:22,
  Dushanbe

• Nursing and babysitting services

  Nurse and nanny, price per month

  11/19/2022 10:35 am,
  Dushanbe

• Babysitting services

  HELLO!!! I will be a nanny at home, I live at the trade union, there are conditions for the baby, the price is negotiable.

  11/18/2022 13:15,
  Dushanbe

• Nurse services

  housekeeper

  11/17/2022 09:49,
  Dushanbe

• Babysitting services

  Man zani khonashin az shakhri dushanbe kudak nigohubin mekunam. Dar khonai hudam kudak shabonaruz ham istad az uhdaash mebaroyam. zang zaned maslikhat mekunem behuda zang nazaned iltimos

  16.11.2022 20:20,
  Dushanbe

• Babysitting services

  I will be a nanny at home I live in the center

  16.11.2022 17:49,
  Dushanbe

• Babysitting services

  I will be a babysitter at MY home. From 08:00 to 18:00. Youth Theatre, Guliston. Additional info. by tel.

  11/13/2022 23:47,
  Dushanbe

• Babysitting services

  I will look after your child at home 19 microdistrict new building with a good repair. The price is for the month

  11/13/2022 21:10,
  Khujand

• Babysitting services

  I am 36 years old. Professionally, she is a teacher. I have two girls. I love children very much. I can look after several children. I take children at night, for parents working the night shift. From 18:00 to 7:00. price per month-1000 Happy I’m already looking after three children🐣💛. Call for any questions.)

  11/13/2022 18:18,
  Dushanbe

• Babysitting services

  I will be a nanny at home I live at a brewery conditions for a baby I can study Russian with a baby price is negotiable

  13.11.2022 11:01,
  Dushanbe

• Babysitting services

  Russian speaker with experience. 25 somon

  12.11.2022 16:42,
  Buston (Chkalovsk)

• Babysitting services

  at my home. can be negotiated around the clock price is negotiable clean cozy new building luxury warm floor food good lovingly look after your angel 13mic.

  12.11.2022 05:43,
  Khujand

• Nanny with experience

  an experienced nanny offers her service, loves children without bad habits, Russian-speaking, I will look after the child at home, 20 somon per day

  11.11.2022 20:49,
  Khujand

• Babysitting services

  Married Northern Tajik, 36 years old. Mother of 4 children. 18 years of childcare experience. Clean cozy 3-room apartment opposite MBTI. Friendly and attentive attitude towards children is guaranteed. I will take children from 6 months.♦ The price is indicated for 1 working day.

  11/11/2022 16:14,
  Dushanbe

• Nanny

  I look after the kids at home, aged 4 years, in excellent conditions. I have knowledge of the Russian language, algebra and biology.

  10.11.2022 22:31,
  Khujand

• Nurse services

  I can and want to work as a nurse to care for the sick and old people, but only in the evening, for example from 19 or 20. 00 to 7 in the morning, I am 40 years old, I am not married and without children, I also have no bad habits, I do not smoke I do not drink alcohol and ask you not to offer sex, I guarantee cleanliness and order in the workplace,

  08.11.2022 11:42,
  Dushanbe

• Babysitting Services

  I offer my services Babysitting at home for newborns from 8 am to 5 pm. payment 1500s per month Bokhtar

  07.11.2022 19:55,
  Bokhtar (Kurgan-Tube)

• Babysitting Services

  Salom duston man dar khonai hudam kudak nigoh mekunam 12 microdistrict babysitters sharoiti khonaham hubai be havotiri misli farzandoni hudam nigoh mekunam

  07. 11.2022 06:39,
  Khujand

• Babysitting service at home

  I accept children at home from 08:00 to 19:00, hourly, there are facilities for children. Bake.

  11/06/2022 23:32,
  Dushanbe

• Babysitting services

  I will be a nanny at home) I live at 82 microdistrict) I have work experience) Price is negotiable)

  11/06/2022 11:45,
  Dushanbe

• Babysitting services

  Russian-speaking nanny at home. The price of the service is indicated for 1 day. I do additional lessons preparation for school primary school at home

  04.11.2022 20:23,
  Dushanbe

• Babysitting services

  around the clock, from newborns to teenagers. negotiable price

  11/01/2022 13:53,
  Khujand

• Babysitting services at home

  I will babysit at home. I have experience working in a kindergarten. Clean and comfortable apartment in the Spartak area. I have all the conditions at home. I love children.

  11/01/2022 09:28,
  Dushanbe

• Babysitting services

  Babysitting service at my house, you can leave the child for the night

  10/30/2022 20:15,
  Khujand

• Babysitting services

  qudakbon dar honai khudam nigoh mekunam .Az 1 sola bolo boshad .oilikasha dagavor mekunem address 91 microdistrict

  30. 10.2022 18:30,
  Dushanbe

• Babysitting services

  I can look after your children at home at night from 18:00 to 7:00 in the morning I have 9 experience with children0003

  29.10.2022 21:09,
  Khujand

• Babysitting services

  I am a teacher and speech therapist 5 years of experience I speak Russian Tajik languages ​​I have lessons with children in preparation for school. the city of Dushanbe massage with children with disabilities and I also have experience with him

  10/29/2022 13:24,
  Dushanbe

• Babysitting services

  Babysitting services. Work from 9:00 to 17:00. Two days off

  10/29/2022 07:28,
  Khujand

• Babysitting services

  Nanny at home around the clock, the return of the child does not matter. The price is negotiable!!!

  10/28/2022 18:25,
  Khujand

• Babysitting services

  I will look after the kids at home, in excellent conditions. Sociable, sociable, mother of two children, I speak Russian. Details by phone. Address: Airport. The price is per month for one child.

  28.10.2022 11:43,
  Dushanbe

• Babysitting services

  3 years

  27.10.2022 21:22,
  Khujand

• Babysitting services

  call from 8 to 21:00, 12 microdistrict

  27.10.2022 11:30,
  Khujand

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